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Federal Student Loans: Terms and Conditions for Borrowers

Description: This report discusses major provisions of the law pertaining to federal student loan borrowers who receive loans through the Federal Family Education Loan (FFEL) and William D. Ford Direct Loan (DL) programs. The primary emphasis is placed on discussing provisions related to borrower eligibility, loan terms and conditions, borrower repayment relief, and loan default and its consequences for borrowers.
Date: November 16, 2004
Creator: Stoll, Adam
Partner: UNT Libraries Government Documents Department

The Postsecondary Education Student Population

Description: This report focuses on the 12.4 million students enrolled as undergraduates in the fall of 2000, describing key attributes of the population. It also analyzes current rates at which different socioeconomic groups participate in postsecondary education and considers the future composition of the postsecondary student population.
Date: February 9, 2005
Creator: Kuenzi, Jeffrey J.
Partner: UNT Libraries Government Documents Department

Status of the Federal Perkins Loan Program: Frequently Asked Questions

Description: This report answers several frequently asked questions regarding the current and future status of the Federal Perkins Loan program, which authorizes the allocation of federal funds to institutions of higher education to assist them in capitalizing revolving loan funds for the purpose of making low-interest loans to students with exceptional financial need.
Date: March 26, 2015
Creator: Hegji, Alexandra
Partner: UNT Libraries Government Documents Department

Campus-Based Student Financial Aid Programs Under the Higher Education Act

Description: This report begins by providing a brief description of each of the campus-based programs, including the terms under which financial aid is awarded to students and the procedures under which federal funds are allocated to institutions for that purpose. It then provides historical information on federal funds appropriated for each of the programs, an analysis of the number and types of students served, and selected program statistics. It concludes with a discussion of amendments to the campus-based programs proposed in S. 1642 and H.R. 4137.
Date: July 30, 2008
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department

District of Columbia Tuition Assistance Program

Description: This report discusses the District of Columbia (DC) Tuition Assistance Program, which provides scholarships for undergraduate education to DC residents ranging from $2,500 to $10,000. Originally, the program was limited to providing scholarships for attending public higher education institutions in Maryland and Virginia, but it was expanded to include public institutions nationwide in May 2000.
Date: September 14, 2007
Creator: Mangan, Bonnie F.
Partner: UNT Libraries Government Documents Department

Financial Aid for Students: Print and Web Guides

Description: This report provides a list of books and Web addresses intended to help students locate financial aid. This list includes both general and comprehensive works, as well as ones targeted toward specific types of aid and circumstances (e.g., non-need-based scholarships, female and minority students, or students studying abroad).
Date: November 2, 2004
Creator: Mages, Lisa
Partner: UNT Libraries Government Documents Department

The Campus-Based Financial Aid Programs: A Review and Analysis of the Allocation of Funds to Institutions and the Distribution of Aid to Students

Description: This report describes and analyzes (a) the process through which federal funds are allocated to institutions under the campus-based programs, (b) the potential for allocating all campus-based funding according to the existing need-based formulas, and (c) the current distribution of aid to students. It will be updated to track legislative proposals addressing the campus-based allocation procedures.
Date: February 18, 2005
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department

The Civil Rights Restoration Act of 1987: Legal Analysis of S.557

Description: The Senate i n January 1988 passed S. 557 with amendments to “restore the...broad institution – wide application" of certain federal civil rights laws in the wake of t h e U.S. Supreme Court ruling in Grove City College v. Bell . This report discusses the background and contents of this legislation.
Date: March 1, 1988
Creator: Lewis, Karen J. & Dale, Charles V.
Partner: UNT Libraries Government Documents Department

Student Loans, Student Aid, and FY2008 Budget Reconciliation

Description: This report reviews and briefly describes the major proposals contained in both the House-passed and Senate-passed versions of H.R. 2669 to achieve savings in mandatory spending through changes to federal student loan programs and to enhance student aid benefits or make other changes to existing federal student aid programs. It also reviews and describes the major changes enacted under P.L. 110-84 that are projected to achieve savings in mandatory spending and those that establish new or enhanced student aid benefits or that otherwise amend pre-existing federal student aid programs.
Date: October 23, 2007
Creator: Stoll, Adam; Smole, David P. & Mercer, Charmaine
Partner: UNT Libraries Government Documents Department

Student Loans, Student Aid, and FY2008 Budget Reconciliation

Description: This report reviews and briefly describes the major proposals that would change the federal student loan programs to achieve savings in mandatory spending and the proposals that would enhance student aid benefits or result in changes to existing federal student aid programs.
Date: July 18, 2007
Creator: Stoll, Adam; Smole, David P. & Mercer, Charmaine
Partner: UNT Libraries Government Documents Department

Student Loans, Student Aid, and FY2008 Budget Reconciliation

Description: This report reviews and briefly describes the major changes proposed in H.R. 2669 to federal student loan and other federal student aid programs that would achieve savings in mandatory spending or that would result in changes to existing federal student aid programs.
Date: July 6, 2007
Creator: Stoll, Adam; Smole, David P. & Mercer, Charmaine
Partner: UNT Libraries Government Documents Department

Postsecondary Education Issues in the 113th Congress

Description: This report identifies and briefly examines several postsecondary education policy issue areas that may be of general interest. For each of these broader issue areas, the report provides a brief background summary and an introduction to and discussion of various aspects of the issue. Varied policy options are also identified for further consideration.
Date: November 7, 2013
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department

Campus-Based Student Financial Aid Programs Under the Higher Education Act

Description: This report begins by providing a brief description of each of the campus-based programs, including the terms under which financial aid is awarded to students and the procedures under which federal funds are allocated to institutions for that purpose. It then provides historical information on federal funds appropriated for each of the programs, an analysis of the number and types of students served, and selected program statistics.
Date: May 14, 2007
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department

Campus-Based Student Financial Aid Programs Under the Higher Education Act

Description: This report discusses the issues likely to be considered during reauthorization are whether the campus-based programs provide types of aid to students that are not or cannot be provided via other postsecondary aid programs, and whether the current formulas for allocating funds to institutions for the operation of these programs are optimal. Provisions specific to each program, such as requirements for community service under FWS and terms and conditions of Perkins Loans also may be considered.
Date: April 21, 2005
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department

Financial Aid for Students: Online Resources

Description: Report that identifies various online sources for planning and acquiring funds for postsecondary education. This list includes both general and comprehensive sources, as well as those targeted toward specific types of aid and circumstances.
Date: June 17, 2013
Creator: Monagle, Laura L.
Partner: UNT Libraries Government Documents Department

Interest Rates on Subsidized Stafford Loans to Undergraduate Students

Description: Beginning July 1, 2012, Subsidized Stafford Loans will be available exclusively to undergraduate students. The federal government "subsidizes" these loans by relieving the borrower of the requirement to pay the interest that accrues while the borrower is in school and during other authorized periods. In the 112th Congress, proposals have been made to reduce the interest rate applicable to Subsidized Stafford Loans that will be made to undergraduate students during AY2012-2013 from 6.8% to 3.4%. Proposals include the Interest Rate Reduction Act and the Stop the Student Loan Interest Rate Hike Act of 2012. It is estimated that a reduction in the interest rate would benefit approximately 7.4 million students who are likely to borrow Subsidized Stafford Loans during the upcoming award year.
Date: May 4, 2012
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department

Federal Pell Grant Program of the Higher Education Act: Background and Reauthorization

Description: The Federal Pell Grant program is the single largest source of grant aid for postsecondary education attendance funded by the federal government, providing grants to undergraduate students estimated to have totaled more than $11.6 billion in FY2002. This report reviews how the program works and provides analysis of program funding, recipients (numbers and characteristics), and the role being played by the program in the distribution of federal student aid. It concludes with an examination of several Pell-related issues that may be considered by the 108th Congress in the HEA reauthorization process. This report will be updated to reflect major legislative action to reauthorize the Pell Grant program.
Date: March 18, 2003
Creator: Stedman, James B.
Partner: UNT Libraries Government Documents Department

Federal Student Aid Need Analysis System: Background, Description, and Legislative Action

Description: A federal need analysis system underlies the annual allocation of billions of dollars (more than $73 billion in FY2005) in student financial aid supported by Title IV of the Higher Education Act (HEA) (P.L. 89-329, as amended). The system has regularly been characterized by many as too complex, creating a barrier for students seeking financial assistance, especially low-income students. This report provides an overview of the federal need analysis system, including a discussion of recent legislative changes and proposals.
Date: February 3, 2006
Creator: Mercer, Charmaine
Partner: UNT Libraries Government Documents Department

The Student Aid and Fiscal Responsibility Act of 2009

Description: This report reviews and briefly describes the proposals contained in H.R. 3221 to amend programs authorized under HEA and to establish and fund additional new education programs. It will be updated as warranted to track legislative developments.
Date: July 31, 2009
Creator: Smole, David P.; Mahan, Shannon M.; McCallion, Gail; Skinner, Rebecca R.; Bradley, David H. & Dortch, Cassandria
Partner: UNT Libraries Government Documents Department