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Automatic Enrollment in Section 401(k) Plans

Description: The reports is categorized into sic categories: (I) Types of Retirement Plans, (II) Enrollment Practices, (III) IRS Rulings, (IV) Policy Issues, (V) Plan Participation, and (VI) The Pension Protection Act.
Date: January 16, 2007
Creator: Purcell, Patrick
Partner: UNT Libraries Government Documents Department
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Federal Employees’ Retirement System: The Role of the Thrift Savings Plan

Description: This report discusses the two retirement systems available to federal employees. The Civil Service Retirement System (CSRS) was established in 1920 and covers only employees hired before 1984. The Federal Employees' Retirement System (FERS) was created to involve Social Security, a basic retirement annuity, and the Thrift Savings Plan (TSP). The TSP is discussed and illustrated.
Date: March 19, 2007
Creator: Purcell, Patrick
Partner: UNT Libraries Government Documents Department
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Federal Employee Retirement Programs: Budget and Trust Fund Issues

Description: Retirement annuities for civilian federal employees are provided mainly through two programs: the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). These annuities are financed through a combination of employee contributions and payments made by the federal government to the civil service retirement trust fund. This report discusses the two programs, how they work, and how they are financed.
Date: March 14, 2007
Creator: Purcell, Patrick J.
Partner: UNT Libraries Government Documents Department
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Retirement Savings: How Much Will Workers Have When They Retire?

Description: This report presents the results of an analysis of the amount of retirement savings that households might be able to accumulate by age 65 under a number of different scenarios. The analysis shows how varying the age at which households begin to save for retirement, the percentage of their earnings that they save, and the rate of return on investment can affect the amount of retirement savings the household will accumulate.
Date: January 29, 2007
Creator: Purcell, Patrick & Whitman, Debra B.
Partner: UNT Libraries Government Documents Department
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