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Bank and Thrift Deposit Insurance Premiums: The Record from 1934-2004

Description: Since federal deposit insurance first came into being in the mid-1930s, commercial banks and savings associations (thrifts) have paid premiums into government insurance reserves to cover losses due to financial institution failures. Banks and thrifts have come to offer similar services and the government has standardized insurance premiums for the two institutions to reflect their competition. Deposit insurance premiums have been the subject of legislation several times over recent years includ… more
Date: January 3, 2005
Creator: Miles, Barbara L. & Jackson, William D.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Banking and Securities Regulation and Agency Enforcement Authorities

Description: The federal bank regulatory agencies — the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of Thrift Supervision — have extensive authority to enforce various legal and regulatory standards with respect to the banking institutions that they supervise. Similarly, the Securities and Exchange Commission (SEC) has a wide range of tools to enforce the securities laws. This report provides a bri… more
Date: January 17, 2006
Creator: Jackson, William D.; Jickling, Mark; Shorter, Gary; Murphy, M. Maureen & Seitzinger, Michael V.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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