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Financing Catastrophic Risk: Summary of the Homeowners' Defense Act of 2009 (S. 505 and H.R. 2555)

Description: This report discusses the drastic increase in demand for homeowners' insurance in Atlantic and Gulf Coast states following the devastation of Hurricane Katrina in 2005. This report also discusses various measures and efforts underway to enhance insurer capacity, pursue alternative forms of risk transfer, and create a national catastrophe financing facility, the last of which is an issue under considerable debate.
Date: July 1, 2009
Creator: King, Rawle O.
Partner: UNT Libraries Government Documents Department
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Veterans and Homelessness

Description: The current conflicts in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. As the number of veterans increases due to the current wars, there is concern that the number of homeless veterans could rise commensurately. The current economic downturn also has raised concerns that homelessness could increase among all groups, including veterans. Several issues regarding veterans and homelessness have become prominent, in part beca… more
Date: June 26, 2009
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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USDA Rural Housing Programs: An Overview

Description: This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to ma… more
Date: January 26, 2007
Creator: Foote, Bruce E.
Partner: UNT Libraries Government Documents Department
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The HUD Homeless Assistance Grants: Distribution of Funds

Description: Four programs, administered by the U.S. Department of Housing and Urban Development (HUD), were created to provide temporary and permanent housing to the homeless, along with supportive services.This report describes how HUD distributes the four homeless assistance grants.
Date: December 21, 2006
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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State and Local Restrictions on Employing, Renting Property to, or Providing Services for Unauthorized Aliens: Legal Issues and Recent Judicial Developments

Description: This report discusses the constitutional issues raised in relation to state and local laws intended to deter the presence of unauthorized aliens, along with the implications that federal civil rights statutes might have on the implementation and enforcement of measures restricting such persons' ability to obtain employment, housing, or other state and local benefits or services.
Date: January 28, 2008
Creator: Garcia, Michael John; Feder, Jody & Smith, Alison M.
Partner: UNT Libraries Government Documents Department
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USDA Rural Housing Programs: An Overview

Description: This report discusses the Department of Agriculture's (USDA) rural housing programs, which include loans for the purchase, repair, or construction of single-family housing; loans and grants to remove health and safety hazards in owner-occupied homes; loans and grants for the construction and purchase of rental housing for farmworkers; loans for the purchase and construction of rental and cooperative housing for the elderly and for rural residents in general; rental assistance payments to make r… more
Date: July 27, 2007
Creator: Foote, Bruce E.
Partner: UNT Libraries Government Documents Department
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Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered… more
Date: September 9, 2008
Creator: Peterman, David R. & Frittelli, John
Partner: UNT Libraries Government Documents Department
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The Federal Deposit Insurance Corporation (FDIC): Efforts to Support Financial and Housing Markets

Description: This report discusses recent actions taken by the FDIC in support of financial and housing markets, which include restoration of the Deposit Insurance Fund, the development of the Temporary Liquidity Guarantee Program, efforts to reduce foreclosures, and establishment of the proposed Public-Private Investment Fund. Legislation such as H.R. 786 (introduced by Representative Barney Frank); H.R. 1106, Helping Families Save Their Homes Act of 2009 (introduced by Representative John Conyers, Jr., wi… more
Date: March 27, 2009
Creator: Getter, Darryl E. & Gonzales, Oscar R.
Partner: UNT Libraries Government Documents Department
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Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Description: This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitizat… more
Date: November 5, 2007
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department
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An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, a… more
Date: June 20, 2008
Creator: Keightley, Mark P.
Partner: UNT Libraries Government Documents Department
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Hanford and the Tri-Cities Economy: Historical Trends 1970-2008

Description: This white paper examines the effect that the Hanford Site has had on the Tri-Cities economy from 1970-2008. Total area employment levels, population, and the real estate market are compared to DOE contractor employment and funding levels, which tended to follow each other until the mid-1990s. Since 1994, area employment, total incomes, population and the real estate market have increased significantly despite very little changes in Hanford employment levels. The data indicate that in recent hi… more
Date: October 1, 2009
Creator: Fowler, Richard A. & Scott, Michael J.
Partner: UNT Libraries Government Documents Department
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Building America Best Practices Series: Guide to Determining Climate Regions by County

Description: This document describes the eight climate region designations used by the US Department of Energy Building America Program. In addition to describing the climate zones, the document includes a complete list of every county in the United States and their climate region designations. The county lists are grouped by state. The doucment is intended to assist builders to easily identify what climate region they are building in and therefore which climate-specific Building America best practices guid… more
Date: October 1, 2008
Creator: Gilbride, Theresa L.
Partner: UNT Libraries Government Documents Department

Millennial Housing Commission

Description: The mission of the Commission is to identify, analyze, and develop recommendations that highlight the importance of housing, improve the housing delivery system, and provide affordable housing for the American people, including recommending possible legislative and regulatory initiatives.
Date: August 31, 2002
Creator: Millennial Housing Commission
Partner: UNT Libraries Government Documents Department
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Housing and Economic Recovery Act of 2008

Description: This report discusses the Housing and Economic Recovery Act of 2008, P.L. 110-289, which changes many laws affecting both the housing and mortgage markets. It also surveys the most important changes caused by the act.
Date: August 19, 2008
Creator: Weiss, N. E.; Getter, Darryl E.; Jickling, Mark; Keightley, Mark P. & Foote, Bruce E.
Partner: UNT Libraries Government Documents Department

Commission on Affordable Housing and Health Facility Needs for Seniors in the 21st Century

Description: Welcome to the official website of the Commission on Affordable Housing and Health Facility Needs for Seniors in the 21st Century. This Commission was created by Congress to report on the housing and health needs for the next generation of seniors and offer policy and legislative recommendations for enhancing services and increasing the available housing for this rapidly growing segment of our society.
Date: January 2, 2001
Creator: United States. Commission on Affordable Housing and Health Facility Needs for Seniors in the 21st Century.
Partner: UNT Libraries Government Documents Department
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Housing for Persons Living with HIV/AIDS

Description: This report describes recent research that shows how housing and health status are related and the effects of stable housing on HIV/AIDS patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS p… more
Date: January 8, 2009
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department
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Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered… more
Date: June 19, 2008
Creator: Peterman, David Randall & Frittelli, John
Partner: UNT Libraries Government Documents Department
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Public Housing: Fact Sheet on the New Operating Fund Formula

Description: The local public housing authorities (PHAs) that administer the federal public housing program will begin receiving their annual federal operating subsidies under a new formula in January 2007. As a result, some will experience an increase in their eligibility for funding and others will experience a decrease, although both increases and decreases will be phased in (over two and five years, respectively). However, the amount that a PHA qualifies for under the new formula (whether it is an incre… more
Date: January 4, 2007
Creator: McCarty, Maggie
Partner: UNT Libraries Government Documents Department
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Predatory Lending: Background on the Issue and Overview of Legislation in the 106th Congress

Description: This report presents an overview of the predatory lending issue, a summary of present law, a summary of joint HUD and Treasury recommendations to address the issue, and a side-by-side summary of five bills introduced in the 106th Congress that addressed the issue. Though no action occurred on these bills, the issue is expected to continue in the 107th Congress.
Date: March 7, 2001
Creator: Foote, Bruce E.
Partner: UNT Libraries Government Documents Department
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