Search Results

The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Description: This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Date: January 14, 2014
Creator: Carpenter, David H.
Item Type: Report
Partner: UNT Libraries Government Documents Department

President's Advisory Commission on Consumer Protection and Quality in the Health Care Industry

Description: The Advisory Commission on Consumer Protection and Quality in the Health Care Industry was created by President Clinton to "advise the President on changes occurring in the health care system and recommend such measures as may be necessary to promote and assure health care quality and value, and protect consumers and workers in the health care system."
Date: March 13, 1998
Creator: President's Advisory Commission on Consumer Protection and Quality in the Health Care Industry
Item Type: Website
Partner: UNT Libraries Government Documents Department

Office of Consumer Affairs

Description: The Office of Consumer Affairs (OCA) seeks to promote a better understanding between businesses and consumers, to help businesses improve the quality of their services, to educate consumers to make wise purchasing decisions, and to provide the consumer viewpoint in the development of policy. The office: assists consumers with marketplace issues and educates them about resources that are available to help them; publishes guides to help businesses respond to consumer needs; and represents and coordinates the Department's consumer affairs activities with consumer groups, other Federal, state, county, and municipal government agencies, and international organizations.
Date: January 1, 1998
Creator: Office of Consumer Affairs
Item Type: Website
Partner: UNT Libraries Government Documents Department

The Defense Production Act of 1950: History, Authorities, and Reauthorization

Description: This report examines some of the history of the Defense Production Act of 1950 (DPA), focusing primarily on its creation and most recent legislative reauthorization. It also discusses the foremost active authorities of the DPA.
Date: June 14, 2013
Creator: Brown, Jared T. & Else, Daniel H.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Policy Issues in the General Motors Vehicle Recall

Description: This report discusses the National Highway Traffic Safety Administration (NHTSA) process by which vehicle safety defects are identified and vehicles are recalled, as well as the impact that the 2009 GM bankruptcy may have on liability for this defect.
Date: March 31, 2014
Creator: Canis, Bill; Peterman, David Randall & Pettit, Carol A.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Defense Production Act of 1950: History, Authorities, and Reauthorization

Description: This report examines some of the history of the Defense Production Act of 1950 (DPA), focusing primarily on its creation and most recent legislative reauthorization. It also discusses the foremost active authorities of the DPA.
Date: June 19, 2014
Creator: Brown, Jared T. & Else, Daniel H.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Defense Production Act of 1950: History, Authorities, and Reauthorization

Description: This report examines some of the history of the Defense Production Act of 1950 (DPA), focusing primarily on its creation and most recent legislative reauthorization. It also discusses the foremost active authorities of the DPA.
Date: July 28, 2014
Creator: Brown, Jared T. & Else, Daniel H.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: July 23, 2010
Creator: Murphy, M. Maureen
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Defense Production Act of 1950: History, Authorities, and Reauthorization

Description: This report examines some of the history of the Defense Production Act of 1950 (DPA), focusing primarily on its creation and most recent legislative reauthorization. It also discusses the foremost active authorities of the DPA.
Date: July 28, 2014
Creator: Brown, Jared T. & Else, Daniel H.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Inflation-Indexing Elements in Federal Entitlement Programs

Description: This report identifies key indexing elements in major federal entitlement programs under current law and presents the information in a summary table. The report provides a brief description of the measures of consumer price change used to index various elements of these programs under current law, as well as the alternative measure of consumer price change (the Chained CPI-U) that has been proposed for computing Social Security cost-of-living-adjustments (COLAs) and making inflation adjustments to other federal programs.
Date: April 24, 2013
Creator: Nuschler, Dawn
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Target and Other Financial Data Breaches: Frequently Asked Questions

Description: This report answers some frequently asked questions about the Target and selected other data breaches, including what is known to have happened in the breach, and what costs may result. It also examines some of the broader issues common to data breaches, including how the payment system works, how cybersecurity costs are shared and allocated within the payment system, who bears the losses in such breaches more generally, what emerging cybersecurity technologies may help prevent them, and what role the government could play in encouraging their adoption. The report addresses policy issues that were discussed in the 113th Congress to deal with these issues.
Date: February 4, 2015
Creator: Weiss, N. E. & Miller, Rena S.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Description: This report provides a brief summary of the Obama Administration's Consumer Financial Protection Agency Act of 2009 (CFPA) and delineates some of the substantive differences between it and H.R. 3126, as ordered to be reported by the House Financial Services Committee, as well as the version that was ordered to be reported by the House Energy and Commerce Committee.
Date: November 9, 2009
Creator: Carpenter, David H. & Jickling, Mark
Item Type: Report
Partner: UNT Libraries Government Documents Department

Consumers and Food Price Inflation

Description: The heightened commodity price volatility of 2008 and the subsequent acceleration in U.S. food price inflation raised concerns and generated many questions about farm and food price movements by Members of Congress and their constituents. This report responds to those concerns by addressing the nature and measurement of retail food price inflation.
Date: November 4, 2009
Creator: Schnepf, Randy & Richardson, Joe
Item Type: Report
Partner: UNT Libraries Government Documents Department

Advertising Industry in the Digital Age

Description: This report discusses regulatory challenges faced by policymakers as the advertising industry enters a period of far-reaching change brought about by the economic downturn and structural shifts as consumers move to the Internet and other digital platforms for news, entertainment, and socializing.
Date: November 9, 2009
Creator: Kirchhoff, Suzanne M.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Consumers and Food Price Inflation

Description: This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups.
Date: September 13, 2013
Creator: Schnepf, Randy
Item Type: Report
Partner: UNT Libraries Government Documents Department

Consumers and Food Price Inflation

Description: This report is divided into five sections that cover the following: major economic concepts underlying consumer food behavior; descriptions how U.S. food price inflation rates have evolved since 1915, when federal price data collection for inflation-measuring purposes began; information on recent history and projections for U.S. food expenditure shares relative to total household budget; an examination of retail food price inflation; and a discussion on the impact that rapid food price inflation can have on government food programs and the more vulnerable consumer groups.
Date: April 14, 2011
Creator: Schnepf, Randy & Richardson, Joe
Item Type: Report
Partner: UNT Libraries Government Documents Department

Financial Market Turmoil and U.S. Macroeconomic Performance

Description: Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by households and non-financial businesses. Three types of policy response exist and are being applied in varying degrees. This report discusses each of these policy responses.
Date: June 9, 2009
Creator: Elwell, Craig K.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 (the CPFA Act or the Act) and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation. The report then raises some questions regarding state law preemption, sources of funding, and rule-making procedures that the Act does not fully answer.
Date: July 17, 2009
Creator: Carpenter, David H. & Jickling, Mark
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Chained Consumer Price Index: What Is It and Would It Be Appropriate for Cost-of-Living Adjustments?

Description: Report that provides technical and logistical information on how the Chained Consumer Price Index for all Urban Consumers (C-CPI-U) is constructed and reported by the U.S. Bureau of Labor Statistics (BLS). It explains methodological and statistical differences between the standard Consumer Price Index (CPI) and the C-CPI-U. It then addresses a key impediment to moving to the C-CPI-U.
Date: June 12, 2013
Creator: Whittaker, Julie M.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: February 7, 2011
Creator: Murphy, M. Maureen
Item Type: Report
Partner: UNT Libraries Government Documents Department

A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: Report that looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: August 29, 2012
Creator: Hoskins, Sean M.
Item Type: Report
Partner: UNT Libraries Government Documents Department

A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: This report looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: July 18, 2012
Creator: Hoskins, Sean M.
Item Type: Report
Partner: UNT Libraries Government Documents Department