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An Overview of the HOME Investment Partnerships Program

Description: This report provides an introduction to the HOME Investment Partnerships Program, including a brief history, an overview of allowable uses of HOME funds, and a description of certain program requirements. It also provides information on funding for the program and how that funding has been used.
Date: September 11, 2014
Creator: Jones, Katie
Partner: UNT Libraries Government Documents Department

Housing and Economic Recovery Act of 2008

Description: This report discusses the Housing and Economic Recovery Act of 2008, P.L. 110-289, which changes many laws affecting both the housing and mortgage markets. It also surveys the most important changes caused by the act.
Date: August 19, 2008
Creator: Weiss, N. E.; Getter, Darryl E.; Jickling, Mark; Keightley, Mark P. & Foote, Bruce E.
Partner: UNT Libraries Government Documents Department

Fannie Mae and Freddie Mac in Conservatorship

Description: On September 7, 2008, the Federal Housing Finance Agency (FHFA) placed Fannie Mae and Freddie Mac, two government-sponsored enterprises (GSEs) that play a critical play in the U.S. home mortgage market, in conservatorship. As conservator, the FHFA has full powers to control the assets and operation of the firms. Dividends to common and preferred shareholders are suspended, but the U.S. Treasury has put in place a set of financing agreements to ensure that the GSEs continue to meet their obligations to holders of bonds that they have issued or guaranteed. This means that the U.S. taxpayer now stands behind about $5 trillion of GSE debt. This report provides basic information on the GSEs, the government intervention, and the potential cost to the taxpayer.
Date: September 15, 2008
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department

Fannie Mae's and Freddie Mac's Financial Problems: Frequently Asked Questions

Description: Recent turmoil in the housing and financial markets have caused concern over the future of Fannie Mae and Freddie Mac, which are chartered by Congress as government-sponsored enterprises (GSEs) and are widely believed to have an implicit guarantee from the federal government. The Office of Federal Housing Enterprise Oversight (OFHEO) -- the GSEs safety and soundness regulator -- has repeated assurances that Fannie and Freddie have adequate capital, but as highly leveraged financial intermediaries, Fannie Mae and Freddie Mac have limited resources against losses. This report analyzes various aspects of Fannie Mae and Freddie Mac in relation to the financial turmoil that began in September 2008.
Date: July 15, 2008
Creator: Weiss, N. Eric
Partner: UNT Libraries Government Documents Department

GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress

Description: This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets. Other CRS reports address related issues such as conservatorship, the GSEs' financial condition, residential mortgage markets in other nations, and affordable housing.
Date: September 13, 2013
Creator: Weiss, N. Eric
Partner: UNT Libraries Government Documents Department

Millennial Housing Commission

Description: The mission of the Commission is to identify, analyze, and develop recommendations that highlight the importance of housing, improve the housing delivery system, and provide affordable housing for the American people, including recommending possible legislative and regulatory initiatives.
Date: August 31, 2002
Creator: Millennial Housing Commission
Partner: UNT Libraries Government Documents Department

Affordable Care Act (ACA) and the Appropriations Process: FAQs Regarding Potential Legislative Changes and Effects of a Government Shutdown

Description: This report provides background information on the Affordable Care Act (ACA). It discusses the ACA and the annual appropriations process and the potential impact of a shutdown on ACA implementation.
Date: October 2, 2013
Creator: Redhead, C. S.; Tollestrup, Jessica; Liu, Edward C. & Brass, Clinton T.
Partner: UNT Libraries Government Documents Department

VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Description: This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Date: April 24, 2012
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department