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Tax Gap: Administration Proposal to Require Information Reporting on Merchant Payment Card Reimbursements

Description: The high current and forecast budget deficits as well as pay-as-you-go (PAYGO) procedures have resulted in congressional and executive branch interest in raising additional revenue through proposals for improved tax compliance. The Bush Administration’s FY2009 budget includes a proposal (the proposal) to require each payment card processor to inform the IRS on the net dollar amount paid to reimburse each merchant (i.e., seller) for his payment card receipts in a calendar year. Payment cards consist of both credit cards and debit cards. This report examines the proposal by describing current law, presenting the proposal contained in the FY2009 budget, describing the structure of the payment card industry, analyzing the justifications for the proposal, explaining the criticisms of the proposal, and offering concluding observations.
Date: April 28, 2008
Creator: Bickley, James M.
Partner: UNT Libraries Government Documents Department

The EMV Chip Card Transition: Background, Status, and Issues for Congress

Description: This report describes the financial harm caused by data breaches and explains how those breaches are carried out. It provides information about the effect of the transition in selected foreign countries. The report also discusses resolved and remaining impediments to completing the EMV ( Europay, MasterCard Visa) transition in the United States and identifies areas of potential congressional interest.
Date: February 26, 2015
Creator: Moloney Figliola, Patricia
Partner: UNT Libraries Government Documents Department

The EMV Chip Card Transition: Background, Status, and Issues for Congress

Description: This report describes the financial harm caused by data breaches and the impact of EMV (Europay, MasterCard, and Visa) chip cards on fraud. It provides information about the effect of the transition in selected foreign countries and discusses resolved and remaining impediments to completing the EMV transition in the United States. It also identifies areas of potential congressional interest.
Date: September 8, 2015
Creator: Moloney Figliola, Patricia
Partner: UNT Libraries Government Documents Department

The EMV Chip Card Transition: Background, Status, and Issues for Congress

Description: This report describes the financial harm caused by data breaches and explains how those breaches are carried out, and discusses resolved and remaining impediments to completing the EMV transition in the United States and identifies areas of potential congressional interest.
Date: November 27, 2015
Creator: Moloney Figliola, Patricia
Partner: UNT Libraries Government Documents Department

U.S.-EU Data Privacy: From Safe Harbor to Privacy Shield

Description: This report describes the financial harm caused by data breaches, explains how those breaches are carried out, discusses resolved and remaining impediments to completing the EMV (Europay, MasterCard, and Visa) transition in the United States, and identifies areas of potential Congressional interest.
Date: May 17, 2016
Creator: Moloney Figliola, Patricia
Partner: UNT Libraries Government Documents Department

[Christmas greeting card]

Description: Card featuring an illustration of an anthropomorphic lion holding a lamb with the text "Peace on Earth." Lists volunteers and contributors to the 1988 People with AIDS Holiday Gift Project.
Date: December 1988
Creator: Engelbreit, Mary
Partner: UNT Libraries Special Collections

The Effects of Illustrations on a Context Method of Learning Reading Vocabulary for Fourth-Grade Students

Description: The purpose of this study was to compare the effectiveness of a context approach to learning reading vocabulary with the effectiveness of the context approach accompanied by illustrations. Subjects were 152 fourth graders from 19 reading classes in 8 elementary schools. Materials included illustrated and nonillustrated vocabulary cards, a researcher-made multiple-choice instrument, and a widely used achievement test, which was used to identify the subjects as good or poor readers. The researcher made instrument was administered as a pretest during the first week of the study. Forty-eight vocabulary words were taught during the second through fifth weeks. The instrument was given again as a posttest during week six and as a delayed posttest during week twelve. Results were analyzed with the analysis of covariance procedure.
Date: August 1983
Creator: Nease, Charles
Partner: UNT Libraries

[Playing Cards]

Description: Photograph of a group of elderly people, gathered around a small square table in a room with curtains covering the windows. A man and two women are playing cards, while the rest of the group watches and talks.
Date: 1970
Creator: Clark, Joe
Partner: UNT Libraries Special Collections

Credit Card Minimum Payments

Description: Recently, credit card issuers began adjusting their minimum payment formulas, raising the amount of the required monthly payment. Congress has focused on the need to increase consumer awareness of the financial jeopardy that can result from paying only the required minimum. This report provides an overview of the issues and congressional action. It will be updated as events warrant.
Date: December 21, 2005
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department

The Target and Other Financial Data Breaches: Frequently Asked Questions

Description: This report answers some frequently asked questions about the Target and selected other data breaches, including what is known to have happened in the breach, and what costs may result. It also examines some of the broader issues common to data breaches, including how the payment system works, how cybersecurity costs are shared and allocated within the payment system, who bears the losses in such breaches more generally, what emerging cybersecurity technologies may help prevent them, and what role the government could play in encouraging their adoption. The report addresses policy issues that were discussed in the 113th Congress to deal with these issues.
Date: February 4, 2015
Creator: Weiss, N. E. & Miller, Rena S.
Partner: UNT Libraries Government Documents Department

[Woven Christmas card]

Description: Holiday card woven by Rudi Fuchs with stripes of rainbow colors creating a circular shape near the top and other geometric shapes below. Handwritten text on the inside of the card says, "A Very Merry Christmas and a Happy New Year. Rudi." The year, 1969 is written just after the main text but appears to be in a different ink.
Date: December 1969
Creator: Fuchs, Rudolph
Partner: UNT Libraries Special Collections

[Byrd Photo Service stamp and card]

Description: Photograph of a stamp and card from the Byrd Williams Family Photography Collection, held by UNT Special Collections. The stamp was used at the Byrd Photo Service and reads "Byrd Photo Service 3862 So. Freeway Ft. Worth, Texas 76110 (817) 926-3993". The business card reads "Byrd Photo Service" over a flying bird and circle logo and has "Byrd Williams" in one corner and "Phone WA 6-3993; 3862 S. Pecan St.; Fort Worth, Texas".
Date: July 20, 2016
Creator: Sylve, Joshua
Partner: UNT Libraries Special Collections

User Interface Program for Secure Electronic Tags

Description: This report summarizes and documents the efforts of Argonne National Laboratory (ANL) in developing a secure tag communication user interface program comprising a tag monitor and a communication tool. This program can perform the same functions as the software that was developed at the Lawrence Livermore National Laboratory (LLNL), but it is enhanced with a user-friendly screen. It represents the first step in updating the TRANSCOM Tracking System (TRANSCOM) by incorporating a tag communication screen menu into the main menu of the TRANSCOM user program. A working version of TRANSCOM, enhanced with ANL secure-tag graphics, will strongly support the Department of Energy Warhead Dismantlement/Special Nuclear Materials Control initiatives. It will allow commercial satellite tracking of the movements and operational activities of treaty-limited items and transportation vehicles throughout Europe and the former USSR, as well as the continental US.
Date: May 1995
Creator: Cai, Y.; Koehl, E. R.; Carlson, R. D. & Raptis, A. C.
Partner: UNT Libraries Government Documents Department

Regulation of Debit Interchange Fees

Description: This report discusses section 735 of the Financial Choice Act (H.R. 10) which would repeal the Durbin Amendment. The Durbin Amendment capped the amount of interchange fees paid by merchants to banks when a customer uses a debit card to pay. The report begins with a description of the debit payments process and network pricing for the four-party system and the three-party system. It summarizes the requirements of Regulation II, which implements the Durbin Amendment. The report concludes with a discussion of some implications of Regulation II for merchants, consumers, and banks as well as with some recent observations.
Date: May 16, 2017
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department

The Impact of Standards-based Report Cards on Reading Development of Primary Grade Students

Description: The purpose of this mixed-method study was to explore the instructional changes in first grade classrooms and reading progress of first grade students in relation to implementation of standards-based report cards (SBRC). The goal of this study, conducted in a suburban Texas school district, was to determine whether there was a statistically significant difference in reading progress between students enrolled in first grade classrooms in which traditional report cards were used in comparison to comparable classrooms in which SBRCs were used. Additionally, the instructional practices of teachers were examined to determine the types of changes that took place as the district moved from traditional report cards to SBRCs. A total of 709 students and 15 teachers were involved in the study. The study revealed that there was no statistically significant difference between the reading growth of students assessed in SBRC classrooms and those assessed with traditional report cards. There were, however, significant differences in instructional practices employed by teachers in SBRC classrooms. These changes in practice included instructing with a greater degree of focus on specific objectives to be taught, more closely following the district’s scope and sequence, greater communication regarding the grading criteria and methods used for reporting progress, use of the most recent achievement data when determining grades (in comparison to averaging of grades during a reporting period), and a greater awareness of students’ specific abilities.
Date: August 2013
Creator: Newell, Suzanne Payne
Partner: UNT Libraries

Payment Card Interchange Fees: An Economic Assessment

Description: This report focuses on the Visa and MasterCard card associations, which account for three-fourths of the payment card market in the United States in 2008. The report begins with a discussion of the nontraditional structure of the payment card market. The next section is an analysis of the problem of the optimum level of payment cards to achieve the highest social welfare benefit for cardholders and merchants. The third section discusses the provisions of the Credit Card Fair Free Act of 2008. The last section discusses some implications of the analysis.
Date: September 3, 2008
Creator: Eubanks, Walter W.
Partner: UNT Libraries Government Documents Department
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