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Why is the Household Saving Rate So Low?

Description: This report begins by showing how much the household saving rate has declined in recent years. Next, it explains how household saving is measured, and provides some detail on how saving varies across the income distribution. Finally, it discusses factors that may account for the decline in household saving, as well as how much of a policy concern the decline in household saving may be.
Date: January 9, 2008
Creator: Cashell, Brian W.
Partner: UNT Libraries Government Documents Department

U.S. Household Savings for Retirement in 2010

Description: Report that provides data on a variety of household wealth measures in 2010 from the Federal Reserve's triennial Survey of Consumer Finances. The report classifies the amount of assets and debt by the age of the head of the household for both single and married households.
Date: July 23, 2013
Creator: Topoleski, John J.
Partner: UNT Libraries Government Documents Department

Data on Enrollment, Premiums, and Cost-Sharing in HAS-Qualified Health Plans

Description: Health Savings Accounts (HSAs), which have been available since 2004, are the newest addition to the array of tax-advantaged accounts people can use to pay for unreimbursed medical expenses. To set up an HSA, one must enroll in a qualifying high-deductible health plan (HDHP). This report analyzes findings about enrollment in HSA-qualified HDHPs.
Date: May 13, 2006
Creator: Peterson, Chris L
Partner: UNT Libraries Government Documents Department

Health Savings Accounts and High- Deductible Health Plans: A Data Primer

Description: This report discusses health savings accounts (HSAs), which are generally used to pay for unreimbursed medical expenses on a tax-advantaged basis. HSAs are tax-advantaged and provide some incentives for people to monitor, and perhaps reduce, their expenditures on health care.
Date: August 17, 2010
Creator: Rapaport, Carol
Partner: UNT Libraries Government Documents Department

The Fall and Rise of Household Saving

Description: This report begins by showing how the household saving rate has varied in recent years. Next, it explains how household saving is measured, and it provides some detail on how saving varies across the income distribution. Finally, it discusses factors that may account for the long decline in household saving, as well as prospects for its recovery.
Date: September 1, 2009
Creator: Cashell, Brian W.
Partner: UNT Libraries Government Documents Department

U.S. Household Savings for Retirement in 2010

Description: This report provides data on a variety of household wealth measures in 2010 from the Federal Reserve's triennial Survey of Consumer Finances. Although the amount of retirement assets is the primary focus of the report, other measures of wealth (such as the amount of total assets, financial assets, total debt, net worth, and housing equity) are also included.
Date: April 30, 2013
Creator: Topoleski, John J.
Partner: UNT Libraries Government Documents Department

Education Savings Accounts for Elementary and Secondary Education

Description: The Economic Growth and Tax Relief Reconciliation Act of 2001 (P.L. 107-16) that President Bush signed on June 7, 2001, includes these changes, effective after 2001. The most prominent issue they raise is whether the federal government should assist families whose children are educated in private schools. Policy questions include what effect such assistance might have on public schools and student performance and whether it would be constitutional. Concerns have also been expressed that the legislation would create compliance problems and is most likely to benefit better-off families. P.L. 107-22 renamed the accounts Coverdell education savings accounts.
Date: January 5, 2001
Creator: Lyke, Bob & Stedman, James B.
Partner: UNT Libraries Government Documents Department

Education Savings Accounts for Elementary and Secondary Education

Description: The Economic Growth and Tax Relief Reconciliation Act of 2001 (P.L. 107-16) that President Bush signed on June 7, 2001, includes these changes, effective after 2001. The most prominent issue they raise is whether the federal government should assist families whose children are educated in private schools. Policy questions include what effect such assistance might have on public schools and student performance and whether it would be constitutional. Concerns have also been expressed that the legislation would create compliance problems and is most likely to benefit better-off families. P.L. 107-22 renamed the accounts Coverdell education savings accounts.
Date: August 23, 2001
Creator: Lyke, Bob & Stedman, James B.
Partner: UNT Libraries Government Documents Department