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Small Business Administration 7(a) Loan Guaranty Program

Description: This report discusses the rationale provided for the Small Business Administration's 7(a) loan guaranty program. It also examines issues raised concerning the SBA's administration of the 7(a) program, including the oversight of 7(a) lenders and the program's lack of outcome-based performance measures. The report also surveys congressional and presidential actions taken in recent years to enhance small businesses' access to capital.
Date: March 9, 2018
Creator: Dilger, Robert Jay
Partner: UNT Libraries Government Documents Department

The Railroad Rehabilitation and Improvement Financing (RRIF) Program

Description: This report discuses the Railroad Rehabilitation and Improvement Financing (RRIF) loan program administered by the Department of Transportation (DOT) which offers long-term low interest loans to railroad operators fro improving rail infrastructure. It was originality intended to assist small freight railroads but has been of increasing interest to passenger rail lines. Its structure, application process, approved projects, and challenges are discussed.
Date: May 15, 2017
Creator: Peterman, David Randall
Partner: UNT Libraries Government Documents Department

Small Business Administration 7(a) Loan Guaranty Program

Description: This report discusses the rationale provided for the 7(a) program; the program's borrower and lender eligibility standards and program requirements; and program statistics, including loan volume, loss rates, use of proceeds, borrower satisfaction, and borrower demographics. It also examines issues raised concerning the SBA's administration of the 7(a) program, including the oversight of 7(a) lenders and the program's lack of outcome-based performance measures. The report also surveys congressional and presidential actions taken in recent years to enhance small businesses' access to capital. The Appendix to this report provides a brief description of the 7(a) program's SBAExpress, Export Express, and Community Advantage programs.
Date: August 31, 2017
Creator: Dilger, Robert Jay
Partner: UNT Libraries Government Documents Department

Small Business Afministration 504/CDC Loan Guaranty Program

Description: This report examines the rationale provided for the Small Business Administration's 504/CDC program, its borrower and lender eligibility standards, operating requirements, and performance statistics, including loan volume, loss rates, proceeds usage, borrower satisfaction, and borrower demographics. This report also discusses congressional action taken to help small businesses gain greater access to capital, including enactment of P.L. 111-5, the American Recovery and Reinvestment Act of 2009 (ARRA); P.L. 111-240; and P.L. 114-113, and issues related to the SBA's oversight of 504/CDC lenders.
Date: December 5, 2017
Creator: Dilger, Robert Jay
Partner: UNT Libraries Government Documents Department

The Small Business Lending Fund

Description: This report discusses on the Small Business Lending Fund (SBLF). It begins with a discussion of the supply and demand for small business loans. The SBLF's advocates argued that the fund was an important part of a larger effort to enhance the supply of small business loans. After describing the program's structure, the report then examines other arguments that were presented both for and against the program's enactment. Advocates claimed the SBLF would increase lending to small businesses and, in turn, create jobs. Opponents contended that the SBLF could lose money, lacked sufficient oversight provisions, did not require lenders to increase their lending to small businesses, could serve as a vehicle for the Troubled Asset Relief Program (TARP) recipients to effectively refinance their TARP loans on more favorable terms with little or no resulting benefit for small businesses, and could encourage a failing lender to make even riskier loans to avoid higher dividend payments. The report concludes with an examination of the SBLF's implementation by the Department of the Treasury and a discussion of bills introduced during recent Congresses to amend the SBLF.
Date: October 27, 2017
Creator: Dilger, Robert Jay
Partner: UNT Libraries Government Documents Department

Student Loan Forgiveness Programs

Description: This report will provide an overview of the current major federal loan forgiveness programs administered by the U.S. Department of Education (ED). It will also briefly summarize some of the other major federal loan forgiveness programs. Finally, it will discuss policy issues and legislation.
Date: February 1, 2005
Creator: McCallion, Gail
Partner: UNT Libraries Government Documents Department

Federal Student Loan Forgiveness and Loan Repayment Programs

Description: This report discusses loan forgiveness and loan repayment benefits that provide debt relief to borrowers of federal student loans who make an active choice to enter public service or obtain employment in particular professions, occupations, or specialties, or to repay their loans according to an income-dependent repayment plan.
Date: July 22, 2014
Creator: Hegji, Alexandra; Smole, David P. & Heisler, Elayne J.
Partner: UNT Libraries Government Documents Department

Water Infrastructure Financing: The Water Infrastructure Finance and Innovation Act (WIFIA) Program

Description: This report discusses the Water Infrastructure Finance and Innovation Act which is planning to provide subsidized loans and credit assistance to water infrastructure projects through the EPA (Environmental Protection Agency).
Date: September 26, 2018
Creator: Ramseur, Jonathan L. & Tiemann, Mary
Partner: UNT Libraries Government Documents Department

Status of the Federal Perkins Loan Program: Frequently Asked Questions

Description: This report answers several frequently asked questions regarding the current and future status of the Federal Perkins Loan program, which authorizes the allocation of federal funds to institutions of higher education to assist them in capitalizing revolving loan funds for the purpose of making low-interest loans to students with exceptional financial need.
Date: March 26, 2015
Creator: Hegji, Alexandra
Partner: UNT Libraries Government Documents Department

Subsidy Cost of Federal Credit: Cost to the Government or Fair Value Cost?

Description: Since the mid-1980s, budget experts have debated whether the best method of measuring the subsidy cost of federal credit (direct loans and loan guarantees) is the cost to the government or the fair value cost. This report presents a chronology of this still unresolved debate, which dates from the mid-1980s.
Date: April 25, 2012
Creator: Bickley, James M.
Partner: UNT Libraries Government Documents Department