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Characteristics of Texas Border and Non-Border Banks and a Comparison of their Lending Practices

Description: This thesis presents a comparison of the loan to deposit ratios of Texas banks along the Mexican border and banks located throughout the rest of the state. Mean characteristics of the two groups (i.e. border and non-border groups) are presented. A multivariate regression model is used to examine the extent to which various operating ratios of the banks and differing economic conditions of the communities in which the banks are located help explain the loan to deposit ratios of the banks involved in this study. The model incorporates data from 1984-1989. No evidence was found to refute the hypothesis that Texas border banks have a lower loan to deposit ratio than their non-border counterparts. The evidence points to a need for developmental capital, supplied by some form of development bank.
Date: August 1994
Creator: Neal, William R. (William Russell)

The Chilean Experience, 1970-1981

Description: The election of a coalition of socialists and communists in 1970 and three years later, the assumption of a military government have led to much controversy around the world. This study attempts to analyze the economic conditions prevailing in Chile from 1970 to 1981. It examines the gradual deterioration of the nation's economy under the Unidad Popular government and the recovery that has taken place with the Junta Militar de Gobierno. The implementation of a market system in 1973 has been effective in bringing the nation out of economic chaos. The balance of payments is under control, inflation has been reduced, and since 1977 the nation's GNP has had an average annual growth of 7.7 per cent.
Date: August 1981
Creator: Mackenna, Leslie R.

Communism in China

Description: The purpose of this study is fourfold: to show why and how Communism is emerging in China; to explain the special characteristics of the Chinese Communists and their tactics; to indicate the effect of Communism on the people of China; and to attempt an analysis of the attitude the Chinese Communists manifest toward the United States and Russia. Special emphasis will be laid upon the conflict between the Kuomintang (Nationalists) led by Chiang K'aishek and the Communists led by Mao Tze-Tung.
Date: 1949
Creator: Dickie, Alex, Jr.

Comparative Development with Large Endowments of Capital (Oil Revenue) Three Case Studies Nigeria, Iran, Libya

Description: This study is an examination and comparison of the manner in which Nigeria, Iran and Libya used oil revenue for their economic development. The research methodology was the case study approach, utilizing statistical time series data, as well as a historical profile of each country's income and expenditure accounts. As a prelude to the oil injection, the pre-oil revenue economy, the history of the oil industry, and the previously implemented development plans of each of these nations is surveyed. The impact of the oil revenues on the standard of living and the non-oil sectors of these economies is examined. The paper concludes with projections concerning each country's ability to continue to promote economic development when its exhaustible oil reserves runs out.
Date: December 1983
Creator: Inyang, Eno F.

A Comparison and Contrast of the Classical and Institutional Theories of Monopoly

Description: "... it will be the purpose of this paper to search the writings of Classicism as exemplified by Smith, Say, Ricardo, Senior, Mill and Marshall, and the works of Veblen for their theories of monopoly. By a contrast and comparison of these theories, it is hoped that the information developed may become the basis for checking any hidden holdovers from these two schools and, by showing their origin, to develop some understanding of a singularly complex problem of the modern world."--leaf 2
Date: August 1949
Creator: Robertson, Jack E.

A Comparison of Permanent and Measured Income Inequality

Description: The degree of inequality present in the distribution of income may be measured with a gini coefficient. If the distribution is found to empirically fit a particular distribution function, then the gini coefficient may be derived from the mean value of income and the variation from the mean. For the purpose of this study, the Beta II distribution was used as the function which most closely approximates the actual distribution of income. The Beta II function provides the skewness which is normally found in an income distribution as well as fulfilling other required characteristics. The degree of inequality was approximated for the distribution of income from all sources and from ten separate components of income sources in constant (1973) dollars. Next, permanent income from all sources and from the ten component sources was estimated based upon actual income using the double exponential smoothing forecasting technique. The estimations of permanent income, which can be thought of as expected income, were used to derive measures of permanent income inequality. The degree of actual income inequality and the degree of permanent income inequality, both being represented by the hypothetical gini coefficient , were compared and tested for statistical differences. For the entire period under investigation, 1952 to 1979, the net effect was no statistically significant difference between permanent and actual income inequality, as was expected. However, significant differences were found in comparing year by year. Relating permanent income inequality to the underlying, structural inequality present in a given distribution, conclusions were drawn regarding the role of mobility in its ability to alter the actual distribution of income. The impact of business fluctuations on the distribution of permanent income relative to the distribution of actual income was studied in an effort to reach general conclusions. In general, cyclical upswings tend to reduce permanent inequality ...
Date: August 1986
Creator: McHargue, Susan L. (Susan Layne)

The Continued Financial Stability of Social Security

Description: The Social Security System is projected to encounter both short-term and long-term financial crises. The economic effectiveness and impacts of alternative solutions to both problems are analyzed. Government projections show the short-term deficit can be solved through interfund borrowing. Solving the long-term deficit will require the generation of new funds. All four solutions analyzed will increase unemployment, inflation, and interest rates, and decrease growth potential. A combination of increased OASI taxation and mandatory coverage is recommended as the most effective solution with the least adverse economic consequences.
Date: May 1982
Creator: Beil, Richard

Corporate Tax Rates and the Purchasing Power Parity Doctrine

Description: This thesis analyzes the effect of corporate tax rates on the purchasing-power-parity (PPP) doctrine. The data used to test this hypothesis are drawn from the U. S., the U. K., the Federal Republic of Germany, Canada, and Japan. The first chapter introduces the reader to the concepts of the PPP doctrine and states the hypothesis. Chapter 2 reviews the literature on the PPP doctrine. Chapter 3 specifies a model of the PPP doctrine including tax rates. Chapter 4 reports and interprets the findings. The study is summarized and conclusions are drawn in chapter 5. In this study it is shown that tax rates are significant only in the case of the U. S. dollar/Canadian dollar exchange rate.
Date: August 1988
Creator: Ballard, Billy L. (Billy Lanoy)

A Critical Analysis of the Equity and Efficiency of the Nigerian Personal Income Tax System

Description: The purpose of this study is to analyze the system of personal income taxation in Nigeria, especially with respect to its administration, equity, and effects on efficient resource usage. There have, in the past, been numerous complaints that the personal income tax in Nigeria does not yield enough revenue for the state governments, primarily because of widespread avoidance and evasion of the tax, especially by persons who do not derive income from wages and salaries. This study examines this problem in light of questions as to how the tax evolved, how important it is to state governments, how efficient and equitable it is, what administrative problems it faces, and what reforms can be implemented to best solve existing problems.
Date: December 1978
Creator: Inyang, Efanga

A Critique of John Maynard Keynes' Concept of the Propensity to Consume

Description: It will be a part of the purpose of this paper to show that Keynesian economics treats a closed economy in a static condition while American and British society in actuality exist in open economies in a dynamic condition. In scope this paper is limited to an appraisal of the first of the main concepts of John Maynard Keynes' General Theory. That is, this paper will be concerned only with the "Theory of the Propensity to Consume" and its ramifications.
Date: 1949
Creator: Ashby, James B.

A Cross-National Study of the Effects of Direct Foreign Investment on the Developmental Process of Developing Countries

Description: Using the assumptions of various schools of thought on development as the theoretical framework, an attempt is made to examine the effects of foreign investment on the socioeconomic growth of 50 developing countries by means of multiple regression models that utilize some external and internal variables assumed to affect the growth rate of GNP. Results from these models indicate that new inflows of foreign investments and amounts of domestic investments are positively related to growth while accumulated stocks of foreign investments have no effect on growth. This suggests that development funds, designed specifically for increased domestic investments, would be the most effective way to increase GNP.
Date: December 1992
Creator: Inyang, Ambrose

Crude Oil Pipe Lines: A Study of Economic Control

Description: The present study does not represent a general investigation of all the various divisions of the transportation phase of the petroleum industry but a very small segment of the industry, i.e., crude oil pipe lines. Rather than being an examination of the technical operations of the industry the study is directed towards a consideration of the instrumentalities of control of interstate pipe line facilities exercised at the hands of major or integrated companies.
Date: 1947
Creator: Bass, Carlyle McCoy

Current Developments in the Exploitation of the Sea as a Source of Food

Description: The chronic problem of protein deficiency that prevails in many parts of the world today poses a great challenge to modern technology. Current production of protein food of animal origin is insufficient to meet the needs of an increasing world population. From this fact arises the possibility of a world in which the majority of people will never have enough to eat,
Date: June 1970
Creator: Goodman, Lonnie E.

The Dairy Industry and the Texas Antitrust Laws

Description: The general problem to be dealt with in this thesis is that of determining whether the antitrust laws of the state of Texas fulfill their aim of maintaining competition through the prosecution of conspiracies in restraint of trade. The specific problem is the determination of the effect of the antitrust laws on the dairy industry in Texas.
Date: 1949
Creator: Self, Stanley Allen

Dependence of the Egyptian Historic Transition on the Banking System

Description: The problem with which this paper is concerned is that of examining the role that the Egyptian Banking System had to assume during the transition period, 1952 - 1964. This paper is divided in four parts; the first part is an introduction and it is composed of Chapter I. Part two is a brief survey of the economic and monetary developments in Egypt during this transition period and it is composed of Chapters II and III. Part three examines the reconstruction of the banking system and it is composed of Chapters IV and V. Part four presents a conclusion and some implications for other developing countries. The Egyptian experience's lack of success was due to non-realistic and uncoordinated planning.
Date: May 1977
Creator: Nijim, Monther M.

Determinants of Income and Income Differentials between Blacks and Whites in the South

Description: The problem with which this study is concerned is that of discrimination. Data from the United States Bureau of the Census is used to approach the problem through the concept of economic discrimination. This study has two purposes. First, it tests the hypothesis that blacks in the South have been subjected to significant economic discrimination, and, in turn, to give quantitative estimates of its magnitude if the hypothesis is accepted. The secondary purpose is to make a comparison of the relative importance of the independent variables for blacks and whites.
Date: August 1972
Creator: Burnim, Mickey L.

The Development of Fair Trade

Description: It is the primary concern of this study to examine the development of Fair Trade and the different interpretations which fair trade laws have had. Also, this study will attempt to estimate future action in the area of fair trade. This study closely examines the legal framework upholding the system.
Date: August 1968
Creator: Bardin, Kenneth

The Development of the Theory of Economic Law Prior to Classical Economics

Description: The purpose of this thesis is to investigate the origin and development of economic law. In doing this we may better determine whether our present theory of economic law is an element of scientific data or whether it merely leads to confusion and inconsistency. The purpose of this thesis is to see from where our ideas came, in the belief that confusion in a society is the result of the failure of ideas to correspond with reality.
Date: 1948
Creator: Pearson, John E.