Characteristics of Texas Border and Non-Border Banks and a Comparison of their Lending Practices
Description:
This thesis presents a comparison of the loan to deposit ratios of Texas banks along the Mexican border and banks located throughout the rest of the state. Mean characteristics of the two groups (i.e. border and non-border groups) are presented. A multivariate regression model is used to examine the extent to which various operating ratios of the banks and differing economic conditions of the communities in which the banks are located help explain the loan to deposit ratios of the banks involve…
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Date:
August 1994
Creator:
Neal, William R. (William Russell)