Congressional Research Service Reports - 13 Matching Results

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Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation.
Date: September 9, 2009
Creator: Carpenter, David H. & Jickling, Mark
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Partner: UNT Libraries Government Documents Department
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Consumer Bankruptcy and Household Debt

Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Date: September 6, 2002
Creator: Jickling, Mark
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Partner: UNT Libraries Government Documents Department
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Consumer Product Safety Improvement Act of 2008: P.L. 110-314

Description: This report provides an overview of the prior authority of the CPSC to establish consumer product safety standards and to inspect and recall unsafe consumer products, and discussing P.L. 110-314, the Consumer Product Safety Improvement Act of 2008, reforming the CPSC and strengthening enforcement of consumer product safety standards.
Date: September 22, 2008
Creator: Lee, Margaret M.
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Partner: UNT Libraries Government Documents Department
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Health and Safety Concerns Over U.S. Imports of Chinese Products: An Overview

Description: China is a major source of U.S. imports of consumer products (such as toys) and an increasingly important supplier of various food products. Reports of unsafe seafood, pet food, toys, tires, and other products imported from China over the past year or so have raised concern in the United States over the health, safety, and quality of imported Chinese products. This report provides an overview of this issue and implications for U.S.-China trade relations.
Date: September 22, 2008
Creator: Morrison, Wayne M.
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Partner: UNT Libraries Government Documents Department
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents

Description: This report describes the Proposed Legislative Changes Affecting Pharmaceutical Patents on Hatch-Waxman Act. The Hatch-Waxman Act provides the FDA with certain authorities to offer periods of marketing for a pharmaceutical independent of the rights conferred by patents.
Date: September 17, 2003
Creator: Schacht, Wendy H. & Thomas, John R.
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Partner: UNT Libraries Government Documents Department
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Identity Theft and the Fair Credit Reporting Act: An Analysis of

Description: This report provides information about An Analysis of on Identity Theft and the Fair Credit Reporting Act. This report will provide a brief summary of the fair credit reporting act provisions in question, as well as an analysis of the recent supreme court decisions.
Date: September 12, 2003
Creator: Welborn, Angie A.
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Partner: UNT Libraries Government Documents Department
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Fair Credit Reporting Act: Frequently Asked Questions

Description: As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act.
Date: September 15, 2003
Creator: Welborn, Angie A. & Nott, Loretta
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Partner: UNT Libraries Government Documents Department
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