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VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
This report discusses three types of housing assistance--the loan guaranty program, direct loan programs, and Specially Adapted Housing program-- includingg their origins, how they operate, and how they are funded. It also briefly describes a home rehabilitation pilot program designed to help veterans who have low incomes or disabilities repair or modify their homes, and has a section that discusses the default and foreclosure of VA-guaranteed loans.
Homelessness: Targeted Federal Programs
This report discusses the definitions of homelessness used by targeted federal homeless programs and federal efforts to end homelessness. In addition, the report describes the current federal programs that provide targeted assistance to homeless individuals and families (other federal programs may provide assistance to homeless individuals but are not specifically designed to assist homeless persons).
The Causes of Urban Violence: Selected Articles
This report discusses The Causes of Urban Violence: Selected Articles.
Federally Subsidized Housing Program Benefits
This report consists of federally subsidized housing program benefits.
The Theory of Rent Control
This report discusses the economics of rent controls, the cases against controls and the cases for controls and subsidy alternatives to rent controls.
Federal programs of assistance to American Indians
This report presents Federal programs of assistance to American Indians to benefit Indian tribes and individuals.
An Introduction to the Low-Income Housing Tax Credit
This report provides an overview of the low-income tax credit.
FHA-Insured Home Loans: An Overview
This report provides an overview of the Federal Housing Administration's (FHA) loan programs.
Department of Housing and Urban Development (HUD): Fiscal Year 2019 Budget Request Fact Sheet
This report provides a brief overview of the FY2019 budget request for the Department of Housing and Urban Development (HUD), with links to relevant Administration budget documents and CRS reports. A list of CRS analysts with expertise on various aspects of the HUD budget is also provided.
HUD Fiscal Year 2018 Appropriations: In Brief
This report describes the Department of Housing and Urban Development's (HUD's) 2018 budget appropriations. The report tracks progress on FY2018 HUD appropriations and provides detailed account-level, and in some cases sub-account-level, funding information (Table 1) as well as a discussion of selected key issues.
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
This report discusses the three types of housing assistance offered by the Veterans Administration (VA): the loan guaranty program, direct loan programs, and Specially Adapted Housing program. Each ones origins, operations, and funding methods are included. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
An Introduction to the Low-Income Housing Tax Credit
This report discusses the Low Income Housing Tax Credit (LIHTC) program which provides developers with tax credits for developing or rehabilitating affordable housing and describes how the allocation processes work.
Transportation, Housing and Urban Development, and Related Agencies (THUD): Fiscal Year 2017 Appropriations
This report discusses the fiscal year 2017 appropriations for the Department of Housing and Urban Development (HUD), the Department of Transportation (DOT), and related agencies. Comparisons between previous and current funding levels and cuts proposed by the Trump Administration are also discussed.
The HUD Homeless Assistance Grants: Programs Authorized by the HEARTH Act
This report discusses the problem of homelessness and prevention programs funded by grants through the Department of Housing and Urban Development's (HUD) HEARTH Act. It has multiple sections describing the implementation of the HEARTH Act provisions which are; changes to the definition of homelessness in the section "The Definition of Homelessness"; the way in which ESG operated prior to HEARTH Act implementation as well as the changes made beginning in FY2011 in the section "The Emergency Solutions Grants Program (ESG)"; components of the competitive Homeless Assistance Grants prior to enactment of the HEARTH Act, and how they have been absorbed in the CoC program in the section "Transition to the Continuum of Care Program"; how funds are distributed pursuant to the CoC program in the section "Distribution of Continuum of Care Program Funds"; and the housing and services that are authorized to be provided through the RHS program and how communities are to receive funds in the section "Rural Housing Stability Assistance Program."
The Loan Limits for Government-Backed Mortgages
This report contains brief program descriptions for each of the government-backed housing loan programs and discusses the maximum guarantee amounts for each. The government or quasi-government entities that insure or guarantee mortgages and are discussed in this report are the following: Fannie Mae and Freddie Mac, The Federal Housing Administration (FHA), The Department of Veteran Affairs (VA), and the U.S. Department of Agriculture's Rural Housing Service (RHS).
The Fair Housing Act: HUD Oversight, Programs, and Activities
This report discusses the Fair Housing Act from the perspective of the activities undertaken and programs administered by the Department of Housing and Urban Development (HUD) and its Office of Fair Housing and Equal Opportunity (FHEO). After a brief summary of the Fair Housing Act, this report discusses each of these Fair Housing activities, as well as two other initiatives administered by FHEO, Limited English Proficiency and Section 3, the latter of which provides economic opportunities for low- and very low-income persons.
The Supreme Court and Exclusionary Zoning: Village of Arlington Heights v. Metropolitan Housing Development Corp.
This report is an outline of arguments heard by the Supreme Court concerning local zoning and land use policies that restricted the development of low and moderate income housing, and, by extension, equal housing for racial minorities.
An analysis of the supreme court Ruling in Village of Arlington Heights V.
This report is about an analysis of the supreme court ruling in village of arlington heights V. Metropolitan housing development corp. : proving racial discrimination in local land use policies
Inflation in Housing Costs
This report is concerned with the rise in housing costs and deals with each of the major categories of expenses in turn: prices or construction costs, financing, and operating and maintenance expenses.
Rural Housing Programs - A Progress Report
This report addresses the inadequate housing in rural America, which is the most serious problem and this is a status report on housing programs of the Farmers Home Administration.
The impact of federal housing programs of the elderly
This report presents the impact of federal housing programs of the elderly
The Housing and Planning Elements of the Urban Growth Policies of Six European Countries with a Selected Annotated Bibliography
This report discusses urban planning and housing polices in France, Finland, Sweden, Poland, Hungary, and the United Kingdom and ways elements of their programs might be incorporated into American urban planning. An annotated bibliography of resources on the topic is also provided.
The Housing and Community Development Act of 1974 (P. L. 93-383): Summary and Analysis
This report provides an analysis of the provisions of The Housing and Community Development Act of 1974 (P. L. 93-383).
The Section 312 Housing Rehabilitation Program
This report describes the Section 312 of the Housing Act of 1964, which provides direct, long-term, low-interest rehabilitation loans to individuals whose residential and business properties are located in certain specified program areas.
Residential Financing and Construction Cycles
This report discusses the residential house financing cycle and its relation to the house construction cycle.
Foreign Housing Policies with Particular Reference to Europe: Selected References, 1956-1972
This report provides a bibliography of resources related to housing policies in Europe that were published between 1956 and 1972.
Rural Housing: Needs, Credit Availability, and Federal Programs
This report summarizes needs and conditions of rural housing in America, as well as the availability of housing credit availability in rural areas and federal programs for rural housing. Some figures and statistics on housing credit availability and federal rural housing programs are provided. The report also analyzes the performance of federal programs for rural housing during the 1974 fiscal year.
An Analysis of the Housing and Community Development Act of 1977 (Public Law 95-128)
This report is on An Analysis of the Housing and Community Development Act of 1977.
Effects of Social Security Increases on Benefits From Other Programs
This report summarizes how certain cash and service benefit programs would be affected if Social Security cash benefits increased. Some of the programs mentioned include retirement programs, veteran benefits, food stamps, and housing programs.
Housing Assistant To Low-and Moderate-Income Households
This report discusses the housing assistance for low and moderate income households
FHFA's Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System
This report discusses housing finance reform and structural changes enacted by the Federal Housing Finance Agency (FHFA), particularly in relation to government-sponsored enterprises (GSEs). It includes sections on GSEs and conservatorship; FHFA reforms broken down into information about risk-sharing transactions, a common securitization platform, and single security; and Congressional action on GSE reform.
Federal Public Transportation Program: In Brief
This report is categorized into five categories: (I) Introduction, (II) What is Public Transportation, (III) Funding the Federal Transportation Program, (IV) How are Federal Dollars Spent?, and (V) Program Structure.
Fannie Mae’s and Freddie Mac’s Financial Problems: Frequently Asked Questions
No Description Available.
The Fair Housing Act: Legal Overview
This report is categorized into five categories: (I) Introduction, (II) Housing Practices in Which Discrimination is Prohibited, (III) Familial Discrimination and Housing for Older Persons, (IV) Discrimination Based on Handicap, (V) Enforcement of the Fair Housing Act.
The First-Time Homebuyer Tax Credit
No Description Available.
USDA Rural Housing Programs: An Overview
This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to make the dwellings sanitary or to remove health hazards to the occupants or the community.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2008 Appropriations
This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity.
Analysis of the Proposed Tax Exclusion for Canceled Mortgage Debt Income
Mortgage debt cancellation can occur when lenders restructure loans, reducing principal balances, or sell properties, either in advance, or as a result, of foreclosure proceedings. If a lender forgiver or cancels such debt, current tax law treats it as cancellation of debt (COD) income subject to tax. There are exceptions for taxpayers may exclude canceled mortgage debt income under existing law.
Housing Issues in the 106th Congress
This report summarizes current housing issues, cites legislative proposals, and in some cases, presents brief pro/con discussions.
The Department of Housing and Urban Development: FY2008 Appropriations
This report tracks the FY2008 congressional appropriations process and provides a detailed discussion of the funding and issues related to the majority of accounts in HUD’s budget.
The HUD Homeless Assistance Grants: Distribution of Funds
Four programs, administered by the U.S. Department of Housing and Urban Development (HUD), were created to provide temporary and permanent housing to the homeless, along with supportive services.This report describes how HUD distributes the four homeless assistance grants.
Introduction to Public Housing
This report serves as an introduction to the federal public housing program. It provides information on the history of the program, how it is administered and funded, and the characteristics of public housing properties and the households they serve. While it introduces current policy issues, a full analysis of those issues and discussion of current legislation is not included in this report.
The Low-Income Home Energy Assistance Program (LIHEAP)
This report provides background on the Low-Income Home Energy Assistance program (LIHEAP), originally established in 1981 by Title XXVI of P.L. 97-35 and reauthorized several times. It is a block grant program under which the federal government gives states, the District of Columbia, U.S. territories and commonwealths, and Indian tribal organizations (referred to as grantees) annual grants to operate multi-component home energy assistance programs for needy households.
An Introduction to the Low-Income Housing Tax Credit
This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
Housing for Persons Living with HIV/AIDS
This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
Housing Issues in the 110th Congress
This report examines housing-related issues that have become prominent in the 110th Congress. Possibly the most visible issue is the prevalence of subprime loans and growing mortgage default and foreclosure rates. Congress has responded with numerous hearings and legislative proposals both to change the way in which the lending and home-buying industry is regulated and to assist borrowers who are facing default and foreclosure.
State and Local Restrictions on Employing, Renting Property to, or Providing Services for Unauthorized Aliens: Legal Issues and Recent Judicial Developments
This report discusses the constitutional issues raised in relation to state and local laws intended to deter the presence of unauthorized aliens, along with the implications that federal civil rights statutes might have on the implementation and enforcement of measures restricting such persons' ability to obtain employment, housing, or other state and local benefits or services.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2008 Appropriations
This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity.
USDA Rural Housing Programs: An Overview
This report discusses the Department of Agriculture's (USDA) rural housing programs, which include loans for the purchase, repair, or construction of single-family housing; loans and grants to remove health and safety hazards in owner-occupied homes; loans and grants for the construction and purchase of rental housing for farmworkers; loans for the purchase and construction of rental and cooperative housing for the elderly and for rural residents in general; rental assistance payments to make rental housing more affordable; interest subsidies to make homeownership loans more affordable and to enable production of rental housing that is affordable for the target population; and loans for developing building sites upon which rural housing is to be constructed.
Appropriations for FY1999: VA, HUD, and Independent Agencies
This report is a guide to one of the 13 regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House and Senate Subcommittees on Veterans Affairs, Housing and Urban Development, and Independent Agencies Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related Congressional Research Service products.
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