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Electronic Banking: The Check Truncation Issue

Description: This report discusses legislative issues regarding check truncation, which occurs when the check is stopped before it reaches the paying bank and the check clearing process is completed electronically. The United States banking system processes approximately 42.5 billion checks annually, but only a fraction of these checks is processed electronically by check truncation.
Date: November 8, 2003
Creator: Eubanks, Walter W.
Partner: UNT Libraries Government Documents Department
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Budgetary Treatment of Federal Credit (Direct Loans and Loan Guarantees): Concepts, History, and Issues for Congress

Description: The purpose of this report is to explain the provisions of the Federal Credit Reform Act of 1990 or FCRA; examine the implementation of credit reform, including credit reform provisions of the Balanced Budget Act of 1997 (P.L. 105- 33, §1011; 111 Stat. 254,692); discuss proposed modifications of credit reform; and describe proposed legislation in the 113th Congress.
Date: June 24, 2014
Creator: Levit, Mindy R.
Partner: UNT Libraries Government Documents Department
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Ability to Repay, Risk-Retention Standards, and Mortgage Credit Access

Description: This report examines the developments associated with the implementation of mortgage lending reforms. The report begins with a summary of proposed ability to repay and risk-retention standards. Next, the report describes risky underwriting and financing practices that occurred prior to the mortgage crisis, followed by a discussion of how access to mortgage credit might be affected.
Date: June 5, 2012
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department
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Pension Funds Investing in Hedge Funds

Description: The proportion of U.S. corporate-defined benefit pension funds investing in hedge funds has increased to 24% in 2006, up from 19% in 2004 and 12% in 2000. Although statistics vary, total corporate pension fund assets allocated to hedge funds in 2006 was 2.1%. Because of hedge funds’ risky nature, rapid growth, lack of oversight, and recent losses, some wonder if they are appropriate investments for workers’ retirement funds. This report discusses concerns regarding hedge funds and examines poss… more
Date: June 15, 2007
Creator: Klunk, William
Partner: UNT Libraries Government Documents Department
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Federal Securities Law: Insider Trading

Description: Insider trading in securities may occur when a person in possession of material nonpublic information about a company trades in the company's securities and makes a profit or avoids a loss. This report discusses various regulations regarding insider trading violations.
Date: June 18, 2015
Creator: Seitzinger, Michael V.
Partner: UNT Libraries Government Documents Department
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Small Business: Access to Capital and Job Creation

Description: This report addresses a core issue facing Congress during the 112th Congress: what, if any, additional action should the federal government take to enhance small business access to capital? After briefly discussing the role of small business in job creation and retention, this report provides an assessment of the supply and demand for small business loans. It also examines selected laws enacted during the 110th and 111th Congresses that were designed to enhance small business access to capital … more
Date: January 13, 2011
Creator: Dilger, Robert J. & Gonzales, Oscar R.
Partner: UNT Libraries Government Documents Department
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Offshore Drilling Safety: A Status Report

Description: This report describes selected Bureau of Safety and Environmental Enforcement (BSEE) safety reforms, provides a concise summary of relevant offshore safety milestones, and offers insights about policy discussions related to safety. As part of overseeing DOI safety reforms initiated in 2010, the 113th Congress is placing an emphasis on agency performance associated with implementing reforms to improve safety initiated in 2010.
Date: August 14, 2014
Creator: Hagerty, Curry L.
Partner: UNT Libraries Government Documents Department
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Gasoline Prices: Policies and Proposals

Description: This report includes information regarding policies and proposals pertaining to gasoline prices. Options for policy, CAFE, and ANWR are among topics discussed in this report.
Date: June 10, 2005
Creator: Behrens, Carl E. & Glover, Carol
Partner: UNT Libraries Government Documents Department
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Mining on Federal Lands

Description: This report includes background, analysis, and legislative activity regarding mining on federal lands. The claim-patent system, fair market value, and reform proposals are among topics discussed in this report.
Date: February 28, 2005
Creator: Humphries, Marc
Partner: UNT Libraries Government Documents Department
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Small Business Disaster Assistance: Responding to the Terrorist Attacks

Description: This report discusses the impact of the terrorist attacks on small businesses, provides an overview of the types of relief assistance currently available from the SBA, notes the agency's response to date, summarizes proposed legislation, and analyzes policy options for Congress.
Date: November 13, 2001
Creator: Mulock, Bruce K.
Partner: UNT Libraries Government Documents Department
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Foreign Direct Investment: Current Issues

Description: This report presents an overview of current issues related to foreign direct investment in the economy and the development of U.S policy toward inward and outward direct investment. It also assesses the role of foreign direct investment in the economy and the costs and benefits of direct investment.
Date: May 31, 2007
Creator: Jackson, James
Partner: UNT Libraries Government Documents Department
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Oil and Gas Tax Subsidies: Current Status and Analysis

Description: This report discusses these tax provisions. The first section discusses the origin and evolution of the oil and gas tax subsidies that were incorporated into the 2005 act. The second section summarizes each of the oil and gas tax subsidy provisions in the 2005 energy act and reports its corresponding revenue loss estimate. Section three describes other oil and gas tax subsidies and the final section describes several tax provisions that benefit the oil and gas industry.
Date: December 20, 2006
Creator: Lazzari, Salvatore
Partner: UNT Libraries Government Documents Department
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