Congressional Research Service Reports - 22 Matching Results

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Consumer Bankruptcy and Household Debt

Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Date: May 14, 2003
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department

Copyright Law: Digital Rights Management Legislation

Description: Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders.
Date: May 28, 2004
Creator: Jeweler, Robin
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: May 9, 2003
Creator: Riehl, James R.
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing With Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: May 30, 2002
Creator: Riehl, James R.
Partner: UNT Libraries Government Documents Department

Data Security: Protecting the Privacy of Phone Records

Description: This report discusses recent legislative and regulatory efforts to protect the privacy of customer telephone records, and efforts to prevent the unauthorized use, disclosure, or sale of such records by data brokers. In addition, it provides a brief overview of the confidentiality protections for customer information established by the Communications Act of 1934.
Date: May 17, 2006
Creator: Stevens, Gina Marie & Rainson, Tara Alexandra
Partner: UNT Libraries Government Documents Department

The Liability Insurance Controversy

Description: This report discusses liability insurance, as the primary method of managing business related risks that has been recognized as one of the foundations of American comnerce.
Date: May 1, 1987
Creator: Whiteman, David
Partner: UNT Libraries Government Documents Department

Three Utility Financing Issues

Description: No Description Available.
Date: May 17, 1984
Creator: Morrison, Sylvia & Flaherty, Kevin
Partner: UNT Libraries Government Documents Department

The Liability Insurance Controversy

Description: This report discusses liability insurance, as the primary method of managing business related risks that has been recognized as one of the foundations of American commerce.
Date: May 1, 1987
Creator: Whiteman, David
Partner: UNT Libraries Government Documents Department

Three Utility Financing Issues

Description: No Description Available.
Date: May 17, 1984
Creator: Morrison, Sylvia & Flaherty, Kevin
Partner: UNT Libraries Government Documents Department

"Price Gouging," the Antitrust Laws, and Vertical Integration in the Petroleum Industry: How They Are Related

Description: This report, which may be updated to further reflect congressional action, attempts to provide the antitrust context for prohibited practices, such as "price gouging"; notes prior congressional action concerning vertical divestiture in the petroleum industry; and provides information on the state "divorcement" statutes.
Date: May 28, 2008
Partner: UNT Libraries Government Documents Department

Increases in Tricare Costs: Background and Options for Congress

Description: In its FY2007 budget submission, the Department of Defense (DOD) proposed increases in Tricare enrollment fees, deductibles, and pharmacy co-payments for retired beneficiaries not yet eligible for Medicare. The raises were justified by DOD as necessary to constrain the growth of health care spending as a proportion of the overall defense budget in the next decade. Many beneficiaries argued that the proposed hikes were unfair and unnecessary. The FY2007 Defense Authorization Act prohibited increases in premiums, deductibles, and co-payments prior to September 30, 2007. The FY2008 National Defense Authoriztion Act extended the prohibition of increases in co-payments and enrollment fees until October 2008 and Congress may move to extend them further.
Date: May 6, 2008
Creator: Best, Richard A., Jr.
Partner: UNT Libraries Government Documents Department

Health and Safety Concerns Over U.S. Imports of Chinese Products: An Overview

Description: China is a major source of U.S. imports of consumer products (such as toys) and an increasingly important supplier of various food products. Reports of unsafe seafood, pet food, toys, tires, and other products imported from China over the past year or so have raised concern in the United States over the health, safety, and quality of imported Chinese products. This report provides an overview of this issue and implications for U.S.-China trade relations.
Date: May 8, 2008
Creator: Morrison, Wayne M.
Partner: UNT Libraries Government Documents Department

The FDA 2009 Budget Request

Description: The Administration's FY2009 budget request of $2.4 billion for the Food and Drug Administration (FDA) would provide a 5.7% increase ($130 million) over FY2008. User fees would make up about 26% of the total amount requested and would account for 61% of the proposed increase. Budget documents indicate that the additional funding would provide for expanded activities to ensure the safety of foods and drugs, as well as to accelerate the availability of new medical products. About half of the requested increase would be used for cost-of-living pay increases, as opposed to new program activities.
Date: May 19, 2008
Creator: Johnson, Judith A.; Lister, Sarah A.; Porter, Donna V.; Smith, Pamela W.; Thaul, Susan & Williams, Erin D.
Partner: UNT Libraries Government Documents Department

Direct-to-Consumer Advertising of Prescription Drugs

Description: This report describes the current status of direct-to-consumer (DTC) drug advertising; analyzes issues surrounding it; and discusses potential options for Congress.
Date: May 20, 2009
Creator: Thaul, Susan
Partner: UNT Libraries Government Documents Department