Congressional Research Service Reports - 171 Matching Results

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Fannie Mae and Freddie Mac in Conservatorship

Description: On September 7, 2008, the Federal Housing Finance Agency (FHFA) placed Fannie Mae and Freddie Mac, two government-sponsored enterprises (GSEs) that play a critical play in the U.S. home mortgage market, in conservatorship. As conservator, the FHFA has full powers to control the assets and operation of the firms. Dividends to common and preferred shareholders are suspended, but the U.S. Treasury has put in place a set of financing agreements to ensure that the GSEs continue to meet their obligations to holders of bonds that they have issued or guaranteed. This means that the U.S. taxpayer now stands behind about $5 trillion of GSE debt. This report provides basic information on the GSEs, the government intervention, and the potential cost to the taxpayer.
Date: September 15, 2008
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department

FEMA Disaster Housing: From Sheltering to Permanent Housing

Description: This report reviews standard disaster housing procedures as well as options that could be taken to improve disaster housing including increased FEMA/HUD cooperation, the use of the case management authority, the repair and renovation of private rental housing units, and the use of alternative manufactured housing.
Date: August 27, 2010
Creator: McCarthy, Francis X.
Partner: UNT Libraries Government Documents Department

Veterans and Homelessness

Description: The wars in Iraq and Afghanistan brought renewed attention to the needs of veterans, including the needs of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately. This report discusses the various aspects of this issue.
Date: November 13, 2014
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

Veterans and Homelessness

Description: This report discusses the various aspects of the issue of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately.
Date: November 6, 2015
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

LIHEAP: Program and Funding

Description: This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding.
Date: January 28, 2015
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

Veterans and Homelessness

Description: The wars in Iraq and Afghanistan brought renewed attention to the needs of veterans, including the needs of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately. This report discusses the various aspects of this issue.
Date: March 25, 2015
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

An Economic Analysis of the Homebuyer Tax Credit

Description: This report provides an economic analysis of the homebuyer tax credit. Data suggest that home prices in general may be stabilizing and that the home inventory is beginning to return to a more normal level. Given the close proximity of these improvements to when the homebuyer tax credit was enacted by the Housing and Economic Recovery Act of 2008 and first modified by the American Recovery and Reinvestment Act of 2009, one could argue that the tax credit was the cause of these improvements.
Date: December 1, 2009
Creator: Keightley, Mark P.
Partner: UNT Libraries Government Documents Department

Changes to the Residential Mortgage Market: Legislation, Demographics, and Other Drivers

Description: This report provides an overview of the changing residential mortgage market, focusing on trends in housing prices, homeownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.
Date: April 16, 2013
Creator: Weiss, N. Eric
Partner: UNT Libraries Government Documents Department

Housing for Persons Living with HIV/AIDS

Description: This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
Date: January 21, 2010
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

Housing for Persons Living with HIV/AIDS

Description: This report describes research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Date: October 5, 2015
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

Housing for Persons Living with HIV/AIDS

Description: This report describes recent research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Date: January 7, 2013
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

The Low-Income Home Energy Assistance Program (LIHEAP)

Description: This report provides background on the Low-Income Home Energy Assistance program (LIHEAP), originally established in 1981 by Title XXVI of P.L. 97-35 and reauthorized several times. It is a block grant program under which the federal government gives states, the District of Columbia, U.S. territories and commonwealths, and Indian tribal organizations (referred to as grantees) annual grants to operate multi-component home energy assistance programs for needy households.
Date: January 27, 2003
Creator: Stoltzfus, Emilie
Partner: UNT Libraries Government Documents Department

Veterans and Homelessness

Description: The wars in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. Homeless veterans initially came to the country’s attention in the 1970s and 1980s, when homelessness generally was becoming a more prevalent and noticeable phenomenon. This report defines the term “homeless veteran,” discusses attempts to estimate the number of veterans who are homeless, and presents the results of studies regarding the demographic characteristics of homeless veterans as well as those served in VA homeless programs. The second section of this report summarizes the available research regarding the overrepresentation of both male and female veterans, who have been found to be present in greater percentages in the homeless population than their percentages in the general population. The third section of this report discusses programs to fund services and transitional housing specifically for homeless veterans.
Date: May 9, 2011
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

State and Local Restrictions on Employing, Renting Property to, or Providing Services for Unauthorized Aliens: Legal Issues and Recent Judicial Developments

Description: This report discusses the constitutional issues raised in relation to state and local laws intended to deter the presence of unauthorized aliens, along with the implications that federal civil rights statutes might have on the implementation and enforcement of measures restricting such persons' ability to obtain employment, housing, or other state and local benefits or services.
Date: January 28, 2008
Creator: Garcia, Michael John; Feder, Jody & Smith, Alison M.
Partner: UNT Libraries Government Documents Department

Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2008 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity.
Date: July 23, 2007
Creator: Peterman, David R. & Frittelli, John
Partner: UNT Libraries Government Documents Department

National Mortgage Servicing Standards: Legislation in the 112th Congress

Description: This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry.
Date: August 29, 2012
Creator: Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department

Veterans and Homelessness

Description: This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
Date: November 29, 2013
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

Overview of Federal Housing Assistance Programs and Policy

Description: This report provides an overview of the history and evolution of federal housing assistance policy, a description of today's major federal housing assistance programs, and a discussion of issues and trends in federal housing assistance policy.
Date: April 15, 2014
Creator: McCarty, Maggie; Perl, Libby & Jones, Katie
Partner: UNT Libraries Government Documents Department

The LIHEAP Formula

Description: This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding.
Date: May 21, 2014
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department