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Housing for Persons Living with HIV/AIDS

Description: This report describes recent research that shows how housing and health status are related and the effects of stable housing on HIV/AIDS patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Date: January 8, 2009
Creator: Perl, Libby
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Federal Deposit Insurance Corporation (FDIC): Efforts to Support Financial and Housing Markets

Description: This report discusses recent actions taken by the FDIC in support of financial and housing markets, which include restoration of the Deposit Insurance Fund, the development of the Temporary Liquidity Guarantee Program, efforts to reduce foreclosures, and establishment of the proposed Public-Private Investment Fund. Legislation such as H.R. 786 (introduced by Representative Barney Frank); H.R. 1106, Helping Families Save Their Homes Act of 2009 (introduced by Representative John Conyers, Jr., with 24 co-sponsors); and S. 541, The Depositor Protection Act of 2009 (introduced by Senator Christopher Dodd with 12 co-sponsors) have also been introduced to increase the effectiveness of the FDIC’s efforts to respond to recent market weaknesses.
Date: March 27, 2009
Creator: Getter, Darryl E. & Gonzales, Oscar R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Predatory Lending: Background on the Issue and Overview of Legislation in the 106th Congress

Description: This report presents an overview of the predatory lending issue, a summary of present law, a summary of joint HUD and Treasury recommendations to address the issue, and a side-by-side summary of five bills introduced in the 106th Congress that addressed the issue. Though no action occurred on these bills, the issue is expected to continue in the 107th Congress.
Date: March 7, 2001
Creator: Foote, Bruce E.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Housing Issues in the 109th Congress

Description: This report discusses the budget request for the Department of Housing and Urban Development (HUD), which would be a decrease of $2.8 billion, or almost 9%, from FY2005.
Date: October 11, 2005
Creator: McCarty, Maggie; Perl, Libby; Foote, Bruce E; Boyd, Eugene & Jackson, Pamela J
Item Type: Report
Partner: UNT Libraries Government Documents Department

Housing Issues in the 109th Congress

Description: This report discusses the budget request for the Department of Housing and Urban Development (HUD), which would be a decrease of $2.8 billion, or almost 9%, from FY2005.
Date: May 4, 2005
Creator: Bourdon, E. Richard; Foote, Bruce E.; McCarty, Maggie; Boyd, Eugene & Jackson, Pamela J.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Description: This report provides a general analysis and overview of current foreclosure issues addressed in the bills cited above. It begins with a description of the behavior of aggregate foreclosure rates. The behaviors of foreclosure rates are placed in the context of activity in the housing and mortgage market to illustrate any relationships. The foreclosure process is then explained, first from the point of view of a traditional financial lending institution, and then from the viewpoint of securitization when loans are sold in secondary markets. Finally, this report collects information from other studies to obtain an estimate of the average foreclosure costs. A brief discussion of the effect uniform foreclosure legislation may have on costs follows.
Date: November 5, 2007
Creator: Getter, Darryl E.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered and related CRS products.
Date: June 19, 2008
Creator: Peterman, David Randall & Frittelli, John
Item Type: Report
Partner: UNT Libraries Government Documents Department

An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Date: February 24, 2006
Creator: Jackson, Pamela J
Item Type: Report
Partner: UNT Libraries Government Documents Department

An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Date: December 15, 2009
Creator: Keightley, Mark P.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered and related CRS products.
Date: September 9, 2008
Creator: Peterman, David R. & Frittelli, John
Item Type: Report
Partner: UNT Libraries Government Documents Department

H.R. 6076: Home Retention and Economic Stabilization Act of 2008

Description: The Home Retention and Economic Stabilization Act of 2008 would defer foreclosure for eligible mortgage borrowers for up to 270 days. If passed, the bill would give extra time to some borrowers and lenders to consider alternatives to foreclosure, including traditional loss mitigation and participation in the new Federal Housing Administration (FHA) program for refinancing troubled loans. Some policymakers believe that a moratorium on foreclosures could help stabilize housing markets and alleviate problems from the subprime financial turmoil. This report explores this issue in detail and analyzes the individual aspects of the relevant legislation.
Date: August 29, 2008
Creator: Murphy, Edward Vincent
Item Type: Report
Partner: UNT Libraries Government Documents Department

An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Date: October 15, 2008
Creator: Keightley, Mark P.
Item Type: Report
Partner: UNT Libraries Government Documents Department

An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Date: August 22, 2008
Creator: Keightley, Mark P.
Item Type: Report
Partner: UNT Libraries Government Documents Department

An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Date: June 20, 2008
Creator: Keightley, Mark P.
Item Type: Report
Partner: UNT Libraries Government Documents Department

An Introduction to the Design of the Low-Income Housing Tax Credit

Description: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Date: January 24, 2008
Creator: Jackson, Pamela J.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Preserving Homeownership: Foreclosure Prevention Initiatives

Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Date: February 9, 2009
Creator: Jones, Katie
Item Type: Report
Partner: UNT Libraries Government Documents Department

Preserving Homeownership: Foreclosure Prevention Initiatives

Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Date: July 6, 2009
Creator: Jones, Katie
Item Type: Report
Partner: UNT Libraries Government Documents Department

Coming to Washington, D.C.? Sources of Information on Temporary Housing

Description: This report will introduce a newcomer to the Washington, D.C., metropolitan area to sources of general interest, neighborhoods, housing, and public transportation. The intended audience is congressional staff needing short-term or summer housing, although many of the sources given may also be helpful for those needing more than a three- to six-month lease. Sources suggested are often accessible by their Internet addresses.
Date: July 3, 2002
Creator: Anderson, J. Michael
Item Type: Report
Partner: UNT Libraries Government Documents Department

Coming to Washington, D.C.? Sources of Information on Temporary Housing

Description: This report will introduce a newcomer to the Washington, D.C., metropolitan area to sources of general interest, neighborhoods, housing, and public transportation. The intended audience is congressional staff needing short-term or summer housing, although many of the sources given may also be helpful for those needing more than a three- to six-month lease. Sources suggested are often accessible by their Internet addresses.
Date: March 20, 2003
Creator: Anderson, J. Michael
Item Type: Report
Partner: UNT Libraries Government Documents Department

Subprime Mortgages: Primer on Current Lending and Foreclosure Issues

Description: This report discusses the issue of subprime mortgages, which are loans extended to borrowers with weak credit profiles. Subprime mortgages entail higher risk of delinquency and default. Recent increases in subprime borrower foreclosures and lender bankruptcies have prompted concerns that some lenders’ underwriting guidelines are too loose and that some borrowers may not have fully understood the risks of the mortgage products they chose. Regulatory agencies are revisiting the guidance they provide lenders and are reevaluating required disclosures to consumers. In addition, Congress is holding hearings on the subject and may consider consumer protection legislation.
Date: March 19, 2007
Creator: Murphy, Edward Vincent
Item Type: Report
Partner: UNT Libraries Government Documents Department