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Changes to the Residential Mortgage Market: Legislation, Demographics, and Other Drivers
This report provides an overview of the changing residential mortgage market, focusing on trends in housing prices, homeownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.
Department of Housing and Urban Development (HUD): Fiscal Year 2019 Budget Request Fact Sheet
This report provides a brief overview of the FY2019 budget request for the Department of Housing and Urban Development (HUD), with links to relevant Administration budget documents and CRS reports. A list of CRS analysts with expertise on various aspects of the HUD budget is also provided.
Transportation, Housing and Urban Development, and Related Agencies (THUD): Fiscal Year 2017 Appropriations
This report discusses the fiscal year 2017 appropriations for the Department of Housing and Urban Development (HUD), the Department of Transportation (DOT), and related agencies. Comparisons between previous and current funding levels and cuts proposed by the Trump Administration are also discussed.
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
This report discusses the three types of housing assistance offered by the Veterans Administration (VA): the loan guaranty program, direct loan programs, and Specially Adapted Housing program. Each ones origins, operations, and funding methods are included. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Housing for Persons Living with HIV/AIDS
This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
Veterans and Homelessness
The wars in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. Homeless veterans initially came to the country’s attention in the 1970s and 1980s, when homelessness generally was becoming a more prevalent and noticeable phenomenon. This report defines the term “homeless veteran,” discusses attempts to estimate the number of veterans who are homeless, and presents the results of studies regarding the demographic characteristics of homeless veterans as well as those served in VA homeless programs. The second section of this report summarizes the available research regarding the overrepresentation of both male and female veterans, who have been found to be present in greater percentages in the homeless population than their percentages in the general population. The third section of this report discusses programs to fund services and transitional housing specifically for homeless veterans.
Housing for Persons Living with HIV/AIDS
This report describes recent research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Housing for Persons Living with HIV/AIDS
This report describes research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Veterans and Homelessness
This report discusses the various aspects of the issue of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately.
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
Veterans and Homelessness
The wars in Iraq and Afghanistan brought renewed attention to the needs of veterans, including the needs of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately. This report discusses the various aspects of this issue.
Veterans and Homelessness
The wars in Iraq and Afghanistan brought renewed attention to the needs of veterans, including the needs of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately. This report discusses the various aspects of this issue.
FEMA Disaster Housing: From Sheltering to Permanent Housing
This report reviews standard disaster housing procedures as well as options that could be taken to improve disaster housing including increased FEMA/HUD cooperation, the use of the case management authority, the repair and renovation of private rental housing units, and the use of alternative manufactured housing.
The LIHEAP Formula
This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding.
The Temporary Assistance for Needy Families (TANF) Block Grant: A Primer on TANF Financing and Federal Requirements
Report that provides an overview of the Temporary Assistance for Needy Families (TANF) Block Grant financing and rules for state programs, describing federal TANF grants and state funds, how states may use federal TANF and state MOE funds to help achieve the purpose and goals of the TANF block grant.
Military Construction: A Snapshot of the President's FY2013 Appropriations Request
This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations.
The LIHEAP Formula: Legislative History and Current Law
This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP). The two formulas are used in regards to two types of funding: regular and contingency.
LIHEAP: Program and Funding
This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding.
Overview of Federal Housing Assistance Programs and Policy
This report provides an overview of the history and evolution of federal housing assistance policy, a description of today's major federal housing assistance programs, and a discussion of issues and trends in federal housing assistance policy.
The HUD Homeless Assistance Grants: Programs Authorized by the HEARTH Act
This report discusses the problem of homelessness and prevention programs funded by grants through the Department of Housing and Urban Development's (HUD) HEARTH Act. It has multiple sections describing the implementation of the HEARTH Act provisions which are; changes to the definition of homelessness in the section "The Definition of Homelessness"; the way in which ESG operated prior to HEARTH Act implementation as well as the changes made beginning in FY2011 in the section "The Emergency Solutions Grants Program (ESG)"; components of the competitive Homeless Assistance Grants prior to enactment of the HEARTH Act, and how they have been absorbed in the CoC program in the section "Transition to the Continuum of Care Program"; how funds are distributed pursuant to the CoC program in the section "Distribution of Continuum of Care Program Funds"; and the housing and services that are authorized to be provided through the RHS program and how communities are to receive funds in the section "Rural Housing Stability Assistance Program."
The Fair Housing Act: HUD Oversight, Programs, and Activities
This report discusses the Fair Housing Act from the perspective of the activities undertaken and programs administered by the Department of Housing and Urban Development (HUD) and its Office of Fair Housing and Equal Opportunity (FHEO). After a brief summary of the Fair Housing Act, this report discusses each of these Fair Housing activities, as well as two other initiatives administered by FHEO, Limited English Proficiency and Section 3, the latter of which provides economic opportunities for low- and very low-income persons.
FHA Single-Family Mortgage Insurance: Financial Status of the Mutual Mortgage Insurance Fund (MMI Fund)
No Description Available.
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
No Description Available.
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
No Description Available.
National Mortgage Servicing Standards: Legislation in the 112th Congress
This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry.
An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview of S. 3522 and S. 3085
This report provides a brief overview of policy proposals for the large-scale refinancing of mortgages for borrowers shut out of traditional financing methods.
Homelessness: Targeted Federal Programs and Recent Legislation
This report describes existing federal programs that provide targeted assistance to homeless individuals and families, and discusses federal efforts to end homelessness. It also contains tables that outline funding levels for various related programs.
An Analysis of the Geographic Distribution of the Mortgage Interest Deduction
This report analyzes variation in the mortgage interest deduction tax expenditure across states. Tax expenditures, such as the mortgage interest deduction, can generally be viewed as government spending administered via the tax code, or as tax incentives that are intended to achieve particular policy objectives. Regardless of the interpretation, tax expenditures provide a benefit to qualifying taxpayers by lowering their federal tax liabilities.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2016 Appropriations
No Description Available.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2015 Appropriations
No Description Available.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2014 Appropriations
No Description Available.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations
No Description Available.
Homelessness: Targeted Federal Programs and Recent Legislation
This report describes the federal programs that are targeted to assist those who are homeless; includes recent funding levels; discusses current issues, including homelessness after the economic downturn and federal efforts to end homelessness; and provides information on recent legislation. Among active legislation are bills to reauthorize the Violence Against Women Act, which includes transitional housing for those who are homeless as a result of domestic violence and legislation that would, among other things, reauthorize the Education for Homeless Children and Youth program.
Residential Energy Tax Credits: Overview and Analysis
This report explores one policy option for promoting residential energy efficiency: tax credits. It begins by providing an overview of the current residential energy-efficiency tax credits. The report then goes on to provide an economic rationale for residential energy-efficiency tax incentives, introducing the concept of "market failures" and "market barriers" which may lead to suboptimal or "economically inefficient" investment in energy-efficiency technologies. The final sections of this report provide an economic analysis of the primary tax incentives for residential energy efficiency and briefly review various policy options.
State and Local Restrictions on Employing, Renting Property to, or Providing Services for Unauthorized Aliens: Legal Issues and Recent Judicial Developments
This report discusses the constitutional issues raised by state and local laws intended to deter the presence of unauthorized aliens by limiting their access to housing, employment, and public benefits, as well as the implications that federal civil rights statutes might have for the implementation and enforcement of these laws. It also discusses recent federal court cases addressing the constitutionality of such measures.
The LIHEAP Formula: Legislative History and Current Law
This Congressional Research Service Report for Congress contains information about the Low Income Home Energy Assistance Program (LIHEAP). LIHEAP provides funds to states, the District of Colombia, U.S territories and commonwealths, and Indian tribal organizations (collectively referred to as grantees) primary to help low-income households pay home energy expenses.
Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions
Report that presents the major issues surrounding Fannie Mae's and Freddie Mac's financial conditions as well as various public policy options under discussion.
Department of Housing and Urban Development: FY2016 Appropriations
No Description Available.
Department of Housing and Urban Development (HUD): FY2012 Appropriations
No Description Available.
Disparate Impact Claims Under the Fair Housing Act
This report discusses about the Fair Housing Act (FHA) that was enacted to provide within constitutional limitations, for fair housing throughout the United States.
Department of Housing and Urban Development: FY2015 Appropriations
No Description Available.
The Distribution of Household Income and the Middle Class
This report presents a brief analysis of the distribution of income across households in 2011. It then attempts to put the term middle class into some perspective.
VA-Home Loan Guaranty Program: An Overview
Report containing a summary of the VA Home Loan Guaranty Program.
GSEs and the Government’s Role in Housing Finance: Issues for the 113th Congress
This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets.
Federal Public Transportation Program: In Brief
This report is categorized into five categories: (I) Introduction, (II) What is Public Transportation, (III) Funding the Federal Transportation Program, (IV) How are Federal Dollars Spent?, and (V) Program Structure.
Low-Income Assistance Programs: Trends in Federal Spending
This report examines the spending trends of 10 major need-tested benefit programs or groups of programs: (1) health care from Medicaid and the Children's Health Insurance Program (CHIP); (2) the refundable portion of the health insurance tax credit enacted in the 2010 health care reform law; (3) The Supplemental Nutrition Assistance Program (SNAP); (4) assisted housing; (5) financial assistance for post-secondary students (Pll Grants); (6) compensatory education grants to school districts; (7) Earned Income Tax Credit (EITC); (8) The Additional Child Tax Credit (ACTC); (9) Supplemental Security Income (SSI); (10) Family Support Payment
Military Construction: Analysis of the FY2012 Appropriation and Authorization
This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Military Construction: Analysis of the President's FY2012 Appropriations Request
This report explains government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Military Construction: Analysis of the President's FY2012 Appropriations Request
This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
Community Development Block Grants: Funding Issues in the 113th Congress
This report contains information on FY 2014 appropriations, FY 2013 appropriations, and more as related to the topic of community development block grants.
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