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GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress
This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets. Other CRS reports address related issues such as conservatorship, the GSEs' financial condition, residential mortgage markets in other nations, and affordable housing.
Selected Legislative Proposals to Reform the Housing Finance System
This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA.
An Overview of the Housing Finance System in the United States
This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
An Introduction to the Low-Income Housing Tax Credit
This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
Individual Development Accounts (IDAs): Background on Federal Grant Programs to Help Low-Income Families Save
This report describes IDA(Individual Development Accounts) programs funded by two major federal grants.
Preserving Homeownership: Foreclosure Prevention Initiatives
This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Affordable Care Act (ACA) and the Appropriations Process: FAQs Regarding Potential Legislative Changes and Effects of a Government Shutdown
This report provides background information on the Affordable Care Act (ACA). It discusses the ACA and the annual appropriations process and the potential impact of a shutdown on ACA implementation.
Veterans and Homelessness
This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
Changes to the Residential Mortgage Market: Legislation, Demographics, and Other Drivers
This report provides an overview of the changing residential mortgage market, focusing on trends in housing prices, homeownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.
Housing for Persons Living with HIV/AIDS
This report describes recent research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions
Report that presents the major issues surrounding Fannie Mae's and Freddie Mac's financial conditions as well as various public policy options under discussion.
GSEs and the Government’s Role in Housing Finance: Issues for the 113th Congress
This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets.
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