Congressional Research Service Reports - 170 Matching Results

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Housing and Economic Recovery Act of 2008: This report discusses the Housing and Economic Recovery Act of 2008, P.L. 110-289, which changes many laws affecting both the housing and mortgage markets. It also surveys the most important changes caused by the act.
Housing Issues in the 113th Congress: This report begins by providing an overview of the current state of housing markets (both homeownership and rental) and the mortgage market in order to provide context for the policy issues that have been active during the 113th Congress. It then provides a brief description of issues that the 113th Congress has been considering. These issues are broadly divided into two categories: issues related to homeownership and housing finance, and issues related to housing assistance for low-income households
USDA Rural Housing Programs: An Overview: This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to make the dwellings sanitary or to remove health hazards to the occupants or the community.
USDA Rural Housing Programs: An Overview: This report discusses the Department of Agriculture's (USDA) rural housing programs, which include loans for the purchase, repair, or construction of single-family housing; loans and grants to remove health and safety hazards in owner-occupied homes; loans and grants for the construction and purchase of rental housing for farmworkers; loans for the purchase and construction of rental and cooperative housing for the elderly and for rural residents in general; rental assistance payments to make rental housing more affordable; interest subsidies to make homeownership loans more affordable and to enable production of rental housing that is affordable for the target population; and loans for developing building sites upon which rural housing is to be constructed.
USDA Rural Housing Programs: An Overview: This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to make the dwellings sanitary or to remove health hazards to the occupants or the community.
USDA Rural Housing Programs: An Overview: This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to make the dwellings sanitary or to remove health hazards to the occupants or the community.
Treatment of Seller-Funded Downpayment Assistance in FHA-Insured Home Loans: This report discusses the seller-funded down-payment assistance that qualify for FHA-insured home loans.
GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress: This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets. Other CRS reports address related issues such as conservatorship, the GSEs' financial condition, residential mortgage markets in other nations, and affordable housing.
The HUD Homeless Assistance Grants: Distribution of Funds: Four programs, administered by the U.S. Department of Housing and Urban Development (HUD), were created to provide temporary and permanent housing to the homeless, along with supportive services.This report describes how HUD distributes the four homeless assistance grants.
Introduction to Public Housing: This report serves as an introduction to the federal public housing program. It provides information on the history of the program, how it is administered and funded, and the characteristics of public housing properties and the households they serve. While it introduces current policy issues, a full analysis of those issues and discussion of current legislation is not included in this report.
Public Housing: Fact Sheet on the New Operating Fund Formula: The local public housing authorities (PHAs) that administer the federal public housing program will begin receiving their annual federal operating subsidies under a new formula in January 2007. As a result, some will experience an increase in their eligibility for funding and others will experience a decrease, although both increases and decreases will be phased in (over two and five years, respectively). However, the amount that a PHA qualifies for under the new formula (whether it is an increase or a decrease) will be reduced if Congress appropriates less money than is necessary to fund all agencies at 100% of their eligibility. This report provides a brief overview of the changes to the public housing operating fund formula that will take place in FY2007.
Housing for Persons Living with HIV/AIDS: This report describes recent research that shows how housing and health status are related and the effects of stable housing on HIV/AIDS patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
Low-Income Home Energy Assistance Program (LIHEAP) Allocation Rates: Legislative History and Current Law: This report discusses the legislative history and current law regarding the Low-Income Home Energy Assistance Program (LIHEAP), which provides funds to states so that they may help low-income households pay home energy expenses.
The First-Time Homebuyer Tax Credit: An Economic Analysis: This report analyzes the ability of the first-time homebuyer tax credit to stimulate home buying and stabilize home prices. It includes information about current economic conditions, the tax credit with an economic analysis, marginal first-time home buyers, the cost of home ownership, the influence of the economy, and information about policy options and specific ways to adjust the tax credit.
Housing Issues in the 110th Congress: This report examines housing-related issues that have become prominent in the 110th Congress. Possibly the most visible issue is the prevalence of subprime loans and growing mortgage default and foreclosure rates. Congress has responded with numerous hearings and legislative proposals both to change the way in which the lending and home-buying industry is regulated and to assist borrowers who are facing default and foreclosure.
Section 811 and Other HUD Housing Programs for Persons with Disabilities: This report describes how federal funds are used to develop housing designated for persons with disabilities. It also discusses current issues surrounding housing for persons with disabilities.
Immigration: Noncitizen Eligibility for Needs-Based Housing Programs: The issue of noncitizen eligibility for federally funded programs, including needs-based housing programs, is a perennial issue in Congress. Noncitizen eligibility varies among the needs-based housing programs administered by the U.S. Department of Housing and Urban Development (HUD), such as Public Housing, Section 8 vouchers and project-based rental assistance, homeless assistance programs, housing for the elderly (§202) and the disabled (§811), the HOME program, and the Community Development Block Grants (CDBG) program. Two laws govern noncitizen eligibility for housing programs: Title IV of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (Welfare Reform) and Section 214 of the Housing and Community Development Act of 1980, as amended. There has been congressional interest regarding the implementation of the eligibility requirements for housing programs. Specifically, questions have been raised as to the documentation requirements placed on both citizens and noncitizens in determining eligibility for housing programs. The documentation requirements are dependent on (1) the housing program, (2) the citizenship status of the applicant, and (3) the age of the applicant.
The impact of federal housing programs of the elderly: This report presents the impact of federal housing programs of the elderly
FHFA's Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System: This report discusses housing finance reform and structural changes enacted by the Federal Housing Finance Agency (FHFA), particularly in relation to government-sponsored enterprises (GSEs). It includes sections on GSEs and conservatorship; FHFA reforms broken down into information about risk-sharing transactions, a common securitization platform, and single security; and Congressional action on GSE reform.
An Introduction to the Low-Income Housing Tax Credit: This report discusses the Low Income Housing Tax Credit (LIHTC) program which provides developers with tax credits for developing or rehabilitating affordable housing and describes how the allocation processes work.
Rural Housing: Needs, Credit Availability, and Federal Programs: This report summarizes needs and conditions of rural housing in America, as well as the availability of housing credit availability in rural areas and federal programs for rural housing. Some figures and statistics on housing credit availability and federal rural housing programs are provided. The report also analyzes the performance of federal programs for rural housing during the 1974 fiscal year.
Reporting Issues Under the Home Mortgage Disclosure Act: This report describes current issues and recent changes to the Home Mortgage Disclosure Act (HMDA) of 1975. The report also provides a brief explanation of how recent reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 and the Federal Housing Administration.
HUD's Response to Hurricane Katrina: This report discusses the response of the Department of Housing and Urban Development (HUD) to Hurricane Katrina.
Selected Legislative Proposals to Reform the Housing Finance System: This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations: This report looks at Congress's FY2013 budget allocations for the Transportation, Housing and Urban Development, and Related Agencies (THUD) appropriations subcommittee.
Selected Legislative Proposals to Reform the Housing Finance System: The 113th Congress has seen several developments in the effort to reform the housing finance system. In the House, the Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act; H.R. 2767) was ordered to be reported out of the House Financial Services Committee on July 24, 2013. This report will briefly explain the different approaches to housing finance reform offered by these legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA. The report does not describe every provision of the proposals but discusses major concepts and themes.
An Overview of the HOME Investment Partnerships Program: This report provides an introduction to the HOME Investment Partnerships Program, including a brief history, an overview of allowable uses of HOME funds, and a description of certain program requirements. It also provides information on funding for the program and how that funding has been used.
The Loan Limits for Government-Backed Mortgages: This report contains brief program descriptions for each of the government-backed housing loan programs and discusses the maximum guarantee amounts for each. The government or quasi-government entities that insure or guarantee mortgages and are discussed in this report are the following: Fannie Mae and Freddie Mac, The Federal Housing Administration (FHA), The Department of Veteran Affairs (VA), and the U.S. Department of Agriculture's Rural Housing Service (RHS).
An Introduction to the Low-Income Housing Tax Credit: This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
An Introduction to the Design of the Low-Income Housing Tax Credit: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
An Overview of the Housing Finance System in the United States: This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
An Introduction to the Design of the Low-Income Housing Tax Credit: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
An Introduction to the Design of the Low-Income Housing Tax Credit: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
An Introduction to the Design of the Low-Income Housing Tax Credit: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
An Introduction to the Design of the Low-Income Housing Tax Credit: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
An Introduction to the Low-Income Housing Tax Credit: This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
An Introduction to the Design of the Low-Income Housing Tax Credit: This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered and related CRS products.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2009 Appropriations: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity. The report lists the key CRS staff relevant to the issues covered and related CRS products.
The Budget of the Department of Housing and Urban Development (HUD) FY1999: This report provides an overview of FY1999 budget request for the Department of Housing and Urban Development (HUD).
VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants: This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
The Fair Housing Act: Legal Overview: This report is categorized into five categories: (I) Introduction, (II) Housing Practices in Which Discrimination is Prohibited, (III) Familial Discrimination and Housing for Older Persons, (IV) Discrimination Based on Handicap, (V) Enforcement of the Fair Housing Act.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2008 Appropriations: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity.
Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2008 Appropriations: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the Subcommittees on Transportation, Housing and Urban Development, and Related Agencies of the House and Senate Committees on Appropriations. It summarizes the current legislative status of the bill, its scope, major issues, funding levels, and related legislative activity.
The LIHEAP Formula: Legislative History and Current Law: This Congressional Research Service Report for Congress contains the history, enactment, and fund determination for the Low Income Home Energy Assistance Program (LIHEAP).
The Housing Trust Fund: Background and Issues: This report briefly describes the structure and eligible uses of the Housing Trust Fund as authorized in P.L. 110-289.
The Housing Trust Fund: Background and Issues: This report describes the Housing Trust Fund and discusses potential funding sources.
Coming to Washington, DC? Sources of Information on Temporary Housing: This report will introduce a newcomer to the Washington, DC, metropolitan area to sources of general interest, neighborhoods, housing, and public transportation.
The LIHEAP Formula: Legislative History and Current Law: This Congressional Research Service Report for Congress contains the history, enactment, and fund determination for the Low Income Home Energy Assistance Program (LIHEAP).
Military Construction, Military Quality of Life and Veterans' Affairs, FY2007 Appropriations: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House Military Quality of Life and Veterans Affairs and Senate Military Construction and Veterans Affairs Appropriations Subcommittees. It summarizes the status of the bill, its scope, major issues, funding levels, and related congressional activity, and is updated as events warrant.

Congressional Research Service Reports - 170 Matching Results

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