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Housing and Economic Recovery Act of 2008
This report discusses the Housing and Economic Recovery Act of 2008, P.L. 110-289, which changes many laws affecting both the housing and mortgage markets. It also surveys the most important changes caused by the act.
Low-Income Home Energy Assistance Program (LIHEAP) Allocation Rates: Legislative History and Current Law
This report discusses the legislative history and current law regarding the Low-Income Home Energy Assistance Program (LIHEAP), which provides funds to states so that they may help low-income households pay home energy expenses.
An Introduction to the Design of the Low-Income Housing Tax Credit
This report discusses the Low-Income Housing Tax Credit (LIHTC), which is a federal provision that reduces the income tax liability of taxpayers claiming the credit. These taxpayers are typically investors in real estate development projects that have traded cash for the tax credits to support the production of affordable housing. The credit is intended to lower the financing costs of housing developments so that the rental prices of units can be lower than market rates, and thus, presumably, affordable.
The Budget of the Department of Housing and Urban Development (HUD) FY1999
This report provides an overview of FY1999 budget request for the Department of Housing and Urban Development (HUD).
The Housing Trust Fund: Background and Issues
This report describes the Housing Trust Fund and discusses potential funding sources.
Military Construction, Military Quality of Life and Veterans' Affairs, FY2007 Appropriations
This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House Military Quality of Life and Veterans Affairs and Senate Military Construction and Veterans Affairs Appropriations Subcommittees. It summarizes the status of the bill, its scope, major issues, funding levels, and related congressional activity, and is updated as events warrant.
FEMA Disaster Housing: From Sheltering to Permanent Housing
This report reviews standard disaster housing procedures as well as options that could be taken to improve disaster housing including increased FEMA/HUD cooperation, the use of the case management authority, the repair and renovation of private rental housing units, and the use of alternative manufactured housing.
The HUD Homeless Assistance Grants: Programs Authorized by the HEARTH Act
This report discusses the problem of homelessness and prevention programs funded by grants through the Department of Housing and Urban Development's (HUD) HEARTH Act. It has multiple sections describing the implementation of the HEARTH Act provisions which are; changes to the definition of homelessness in the section "The Definition of Homelessness"; the way in which ESG operated prior to HEARTH Act implementation as well as the changes made beginning in FY2011 in the section "The Emergency Solutions Grants Program (ESG)"; components of the competitive Homeless Assistance Grants prior to enactment of the HEARTH Act, and how they have been absorbed in the CoC program in the section "Transition to the Continuum of Care Program"; how funds are distributed pursuant to the CoC program in the section "Distribution of Continuum of Care Program Funds"; and the housing and services that are authorized to be provided through the RHS program and how communities are to receive funds in the section "Rural Housing Stability Assistance Program."
National Mortgage Servicing Standards: Legislation in the 112th Congress
This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry.
Fannie Mae’s and Freddie Mac’s Financial Problems: Frequently Asked Questions
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Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions
Report that presents the major issues surrounding Fannie Mae's and Freddie Mac's financial conditions as well as various public policy options under discussion.
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