Congressional Research Service Reports - 37 Matching Results

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One Million Personal Bankruptcies a Year: Economic Implications and Policy Options

Description: This report examines various explanations for the rapid rise in personal bankruptcy filings in the United States since 1980, the economic significance of the phenomenon, and policy options. This discussion and analysis provide a background for consideration of legislation before the 105th Congress ( H.R. 3150 and S. 1301), which proposes to reform the consumer bankruptcy process.
Date: May 14, 1998
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department

Export-Import Bank: Background and Legislative Issues

Description: This report discusses the Export-Import Bank (Ex-In Bank), the chief U.S. government agency that helps finance American exports of manufactured goods and services with the objective of contributing to the employment of U.S. workers. This report discusses the Bank's budget and related legislation, including the Omnibus Appropriations Act of 2009, signed by President Barack Obama and authorizing spending limitations for the Bank.
Date: November 14, 2001
Creator: Jackson, James K.
Partner: UNT Libraries Government Documents Department

The $50 Billion Threshold in the Dodd-Frank Act: Key Findings

Description: This report provides an overview key findings from the newly issued CRS Report R45036, Bank Systemic Risk Regulation: The $50 Billion Threshold in the Dodd-Frank Act. It includes some background information and a list of bills that may also affect the legislation.
Date: December 14, 2017
Creator: Labonte, Marc & Perkins, David W.
Partner: UNT Libraries Government Documents Department

Greece's Debt Crisis: Overview, Policy Responses, and Implications

Description: Greece is currently facing such a sovereign debt crisis. On May 2, 2010, the Eurozone members and International Monetary Fund (IMF) endorsed a historic €110 billion (about $145 billion) financial package for Greece in an effort to avoid a Greek default and to stem contagion of Greece's crisis to other European countries, particularly Portugal, Spain, Ireland, and Italy. This report provides an overview of the crisis; outlines the major causes of the crisis, focusing on both domestic and international factors; examines how Greece, the Eurozone members, and the IMF have responded to the crisis; and highlights the broader implications of Greece's debt crisis, including for the United States.
Date: May 14, 2010
Creator: Nelson, Rebecca M.; Belkin, Paul & Mix, Derek E.
Partner: UNT Libraries Government Documents Department

Consumer Bankruptcy and Household Debt

Description: Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.
Date: May 14, 2003
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department

Bankruptcy Relief and Natural Disaster Victims

Description: In the wake of Hurricane Katrina, many have questioned whether implementing the new procedures of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), P.L. 109-8, scheduled to go into effect on October 17, 2005, should be delayed. This report considers whether bankruptcy law in general, and the BAPCPA in particular, may present unique challenges to financial recovery for those whose life, livelihood, and/or home have been damaged or destroyed.
Date: September 14, 2005
Creator: Jeweler, Robin
Partner: UNT Libraries Government Documents Department

Election in Greece

Description: This report discusses issues leading up to Greece's snap legislative election on September 20, only eight months after the country's last election. Greece continues to struggle with the negative repercussions of a sovereign debt and financial crisis that began in 2009.
Date: September 14, 2015
Creator: Belkin, Paul
Partner: UNT Libraries Government Documents Department

Campaign Financing

Description: This is one report in the series of reports that discuss the campaign finance practices and related issues. Concerns over financing federal elections have become a seemingly perennial aspect of our political system, centered on the enduring issues of high campaign costs and reliance on interest groups for needed campaign funds. The report talks about the today’s paramount issues such as perceived loopholes in current law and the longstanding issues: overall costs, funding sources, and competition.
Date: February 14, 2002
Creator: Cantor, Joseph E.
Partner: UNT Libraries Government Documents Department

Campaign Finance: Legislative Developments and Policy Issues in the 110th Congress

Description: This report provides an overview of major legislative and policy developments related to campaign finance during the 110th Congress. The report discusses legislative and oversight hearings and floor action during the period. It also explores major policy issues that are relevant for Congress, but have largely occurred away from Capitol Hill. As of this writing, approximately 50 bills devoted primarily to campaign finance have been introduced in the 110th Congress, but none have become law. A new lobbying and ethics law, the Honest Leadership and Open Government Act (HLOGA) contains campaign finance provisions related to "bundled" campaign contributions and campaign travel. That measure is the only campaign finance related bill to become law during the 110th Congress.
Date: January 14, 2008
Creator: Garrett, R. Sam
Partner: UNT Libraries Government Documents Department

Finance and the Economy: Occupy Wall Street in Historical Perspective

Description: This report presents examples of political statements about the fundamental costs and benefits of finance and recent economic research that points to aspects of financial activity that may not be advantageous to the real economy. The report does not attempt a comprehensive survey of either literature, but provides a reminder of the breadth of the historical debates that have shaped congressional oversight of financial institutions and markets.
Date: November 14, 2011
Creator: Jickling, Mark & Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department

Financing the U.S. Trade Deficit

Description: The U.S. merchandise trade deficit is a part of the overall U.S. balance of payments, a summary statement of all economic transactions between the residents of the United States and the rest of the world, during a given period of time. Some Members of Congress and other observers have grown concerned over the magnitude of the growing U.S. merchandise trade deficit and the associated increase in U.S. dollar-denominated assets owned by foreigners. This report provides an overview of the U.S. balance of payments, an explanation of the broader role of capital flows in the U.S. economy, an explanation of how the country finances its trade deficit or a trade surplus, and the implications for Congress and the country of the large inflows of capital from abroad.
Date: February 14, 2006
Creator: Jackson, James K.
Partner: UNT Libraries Government Documents Department

The Global Financial Crisis: Increasing IMF Resources and the Role of Congress

Description: This report provides information on the role the IMF has played in the financial crisis, international agreement to increase the financial resources of the IMF, and the role of Congress in increasing the Fund's resources. As will be discussed in detail at the end of the report, congressional authorization, and perhaps appropriation, would be required to increase U.S. contributions to the IMF.
Date: May 14, 2009
Creator: Sanford, Jonathan E.
Partner: UNT Libraries Government Documents Department