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Efforts to Delay the Gradual Elimination of Flood Insurance Premium Subsidies

Description: This report examines legislative efforts in Congress to delay the gradual phase-out of subsidized flood insurance premiums, which is required under Sections 100205 and 100207 of P.L. 112-141, the Biggert-Waters Flood Insurance Reform and Modernization Act of 2012. This new law extended the authorization for the National Flood Insurance Program (NFIP) for five years, through September 30, 2017, while requiring significant program reforms affecting flood insurance, flood hazard mapping, and floodplains management.
Date: March 3, 2014
Creator: King, Rawle O.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The National Flood Insurance Program: Status and Remaining Issues for Congress

Description: This report provides an analysis of flood risk management, summarizes major challenges facing the National Flood Insurance Program (NFIP), and outlines key reforms in the recently enacted Biggert-Waters Flood Insurance Reform Act of 2012. The report also identifies and presents some key remaining flood management issues for congressional considerations, and it concludes with a discussion of relevant policy options for the future financial management of flood hazards in the United States.
Date: December 10, 2012
Creator: King, Rawle O.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The SBA Disaster Loan Program: Overview and Possible Issues for Congress

Description: This report provides an overview of the Disaster Loan Program, discusses how disaster declarations trigger the SBA loan process, explains the different types of loans potentially available to disaster victims, and discusses terms and restrictions related to each type of loan. The report also explains the SBA disaster loan application process and provides national data on SBA loans from 2000 to 2009, including data related to the Gulf Coast hurricanes since 2005.
Date: July 29, 2010
Creator: Lindsay, Bruce R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Clean Coal Loan Guarantees and Tax Incentives: Issues in Brief

Description: This report discusses certain federal financial incentive mechanisms for "clean coal" commercial projects; namely, loan guarantees and tax incentives. At issue for Congress is the extent to which the private sector has used these financial toolsto develop the technology needed for reducing carbon dioxide (CO2) emissions while continuing to use available domestic coal reserves for electricity generation.
Date: August 19, 2014
Creator: Folger, Peter & Sherlock, Molly F.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Depreciating Dollar: Economic Effects and Policy Response

Description: This report addresses the concern about the health of the U.S. economy regarding the depreciation of the dollar and examines the likely reasons for the dollar's fall, the effects the depreciating currency could have on the economy, and possible policy responses that could be considered to attempt to alter the dollar's path if needed.
Date: July 17, 2008
Creator: Elwell, Craig K.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Preserving Homeownership: Foreclosure Prevention Initiatives

Description: This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
Date: February 9, 2009
Creator: Jones, Katie
Item Type: Report
Partner: UNT Libraries Government Documents Department

Dark Pools in Equity Trading: Policy Concerns and Recent Developments

Description: This report examines the confluence of factors that led to the rise of dark pools; the potential benefits and costs of such trading; some regulatory and congressional concerns over dark pools; recent regulatory developments by the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA), which oversees broker-dealers; and some recent lawsuits and enforcement actions garnering significant media attention.
Date: September 26, 2014
Creator: Shorter, Gary & Miller, Rena S.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Terrorism Risk Insurance: Issue Analysis and Overview of Current Program

Description: This report discusses the Terrorism Risk Insurance Act of 2002 (TRIA). TRIA created a temporary three-year Terrorism Insurance Program in which the government would share some of the losses with private insurers should a foreign terrorist attack occur.
Date: February 26, 2013
Creator: Webel, Baird
Item Type: Report
Partner: UNT Libraries Government Documents Department

Social Security: The Trust Fund

Description: This report covers how the Social Security program is financed and how the Social Security trust fund works.
Date: July 31, 2014
Creator: Nuschler, Dawn & Sidor, Gary
Item Type: Report
Partner: UNT Libraries Government Documents Department

Public-Private Partnerships in Highway and Transit Infrastructure Provision

Description: This report begins with a brief discussion of the surface transportation system and its financing needs as background to the debate on public-private partnerships (PPPs). That is followed by sections describing the different types of PPPs, with details of a few prominent examples, and the development of federal legislation with respect to PPPs. The report then discusses the main issues of contention with the construction and longterm leasing of highways by the private sector, particularly as they relate to the funding, planning, and operation of the surface transportation system, before providing some policy options Congress may wish to consider.
Date: July 9, 2008
Creator: Mallett, William J.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Multilateral Development Banks: U.S. Contributions FY2000-FY2015

Description: This report shows in tabular form how much the Administration requested and how much Congress appropriated for U.S. payments to the multilateral development banks (MDBs) since 2000. It also provides a brief description of the MDBs and the ways they fund their operations.
Date: January 26, 2015
Creator: Nelson, Rebecca M.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Multilateral Development Banks: U.S. Contributions FY1998-FY2009

Description: This report shows in tabular form how much the Administration requested and how much Congress appropriated during the past 11 years for U.S. payments to the multilateral development banks (MDBs). It also provides a brief description of the MDBs and the ways they fund their operations.
Date: February 3, 2010
Creator: Sanford, Jonathan E.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Small Business Administration Microloan Program

Description: This report describes the Microloan program's eligibility standards and operating requirements for lenders and borrowers and examines the arguments presented by the program's critics and advocates. It also examines changes to the program authorized by P.L. 111-240, the Small Business Jobs Act of 2010.
Date: March 20, 2015
Creator: Dilger, Robert J.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Financial Market Supervision: Canada's Perspective

Description: This report presents an overview of Canada's financial system and its supervisory framework and draws some distinctions between that system and the current U.S. framework.
Date: November 25, 2009
Creator: Jackson, James K.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Army Corps Supplemental Appropriations: Recent History, Trends, and Policy Issues

Description: This report provides analysis of Corps supplemental funding. Its focus is recent decades of supplemental funding provided directly to the Corps, and it does not include extensive analysis of regular Corps appropriations.
Date: September 19, 2013
Creator: Stern, Charles V. & Carter, Nicole T.
Item Type: Report
Partner: UNT Libraries Government Documents Department

How Have Small Banks Been Affected by Financial Reform?

Description: This report briefly summarizes a CRS analysis of major rules issued since 2010 by banking regulators pursuant to the Dodd-Frank Act.
Date: May 14, 2015
Creator: Hoskins, Sean M. & Labonte, Marc
Item Type: Report
Partner: UNT Libraries Government Documents Department

Treasury Securities and the U.S. Sovereign Credit Default Swap Market

Description: This report explains how the sovereign credit default swap (CDS) market works and how such CDS price trends may illuminate fiscal stresses facing sovereign governments. Although CDS prices may be imperfect measures of the federal government's fiscal condition, some investors may try to glean information from those price trends. CDS prices have been playing an important role in the European government debt markets and could potentially affect U.S debt markets in the future. European policymakers have debated certain restrictions on types of sovereign CDS trading, and such calls for reform may be of interest to U.S. lawmakers.
Date: July 25, 2011
Creator: Austin, D. Andrew & Miller, Rena S.
Item Type: Report
Partner: UNT Libraries Government Documents Department

What Is Systemic Risk? Does It Apply to Recent JP Morgan Losses?

Description: Systemic risk refers to the possibility that the financial system as a whole might become unstable, rather than the health of individual market participants. Stable financial systems do not transmit or magnify shocks to the broader economy. A firm, person, government, financial utility, or policy might create systemic risk if (1) its failure causes other failures in a domino effect; (2) news about its assets signals that others with similar assets may also be distressed, called contagion; (3) it contributes to fire sales during price declines; or (4) its absence prevents other firms from using an essential service, called critical functions. This report discusses how systemic risk may apply to JP Morgan's recent losses.
Date: May 24, 2012
Creator: Murphy, Edward V.
Item Type: Report
Partner: UNT Libraries Government Documents Department