Congressional Research Service Reports - 1,239 Matching Results

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Blockchain: Background and Policy Issues

Description: This report explains the technologies which underpin blockchain digital financial ledgers, how blockchain works, potential applications for blockchain, concerns with it, and potential considerations for Congress.
Date: February 28, 2018
Creator: Jaikaran, Chris
Partner: UNT Libraries Government Documents Department

The National Flood Insurance Program (NFIP), Reinsurance, and Catastrophe Bonds

Description: This report discusses the use of reinsurance to transfer some of the risk of an insurance policy from the primary insurer to a secondary insurer and the National Flood Insurance Program's (NFIP) decision to use reinsurance through the issuance of catastrophe bonds (which pay out when a particular type of disaster set out in the bond agreement occurs) by the secondary private insurers.
Date: April 17, 2018
Creator: Horn, Diane P. & Webel, Baird
Partner: UNT Libraries Government Documents Department

Fannie and Freddie Investors Turn to Congress After the Supreme Court Declines to Resurrect Their Legal Claims

Description: This report discusses the Supreme Court's decision to decline to review the case of "Perry Capital LLC. v. Murchin" which denied the claims of Fannie Mae and Freddie Mac shareholders against the federal government. It also discusses some of the plaintiffs desire to seek legislative reform from Congress to change the law governing profit transfers from Fannie Mae and Freddie Mac.
Date: March 16, 2018
Creator: Carpenter, David H.
Partner: UNT Libraries Government Documents Department

Funding and Financing Highways and Public Transportation

Description: This report discusses the current federal funding structure for surface transportation and the budget shortfalls in the Highway Trust Fund (made up of funds from gas taxes). Various options for resolving the funding shortfall are discussed, including raising the gas tax, public-private partnerships, and tolls.
Date: January 11, 2018
Creator: Kirk, Robert S. & Mallett, William J.
Partner: UNT Libraries Government Documents Department

Issues in International Corporate Taxation: The 2017 Revision (P.L. 115-97)

Description: This report discusses international tax laws and the 2017 tax reform bill. The report begins by explaining prior international tax rules and the revisions made in the new law. The second part of the report discusses the four major issues of concern under prior law-- allocation of investment, profit shifting, repatriation, and inversions--and how the new law addresses these concerns, or raises new ones. That section also discusses issues associated with international agreements. The final section summarizes commentary about problems and issues, including legal challenges and uncertainty, within the new international tax regime and options that have been suggested. That section discusses some of the more detailed rules.
Date: May 1, 2018
Creator: Gravelle, Jane G. & Marples, Donald J.
Partner: UNT Libraries Government Documents Department

"Extraordinary Measures" and the Debt Limit

Description: This report briefly examines the statutory debt limit and the use of extraordinary measures by the Treasury Department when Congress does not modify the debt limit by the deadline.
Date: December 8, 2017
Creator: Driessen, Grant A. & Hughes, Joseph S.
Partner: UNT Libraries Government Documents Department

The $50 Billion Threshold in the Dodd-Frank Act: Key Findings

Description: This report provides an overview key findings from the newly issued CRS Report R45036, Bank Systemic Risk Regulation: The $50 Billion Threshold in the Dodd-Frank Act. It includes some background information and a list of bills that may also affect the legislation.
Date: December 14, 2017
Creator: Labonte, Marc & Perkins, David W.
Partner: UNT Libraries Government Documents Department

VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants

Description: This report discusses the three types of housing assistance offered by the Veterans Administration (VA): the loan guaranty program, direct loan programs, and Specially Adapted Housing program. Each ones origins, operations, and funding methods are included. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
Date: May 26, 2017
Creator: Perl, Libby
Partner: UNT Libraries Government Documents Department

Banking Policy Issues in the 115th Congress

Description: This report provides a broad overview of selected banking-related issues, including prudential regulation, consumer protection, "too big to fail" (TBTF) banks, community banking, regulatory agency structures and independence, and recent market and economic trends. It is not an exhaustive look at all bank policy issues, nor is it a detailed examination of any one issue. Rather, it provides concise background and analyses of certain prominent issues that have been the subject of recent discussion and debate. In addition, this report provides a list of Congressional Research Service reports that examine specific bills, including the Financial CHOICE Act (H.R. 10) and bills proposing to provide regulatory relief for banks.
Date: May 26, 2017
Creator: Perkins, David W.
Partner: UNT Libraries Government Documents Department

Systemically Important or "Too Big to Fail" Financial Institution.

Description: This report discusses the "To Big To Fail" (TBTF) system of the government intervening and bailing out certain companies whose collapse is deemed too disruptive to the American financial market to let occur. This report discusses the economic issues raised by TBTF, broad policy options, and policy changes made by the relevant Dodd-Frank provisions.
Date: May 26, 2017
Creator: Labonte, Marc
Partner: UNT Libraries Government Documents Department

Social Security: Cost-of-Living Adjustments

Description: This report discusses the cost-of-living adjustments (COLAs) for Social Security and the upcoming COLA set to begin in January 2018. Calculations used to determine COLA amounts and a brief history of their use is also included.
Date: October 26, 2017
Creator: Whittaker, Julie M.
Partner: UNT Libraries Government Documents Department

Shutdown of the Federal Government: Causes, Processes, and Effects

Description: This report is intended to address questions that arise frequently related to the topic of government shutdowns. It discusses the causes of funding gaps and shutdowns of the federal government, processes that are associated with shutdowns, and how agency operations may be affected by shutdowns. The report concludes with a discussion of potential issues for Congress.
Date: November 30, 2017
Creator: Brass, Clinton T.; Brudnick, Ida A.; Keegan, Natalie; McMillion, Barry J.; Rollins, John W. & Yeh, Brian T.
Partner: UNT Libraries Government Documents Department

Two-Sided Credit Card Markets: The Supreme Court Takes Up Novel Antitrust Issue

Description: This report discusses the case of "Ohio v. American Express" which the Supreme Court has accepted for hearing which poses the question of how federal antitrust law should treat two-sided markets which are platforms in which two distinct user groups operate in an interdependent way. The case challenges anti-steering clauses in American Express contract agreements with merchants that prevent the merchants from promoting the use of other credit cards. The case has the potential to change the way vendors accept card payments across the country--but the case also provides the Supreme Court with the opportunity to guide the lower courts that are increasingly confronting antitrust issues concerning two-sided markets. As a result, the American Express case raises several issues for Congress that could implicate its legislative and oversight roles with respect to the financial services industry and, more generally, the regulation of two-sided markets.
Date: November 13, 2017
Creator: Smith, Austin D.
Partner: UNT Libraries Government Documents Department

When an Agency's Budget Request Does Not Match the President's Request: The Fiscal Year 2018 CFTC Request and "Budget Bypass"

Description: This report discuses two competing 2018 fiscal year budget requests for the Commodity Futures Trading Commission (CFTC) from President Trump and from the CFTC themselves. The Presidential request is $250 million, which is the same amount the CFTC had the past year, while CFTC is requesting an additional $31.5 million in funding for a total request of $ 281.5 million. The process of submitting budgets to the President and Congress is discussed as well as ways to reconcile the two conflicting budget requests.
Date: June 7, 2017
Creator: Monke, Jim; Miller, Rena S. & Brass, Clinton T.
Partner: UNT Libraries Government Documents Department