Congressional Research Service Reports - 597 Matching Results

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Housing Issues in the 113th Congress

Description: This report begins by providing an overview of the current state of housing markets (both homeownership and rental) and the mortgage market in order to provide context for the policy issues that have been active during the 113th Congress. It then provides a brief description of issues that the 113th Congress has been considering. These issues are broadly divided into two categories: issues related to homeownership and housing finance, and issues related to housing assistance for low-income households
Date: unknown
Creator: Jones, Katie; Carpenter, David H.; Hoskins, Sean M.; Keightley, Mark P.; McCarty, Maggie & Weiss, N. Eric
Partner: UNT Libraries Government Documents Department

Foreign Ownership of Property in the United States: Federal and State Restrictions

Description: This report examines various legal issues raised by Federal and State laws restricting foreign ownership in U. S. property. The report examines the constitutional barriers to Federal and State laws restricting such ownership, and the possible constitutional predicates for Federal legislation regulating foreign ownership of property in the united States. The impact of treaties to which the United States is a party on both Federal and State restrictions on the rights of foreign persons to own U.S. property is also discussed.
Date: June 23, 1980
Creator: Zaritsky, Howard
Partner: UNT Libraries Government Documents Department

High Interest Rates: Causes and Effects

Description: This report describes the major market and policy forces that determine the general level of interest rates. The discussion is related to the recent economic experience of high interest rates and inflation, but may be generally applied to any economic environment.
Date: June 30, 1980
Creator: Leisenring, Carol
Partner: UNT Libraries Government Documents Department

Federal Reserve Membership and Monetary Control

Description: This report discusses the current state of monetary policy. Questions about the continued capability of the Federal Reserve System (FRS) to exercise effective monetary control were raised in connection with several developments over recent years that diminished, in relative terms, the deposit component of the stock of money over which the FRS maintained reserve requirement controls. The Monetary Control Act, Title 1 of P.L. 96-221 was designed to ensure that the FRS as ability to conduct monetary policy is not diminished. This Act, signed into law on Mar. 31, 1980, is one of the few major amendments to the original Federal Reserve Act of 1913.
Date: January 12, 1981
Creator: White, Roger
Partner: UNT Libraries Government Documents Department

Foreign Investment in U.S. Industry

Description: Although the total amount of foreign direct investment (FDI) in the U.S. is small relative to U.S. direct investment abroad, it is growing rapidly and may have a large effect on some industries and geographic areas of the U.S. The two main issues raised by FDI in the U.S. are first, shall Congress require more extensive data collection efforts than are already underway, and second, should laws be enacted to limit foreign direct investment in the U.S. These two issues turn in substantial measure on whether the benefits of additional data collection and/or restrictions on FDI in the U.S. exceed the costs. This report discusses the legislative history of the issue, the magnitude and distribution of FDI in the U.S., the existing data collection efforts, the potential implications for the U.S., the motivations for FDI in the U.S., and U.S. policy regarding FDI.
Date: October 18, 1982
Creator: Wilson, Arlene
Partner: UNT Libraries Government Documents Department

The General Motors-Toyota Joint Venture and Its Competitive Implications

Description: This report reviews the economics of joint ventures by focusing on their implication for market competition. It also reviews the legislative history of mergers and joint ventures with special emphasis on aspects of the law that are directed at reducing market concentration.
Date: July 13, 1983
Creator: Bass, Gwenell L
Partner: UNT Libraries Government Documents Department

Finance and Adjustment: The International Debt Crisis, 1982-84

Description: This report provides an overview of the international debt problem which has significantly disturbed the international economic environment of the 1980s. It describes the characteristics of the less developed country (LDC) debt and discusses the role of major participants in the debt crisis. The study shows how the role of the participants has evolved during the crisis. Lastly, some of the issues arising from the debt crisis are discussed.
Date: September 17, 1984
Creator: Wertman, Patricia A
Partner: UNT Libraries Government Documents Department

The Liability Insurance Controversy

Description: This report discusses liability insurance, as the primary method of managing business related risks that has been recognized as one of the foundations of American commerce.
Date: May 1, 1987
Creator: Whiteman, David
Partner: UNT Libraries Government Documents Department

The Liability Insurance Controversy

Description: This report discusses liability insurance, as the primary method of managing business related risks that has been recognized as one of the foundations of American comnerce.
Date: May 1, 1987
Creator: Whiteman, David
Partner: UNT Libraries Government Documents Department

The Liability Insurance Crisis

Description: This report discusses liability insurance crisis, including complaints from businesses, professionals , and municipalities as well threat of lawsuits.
Date: June 1, 1987
Creator: Cohen, Henry & Whiteman, David
Partner: UNT Libraries Government Documents Department

The Liability Insurance Crisis

Description: This report discusses liability insurance crisis, including complaints from businesses, professionals , and municipalities as well threat of lawsuits.
Date: June 1, 1987
Creator: Cohen, Henry & Whiteman, David
Partner: UNT Libraries Government Documents Department

Glass-Steagall Act: Commercial vs. Investment Banking

Description: This report discusses debate over reform of the Nation's financial structure in the 100th Congress includes re-examination of "the separation of banking and commerce." This separation was mandated by the Glass-Steagall Act (part of the Banking Act of 1933); and was carried forward into the Bank Holding Company Act of 1956, as amended in 1970 and thereafter. The resulting isolation of banking from securities was designed to (1) maintain the integrity of the banking system; (2) prevent self-dealing and other financial abuses; and (3) limit stock market speculation. By half a century later, the "wall" it created seemed to be crumbling, as bankers created new financial products resembling securities, and securities firms innovated new financial products resembling loans and deposits. The ongoing process of "financial deregulation" has evoked calls for Congress to give depository institutions new powers, especially in the securities field. Financial deregulation in the United Kingdom, Canada, and Japan has put additional pressure on Congress to re-examine this Act. Concerns over a seemingly fragile system of depository institutions persist, however, tending to place counter-pressure on Congress to maintain the Act.
Date: June 29, 1987
Creator: Jackson, William D.
Partner: UNT Libraries Government Documents Department

China and the Multilateral Development Banks

Description: Congress is currently considering appropriations for U.S. contributions to the World Bank and other multilateral development banks (MDBs) as well as separate legislation that would require U.S. representatives to these institutions to oppose all concessional loans to China. This report provides a brief analysis of China’s relationship with the MDBs to highlight some issues and help Members of Congress, congressional staff, and observers better understand the context for the current debates in Congress and the multilateral agencies.
Date: October 31, 1997
Creator: Sanford, Jonathan E.
Partner: UNT Libraries Government Documents Department

Medicare: Financing the Part A Hospital Insurance Program

Description: This report discusses Medicare, which consists of two distinct parts — Part A (Hospital Insurance (HI)) and Part B (Supplementary Medical Insurance (SMI)). Part A is financed primarily through payroll taxes levied on current workers and their employers. Income from these taxes is credited to the HI trust fund. Part B is financed through a combination of monthly premiums paid by current enrollees and general revenues. Income from these sources is credited to the SMI trust fund.
Date: May 5, 1998
Creator: O'Sullivan, Jennifer
Partner: UNT Libraries Government Documents Department

One Million Personal Bankruptcies a Year: Economic Implications and Policy Options

Description: This report examines various explanations for the rapid rise in personal bankruptcy filings in the United States since 1980, the economic significance of the phenomenon, and policy options. This discussion and analysis provide a background for consideration of legislation before the 105th Congress ( H.R. 3150 and S. 1301), which proposes to reform the consumer bankruptcy process.
Date: May 14, 1998
Creator: Jickling, Mark
Partner: UNT Libraries Government Documents Department

Current Social Security Issues

Description: Social Security is the focus of intense public interest. Projected long-range funding problems, public skepticism about its future, and a growing perception that Social Security will not be as good a value for future retirees as it is today are fueling calls for reform. This report discusses a number of the major Social Security issues currently drawing congressional attention.
Date: May 21, 1998
Creator: Koitz, David & Kollmann, Geoffrey
Partner: UNT Libraries Government Documents Department

Banking and Finance: Legislative Initiatives in the 105th Congress, Second Session

Description: This report reviews major banking and finance issues that are receiving congressional attention in the 2nd session of the 105th Congress. It will be updated periodically to reflect legislative developments. Relevant CRS products are referenced.
Date: August 10, 1998
Creator: Shorter, Gary & Wells, F. J.
Partner: UNT Libraries Government Documents Department

Managing Farm Risk in a New Policy Era

Description: This report discusses the enhancements to the crop insurance and revenue insurance programs that are expected to be considered by the 106th Congress in order to improve the farm financial safety net and preclude the need for ad hoc legislative assistance.
Date: January 22, 1999
Creator: Chite, Ralph M. & Jickling, Mark
Partner: UNT Libraries Government Documents Department

The National Debt: Who Bears Its Burden?

Description: This report discusses the burden of a national debt and who bears that burden, which is a matter of Congressional concern since the gross national debt of the United States stands at some $5.5 trillion dollars.
Date: April 7, 2000
Creator: Makinen, Gail E.
Partner: UNT Libraries Government Documents Department

Social Security Reform: Bills in the 106th Congress

Description: The Social Security system is projected to have long-range funding problems. Although the system’s income currently exceeds its expenditures, its trust funds are projected to be depleted in 2037. Concern about the problem and a belief that the remedy lies partly in economic growth that could be bolstered by changes to the system have led to introduction of a number of bills incorporating varying degrees of reform. This report describes the funding problem in some detail, summarizes many of the reform bills introduced in the 106th Congress, and provides a list of other related CRS reports.
Date: April 11, 2000
Creator: Koitz, David S.
Partner: UNT Libraries Government Documents Department