Description: This report provides background information on the consumer data industry and various specialty areas. One prominent specialty area--consumer scoring--is explained and includes information about various factors used to calculate credit scores. It provides a general description of the current regulatory framework of the consumer data industry. Finally, this report discusses selected policy issues pertaining to credit scoring and proposed modifications that may result in expanded consumer protection and credit access.
Date: July 30, 2015
Creator: Getter, Darryl E.
Item Type: Report
Partner: UNT Libraries Government Documents Department