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The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Description: This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Date: January 14, 2014
Creator: Carpenter, David H.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: July 23, 2010
Creator: Murphy, M. Maureen
Item Type: Report
Partner: UNT Libraries Government Documents Department

Financial Market Turmoil and U.S. Macroeconomic Performance

Description: Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by households and non-financial businesses. Three types of policy response exist and are being applied in varying degrees. This report discusses each of these policy responses.
Date: June 9, 2009
Creator: Elwell, Craig K.
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: February 7, 2011
Creator: Murphy, M. Maureen
Item Type: Report
Partner: UNT Libraries Government Documents Department

The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues

Description: This report examines the Consumer Product Safety Commission's (CPSC) role in regulating U.S. imported and exported consumer products. It also examines some of the international obligations that the United States has undertaken with respect to the promulgation of standards-related measures, such as mandatory consumer product safety regulations.
Date: November 5, 2013
Creator: Murrill, Brandon J.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Direct-to-Consumer Advertising of Prescription Drugs

Description: This report describes the current status of direct-to-consumer (DTC) drug advertising; analyzes issues surrounding it; and discusses potential options for Congress.
Date: May 20, 2009
Creator: Thaul, Susan
Item Type: Report
Partner: UNT Libraries Government Documents Department

Federal Advertising Law: An Overview

Description: This report provides a brief overview of federal law with respect to five selected advertising issues: alcohol advertising, tobacco advertising, the Federal Trade Commission Act, advertising by mail, and advertising by telephone. There are numerous federal statutes regulating advertising that do not fit within any of these categories; as random examples, the Food, Drug, and Cosmetic Act requires disclosures in advertisements for prescription drugs ; the Truth in Lending Act governs the advertising of consumer credit ; and a federal criminal statute makes it illegal falsely to convey in an advertisement that a business is connected with a federal agency.
Date: February 9, 1998
Creator: Cohen, Henry
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: January 29, 2004
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Overview of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003

Description: This report examines the the Medicare Prescription Drug, Improvement, and Modernization Act of 2003, which creates a prescription drug benefit for Medicare beneficiaries and establishes a new Medicare Advantage program to replace the current Medicare+Choice program.
Date: December 6, 2004
Creator: O'Sullivan, Jennifer; Chaikind, Hinda; Tilson, Sibyl; Boulanger, Jennifer & Morgan, Paulette
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing With Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: December 30, 2002
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing With Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: October 8, 2002
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: May 9, 2003
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and on the options that are available to consumers to attempt to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available) and will be updated as legislation or news events warrant.
Date: October 5, 2004
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: August 22, 2003
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: October 9, 2003
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department

Telemarketing: Dealing with Unwanted Telemarketing Calls

Description: This report provides summaries of the federal laws and regulations particular to telemarketing, the establishment of a national do-not-call registry, and the options that are available to consumers to limit the calls that they receive from telemarketers and to report questionable telemarketing practices to local or federal authorities. The report also lists sources of additional information with addresses, phone numbers, and Internet sites (if available).
Date: June 30, 2003
Creator: Riehl, James R.
Item Type: Report
Partner: UNT Libraries Government Documents Department