Congressional Research Service Reports - 146 Matching Results

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Credit Card Minimum Payments

Description: Recently, credit card issuers began adjusting their minimum payment formulas, raising the amount of the required monthly payment. Congress has focused on the need to increase consumer awareness of the financial jeopardy that can result from paying only the required minimum. This report provides an overview of the issues and congressional action. It will be updated as events warrant.
Date: December 21, 2005
Creator: Smale, Pauline
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Partner: UNT Libraries Government Documents Department
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Products Liability: A Legal Overview

Description: This report discusses products liability, which refers to the liability of a manufacturer or seller for injury caused by his product to the person or property of a buyer or third party. Legal developments starting in the 1960s, particularly the adoption of strict tort liability, have made it substantially easier for persons injured by defective products to recover damages.
Date: January 16, 2009
Creator: Chu, Vivian S.
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Partner: UNT Libraries Government Documents Department
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Advertising Industry in the Digital Age

Description: This report discusses regulatory challenges faced by policymakers as the advertising industry enters a period of far-reaching change brought about by the economic downturn and structural shifts as consumers move to the Internet and other digital platforms for news, entertainment, and socializing.
Date: November 9, 2009
Creator: Kirchhoff, Suzanne M.
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Partner: UNT Libraries Government Documents Department
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Financial Market Turmoil and U.S. Macroeconomic Performance

Description: Lending in credit markets requires confidence in the borrowers' ability to repay the debt (principal and interest) in full and on schedule. The current turmoil in U.S. financial markets is the result of a breakdown in that necessary confidence. A number of indicators have pointed to a substantial rise in the cost of credit and a decrease in the flow of credit to the broader economy. Economic policy may be needed to get credit flowing smoothly again and to mitigate the damage incurred by househo… more
Date: June 9, 2009
Creator: Elwell, Craig K.
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Partner: UNT Libraries Government Documents Department
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Consumer Product Safety Improvement Act of 2008: P.L. 110-314

Description: This report provides an overview of the prior authority of the CPSC to establish consumer product safety standards and to inspect and recall unsafe consumer products, and discussing P.L. 110-314, the Consumer Product Safety Improvement Act of 2008, reforming the CPSC and strengthening enforcement of consumer product safety standards.
Date: September 22, 2008
Creator: Lee, Margaret M.
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Partner: UNT Libraries Government Documents Department
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