For-Profit Versus Nonprofit Microfinance: How are the poor affected?

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This paper discusses research on the microfinance industry, for-profit versus nonprofit models, and the efficacy of microfinance in alleviating poverty.

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37 p.

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Weinberg, Brian R.; Cox, Gloria C. & McPherson, Michael April 3, 2008.

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This paper is part of the collection entitled: The Eagle Feather and was provided by the UNT Honors College to the UNT Digital Library, a digital repository hosted by the UNT Libraries. It has been viewed 2066 times. More information about this paper can be viewed below.

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  • Main Title: For-Profit Versus Nonprofit Microfinance: How are the poor affected?
  • Series Title: University Scholars Day

Description

This paper discusses research on the microfinance industry, for-profit versus nonprofit models, and the efficacy of microfinance in alleviating poverty.

Physical Description

37 p.

Notes

Abstract: Of the world's 6.5 billion people, 2.8 billion are living in poverty on less than $2 per day. After a general discussion of poverty among several perspectives, this research will focus on the microfinance industry. Microfinance has proven itself an effective poverty alleviation tool. Traditionally, the microfinance industry has been nonprofit, geared toward helping the poor rise from poverty through the provision of small loans to create or expand businesses. The need for additional funding capital and the growing popularity of the industry have spurred an industry-wide debate between the traditional nonprofit model and newer for-profit microfinance model ideals. Many social and economic trade-offs occur on the spectrum that shifts between these two models. As this industry continues to transform itself rapidly, this study works to explain the major points of the debate within the context of two microfinance institutions from both models (i.e., Alternativa Solidaria and Compartamos). Although there were several limitations such as time and funding, this paper offers ideas of how each might overcome their inadequacies in the future to find a stronger balance between funding, satisfying the market demand for microfinance services, and effectively alleviating poverty.

Fifth Annual University Scholars Day, 2008, Denton, Texas, United States.

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  • Eagle Feather, Issue 5, University of North Texas Honors College: Denton, Texas. 2008

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  • Publication Title: The Eagle Feather
  • Volume: 5
  • Issue: 2008
  • Peer Reviewed: Yes

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The Eagle Feather

Launched in 2004 by UNT's Honors College, The Eagle Feather was an interdisciplinary undergraduate research journal that promoted the work of students and their faculty mentors. The Eagle Feather was published annually until 2017 when it transitioned into the North Texas Journal of Undergraduate Research.

UNT Undergraduate Student Works

This collection presents scholarly and artistic content created by undergraduate students. All materials have been previously accepted by a professional organization or approved by a faculty mentor. Most classroom assignments are not eligible for inclusion. The collection includes, but is not limited to Honors College theses, thesis supplemental files, professional presentations, articles, and posters. Some items in this collection are restricted to use by the UNT community.

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For-Profit Versus Nonprofit Microfinance: How are the poor affected? [Presentation] (Presentation)

For-Profit Versus Nonprofit Microfinance: How are the poor affected? [Presentation]

Presentation for the 2008 University Scholars Day at the University of North Texas discussing research on for-profit and nonprofit microfinance and how the poor are affected.

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For-Profit Versus Nonprofit Microfinance; How are the poor affected? [Presentation], ark:/67531/metadc86928

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  • April 3, 2008

Added to The UNT Digital Library

  • July 2, 2012, 10:15 p.m.

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  • April 14, 2020, 5:01 p.m.

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Weinberg, Brian R.; Cox, Gloria C. & McPherson, Michael. For-Profit Versus Nonprofit Microfinance: How are the poor affected?, paper, April 3, 2008; [Denton, Texas]. (https://digital.library.unt.edu/ark:/67531/metadc86952/: accessed July 22, 2024), University of North Texas Libraries, UNT Digital Library, https://digital.library.unt.edu; crediting UNT Honors College.

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