Alternative Mortgages: Causes and Policy Implications of Troubled Mortgage Resets in the Subprime and Alt-A Markets Page: 4 of 31

                                
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1. Payment Reset for Interest-Only Mortgages ......... .
2. Payment Reset for Adjustable Rates Mortgages ...... .
3. Payment Driven Loan Qualification ............... .
4. U.S. House Price Appreciation, 1980-2005 ......... .
5. Annual House Price Appreciation, 2000-2006, by Metro
6. Appreciation, Home Equity, and Loan to Value (LTV) .
7. Local Unemployment and Slowing Appreciation ..... .
8. Negative Appreciation, Equity, and Loan to Value (LTV)
9. Adjustable Rate Mortgages and Price Slowdowns .... .
10. Adjustable Rate Mortgages and the Market Risk Index

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Area  ......15
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