United States. General Accounting Office. Private Health Insurance: Unauthorized or Bogus Entities Have Exploited Employers and Individuals Seeking Affordable Coverage, text, March 3, 2004; (https://digital.library.unt.edu/ark:/67531/metadc294100/m1/4/: accessed November 13, 2018), University of North Texas Libraries, Digital Library, digital.library.unt.edu; .