Private Health Insurance: Access to Individual Market Coverage May Be Restricted for Applicants with Mental Disorders Page: 2 of 32
The following text was automatically extracted from the image on this page using optical character recognition software:
Results in Brief
In A Minority of States, Individual Market Carriers Guarantee
Access to Coverage
In Other States, Applicants with Mental Disorders May be More
Likely to be Denied Coverage
High-Risk Pools Are the Primary Source of Coverage for Applicants
with Mental Disorders Who Are Denied Coverage
Comments From External Reviewers
Appendix I Scope and Methodology 25
Appendix II GAO Contact and Staff Acknowledgments 27
Related GAO Products 28
Table 1: Prevalence of Selected Mental Disorders among Adults
during a 1-Year Period 5
Table 2: States that Require Carriers to Guarantee Access to
Table 3: States in Which Certain Carriers Voluntarily Guarantee
Access to Coverage 11
Table 4: Likely Underwriting Decisions of Seven Carriers for
Hypothetical Applicants with Selected Mental Disorders 13
Figure 1: Seven Carriers More Likely to Deny Coverage to
Applicants with Selected Mental Disorders 15
Figure 2: Seven Carriers' Likely Underwriting Decisions for
Applicants with Selected Health Conditions 17
GAO-02-339 Access to Health Insurance for Applicants with Mental Disorders
Here’s what’s next.
This report can be searched. Note: Results may vary based on the legibility of text within the document.
Tools / Downloads
Get a copy of this page or view the extracted text.
Citing and Sharing
Basic information for referencing this web page. We also provide extended guidance on usage rights, references, copying or embedding.
Reference the current page of this Report.
United States. General Accounting Office. Private Health Insurance: Access to Individual Market Coverage May Be Restricted for Applicants with Mental Disorders, report, February 28, 2002; Washington D.C.. (https://digital.library.unt.edu/ark:/67531/metadc292222/m1/2/: accessed March 20, 2019), University of North Texas Libraries, Digital Library, https://digital.library.unt.edu; crediting UNT Libraries Government Documents Department.