This report is the first report of its kind that attempts to overlay a detailed distillation of climate change science with U.S. insurance industry activities around climate change. This report aims to go beyond an investigation of only hurricanes to also address the implications for the U.S. insurance industry of other impacts of climate change including forest fires, floods, and storm surge (although storm surge is not commercially insured, this report describes how government insurance backstops interact intimately with commercial insurance products and with consumer perception of risk). The report finds that U.S. insurers are far ahead of many of ...
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This report is the first report of its kind that attempts to overlay a detailed distillation of climate change science with U.S. insurance industry activities around climate change. This report aims to go beyond an investigation of only hurricanes to also address the implications for the U.S. insurance industry of other impacts of climate change including forest fires, floods, and storm surge (although storm surge is not commercially insured, this report describes how government insurance backstops interact intimately with commercial insurance products and with consumer perception of risk). The report finds that U.S. insurers are far ahead of many of their overseas counterparts in assessing current catastrophic (cat) risk through sophisticated cat risk modeling that is based on historical weather events; however, U.S. insurers appear to lag behind their European peers who have begun to conduct studies of climate change and are beginning, though slowly, to incorporate future climate change scenarios into cat risk models, particularly for flooding.
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Environmental Policy Collection
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Anderson, Miranda; Dobardzic, Saliha & Gardiner, David.Climate Change and Insurance: An Agenda for Action in the United States,
text,
October 2006;
1250 24th Street, N.W. 20037.
(digital.library.unt.edu/ark:/67531/metadc226739/:
accessed September 25, 2017),
University of North Texas Libraries, Digital Library, digital.library.unt.edu;
.