Climate Change and Insurance: An Agenda for Action in the United States

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Description

This report is the first report of its kind that attempts to overlay a detailed distillation of climate change science with U.S. insurance industry activities around climate change. This report aims to go beyond an investigation of only hurricanes to also address the implications for the U.S. insurance industry of other impacts of climate change including forest fires, floods, and storm surge (although storm surge is not commercially insured, this report describes how government insurance backstops interact intimately with commercial insurance products and with consumer perception of risk). The report finds that U.S. insurers are far ahead of many of ... continued below

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46 p.:col. ill.

Creation Information

Anderson, Miranda; Dobardzic, Saliha & Gardiner, David October 2006.

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This text is part of the collection entitled: Environmental Policy Collection and was provided by UNT Libraries to Digital Library, a digital repository hosted by the UNT Libraries. It has been viewed 36 times . More information about this text can be viewed below.

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Description

This report is the first report of its kind that attempts to overlay a detailed distillation of climate change science with U.S. insurance industry activities around climate change. This report aims to go beyond an investigation of only hurricanes to also address the implications for the U.S. insurance industry of other impacts of climate change including forest fires, floods, and storm surge (although storm surge is not commercially insured, this report describes how government insurance backstops interact intimately with commercial insurance products and with consumer perception of risk). The report finds that U.S. insurers are far ahead of many of their overseas counterparts in assessing current catastrophic (cat) risk through sophisticated cat risk modeling that is based on historical weather events; however, U.S. insurers appear to lag behind their European peers who have begun to conduct studies of climate change and are beginning, though slowly, to incorporate future climate change scenarios into cat risk models, particularly for flooding.

Physical Description

46 p.:col. ill.

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Environmental Policy Collection

The Environmental Policy Collection contains reports, policy documents, and media selected from local, statewide, national, and international organizations; government and private agencies; and scientific and research institutions. The collection also contains theses and dissertations relevant to environmental policy.

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  • October 2006

Harvested Date

  • October 2010

Added to The UNT Digital Library

  • Oct. 14, 2013, 10:54 a.m.

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Anderson, Miranda; Dobardzic, Saliha & Gardiner, David. Climate Change and Insurance: An Agenda for Action in the United States, text, October 2006; 1250 24th Street, N.W. 20037. (digital.library.unt.edu/ark:/67531/metadc226739/: accessed June 28, 2017), University of North Texas Libraries, Digital Library, digital.library.unt.edu; .