The Shifting in the Sources of Earnings of Banks since 1935

The Shifting in the Sources of Earnings of Banks since 1935

Date: 1945
Creator: Peel, Sara Eunice
Description: This thesis is proposed and the study is made from a firm conviction that for the United States the system of private enterprise is the one that best suits our national temperament and our great abilities.
Contributing Partner: UNT Libraries
An Analysis of the Operation of Title I of the Federal Housing Administration Act

An Analysis of the Operation of Title I of the Federal Housing Administration Act

Date: 1947
Creator: Granstaff, Shelie Monroe
Description: The writer proposes in this study to set forth, in brief, the functions of lending institutions in financing home building and home improvements under the plan of loans offered by the Federal Housing Administration.
Contributing Partner: UNT Libraries
USAspending.gov

USAspending.gov

Date: 2007-12/2011
Creator: United States. Office of Management and Budget.
Description: This website contains information about federal funding awards including (1) the name of the entity receiving the award, (2) the amount, (3) additional information (transaction type, funding agency, etc.), (4) location of the entity receiving the award, and (5) a unique identifier assigned to the entity receiving the award. It also provides an overview of government funding and the sources of data that are reported.
Contributing Partner: UNT Libraries Government Documents Department
Some Aspects of Consumer Credit in the United States

Some Aspects of Consumer Credit in the United States

Date: 1940
Creator: Daniel, Benge R.
Description: This study attempts to present a brief survey of the major aspects of consumer credit in the United States today: credit institutions in general, co-operative and non cooperative consumer credit agencies, and the regulation of such agencies. A special chapter is devoted to consumer credit in Texas, with emphasis upon the fight which certain Texas cities are making against the loan-shark evil.
Contributing Partner: UNT Libraries
A Process Analysis of Lenders' Use of FAS 95 Cash Flow Information

A Process Analysis of Lenders' Use of FAS 95 Cash Flow Information

Date: May 1994
Creator: Reither, Cheri L. (Cheri Lynn)
Description: This study uses concurrent verbal protocol analysis to examine the decision processes of lenders as they evaluate the financial information of a loan applicant. Of specific interest is the lenders' use of Statement of Financial Accounting Standards Board No. 95 (FAS 95), Statement of Cash Flows, in that decision process.
Contributing Partner: UNT Libraries
Characteristics of Texas Border and Non-Border Banks and a Comparison of their Lending Practices

Characteristics of Texas Border and Non-Border Banks and a Comparison of their Lending Practices

Date: August 1994
Creator: Neal, William R. (William Russell)
Description: This thesis presents a comparison of the loan to deposit ratios of Texas banks along the Mexican border and banks located throughout the rest of the state. Mean characteristics of the two groups (i.e. border and non-border groups) are presented. A multivariate regression model is used to examine the extent to which various operating ratios of the banks and differing economic conditions of the communities in which the banks are located help explain the loan to deposit ratios of the banks involved in this study. The model incorporates data from 1984-1989. No evidence was found to refute the hypothesis that Texas border banks have a lower loan to deposit ratio than their non-border counterparts. The evidence points to a need for developmental capital, supplied by some form of development bank.
Contributing Partner: UNT Libraries
[Extension agreement, January 1, 1898]

[Extension agreement, January 1, 1898]

Date: January 1, 1898
Creator: Union Trust Co.
Description: Extension agreement for Mrs. Loriette C.Redway which secured the payment of a $250.00 bond and extended the time in which the loan amount was to be paid. The agreement states that the principal sum plus interest, 7% per year payable semi-annually, will be due three years from January 1, 1898. Six payment coupons were handwritten at the bottom of the agreement and were to be clipped then taken with payment to the Union Trust Co., where payments would be paid and noted on record. None of the coupons remain attached to the extension agreement.
Contributing Partner: UNT Libraries Special Collections
[Extension agreement, January 1, 1895]

[Extension agreement, January 1, 1895]

Date: January 1, 1895
Creator: Union Trust Co.
Description: Extension agreement for Mrs. Loriette C. Redway which secured the payment of a $250.00 bond and extended the time in which the loan amount was to be paid. The agreement states that the principal sum plus interest, 7% per year payable semi-annually, will be due three years from January 1, 1895. Six payment coupons were handwritten at the bottom of the agreement and were to be clipped then taken with payment to the Union Trust Co., where payments would be paid and noted on record. None of the coupons remain attached to the extension agreement.
Contributing Partner: UNT Libraries Special Collections
[Extension agreement, January 1, 1901]

[Extension agreement, January 1, 1901]

Date: January 1, 1901
Creator: Union Trust Co.
Description: Extension agreement for Mrs. Loriette C.Redway which secured the payment of a $250.00 bond and extended the time in which the loan amount was to be paid. The agreement states that the principal sum plus interest, 7% per year payable semi-annually, will be due three years from January 1, 1901. Six payment coupons were handwritten at the bottom of the agreement and were to be clipped then taken with payment to the Union Trust Co., where payments would be paid and noted on record. Only two of the coupons remain attached to the extension agreement.
Contributing Partner: UNT Libraries Special Collections
[Promissory Note from the First National Bank of Montague, Texas, January 13, 1888]

[Promissory Note from the First National Bank of Montague, Texas, January 13, 1888]

Date: January 13, 1888
Creator: The First National Bank of Montague, Texas
Description: Promissory note from The First National Bank of Montague Texas for $51.80, signed by Levi Perryman and W. A. Williams to be due April 12, 1888.
Contributing Partner: UNT Libraries Special Collections
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