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Structure and Functions of the Federal Reserve System

Description: This report examines the structure and operations of the major components of the Federal Reserve System and provides an overview of congressional oversight activities. The report identifies the provisions of P.L. 111-203 (the Dodd-Frank Wall Street Reform and Consumer Protection Act) that affect the structure and operations of the system.
Date: November 10, 2010
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
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Credit Card Minimum Payments

Description: Recently, credit card issuers began adjusting their minimum payment formulas, raising the amount of the required monthly payment. Congress has focused on the need to increase consumer awareness of the financial jeopardy that can result from paying only the required minimum. This report provides an overview of the issues and congressional action. It will be updated as events warrant.
Date: December 21, 2005
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
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Credit Union Member Business Loans

Description: This report discusses about the current legislation, the Promoting Lending to America's Small Business Act of 2009 and the small Business Lending Enhancement Act of 2009 that would provide credit union with expanded business loan authority.
Date: February 17, 2010
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
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Gift Cards

Description: This report discusses Policy Issues and Regulatory Response, Consumer Advisories, and Regulatory Guidance.
Date: October 5, 2007
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
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Structure and Functions of the Federal Reserve System

Description: This report examines the structure and operations of the major components of the Federal Reserve System and provides an overview of congressional oversight activities. In addition, the report discusses the provisions of one of the pending pieces of legislation (S. 3217, the Restoring American Financial Stability Act of 2010) that would affect the structure and operations of the System.
Date: May 4, 2010
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
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Bank Failures: Recent Trends and Policy Options

Description: During the 1980s the U.S. banking industry has experienced a rapidly growing number of failures. Many factors have contributed to this trend including deregulation, technology, individual bank management, and economic conditions. The Federal Deposit Insurance Corporation (FDIC) handles insured bank failures. Congress has been monitoring the recent trend and is concerned with the FDIC’s ability to continue to perform its supervisory and insurance operations. The present situation, information on… more
Date: July 14, 1987
Creator: Smale, Pauline
Partner: UNT Libraries Government Documents Department
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