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Saving Rates in the United States: Calculation and Comparison

Description: The amount of money saved has important economic consequences. Nationally, the amount of saving affects how much can be invested and ultimately the size of the capital stock. This report explains how national saving is measured, presents recent estimates of saving rates in the United States, and, for comparison, provides those of other major industrial countries.
Date: September 14, 2010
Creator: Elwell, Craig K.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
open access

Tax-Preferred College Savings Plan: An Introduction to Coverdells

Description: This report describes the mechanics of Coverdell college savings plans and examines the specific tax advantages of these plans. Specifically, this report reviews the major parameters of Coverdells and then examines the income and gift tax treatment of Coverdells, using a stylized example to illustrate key concepts. The report also examines the tax treatment of rollovers and the interaction of Coverdells with other education tax benefits. Finally, the report looks at how Coverdells affect a stud… more
Date: March 13, 2018
Creator: Crandall-Hollick, Margot L.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
open access

Social Security, Saving, and the Economy

Description: This report examines the determinants of household saving, how household saving may be affected by Social Security, and the potential effects of possible changes in Social Security.
Date: January 12, 2005
Creator: Cashell, Brian W.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
open access

Saving Rates: An International Comparison

Description: An examination of estimates of saving published by the Organization for Economic Co-operation and Development (OECD) reveals that the U.S. is one of the least thrifty of the major industrial nations. But, the data also indicate that the U.S. is not the only country to experience a falling rate of saving in recent years. It may be that the large difference between the rates of saving in the U.S. and abroad depends on how saving is defined. A broader definition of saving than the one employed by … more
Date: February 10, 1994
Creator: Cashell, Brian W.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
open access

Once Upon a Dime

Description: Graphic pamphlet about using currency as a method of exchange instead of a barter system, told through the experiences of a small group of people on an island.
Date: 2008
Creator: Federal Reserve Bank of New York. Public Information Department.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
open access

The Story of Consumer Credit

Description: Three young basketball fans discuss the benefits and dangers of credit use, why interest rates on different types of loans differ, how to establish a credit history, and the rights of users of consumer credit.
Date: 2000
Creator: Federal Reserve Bank of New York. Public Information Department.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
open access

The Story of Banks

Description: Graphic pamphlet about the banking system, told through the experiences of three friends.
Date: 2009
Creator: Federal Reserve Bank of New York. Public Information Department.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
open access

The Story of Consumer Credit

Description: Graphic pamphlet about the consumer credit system and what the rights/responsibilities a user of the system has, told through several different credit situations.
Date: 1980
Creator: Federal Reserve Bank of New York. Public Information Department.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
open access

The Story of Inflation

Description: This comic book describes the causes and effects of inflation and discusses alternative anti-inflation policies.
Date: 2009
Creator: Federal Reserve Bank of New York. Public Information Department.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
open access

The Story of Monetary Policy

Description: Graphic pamphlet about monetary policy, its relation to inflation, the problems inflation can cause, and more.
Date: 2008
Creator: Federal Reserve Bank of New York. Public Information Department.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
open access

Uniformed Services Savings Program

Description: Graphic pamphlet informing service members of the Uniformed Services Savings Deposit Program, which allows service members stationed overseas to deposit their savings in a special program that offers 10% annual interest.
Date: May 1969
Creator: United States. Department of the Army. Headquarters.
Item Type: Refine your search to only Pamphlet
Partner: UNT Libraries Government Documents Department
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