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Financing Catastrophic Risk: Summary of the Homeowners' Defense Act of 2009 (S. 505 and H.R. 2555)

Description: This report discusses the drastic increase in demand for homeowners' insurance in Atlantic and Gulf Coast states following the devastation of Hurricane Katrina in 2005. This report also discusses various measures and efforts underway to enhance insurer capacity, pursue alternative forms of risk transfer, and create a national catastrophe financing facility, the last of which is an issue under considerable debate.
Date: July 1, 2009
Creator: King, Rawle O.
Partner: UNT Libraries Government Documents Department
open access

Revising Insurance Regulation: Policy Considerations

Description: This report discusses federal regulation of insurers — whether optional or mandatory — in the broader context of national interests. To assist that discussion, it traces the evolving rationale for regulation generally, explains insurers' roles as risk managers and financial intermediaries, and reviews briefly important aspects of the major lines of insurance.
Date: February 11, 2005
Creator: Webel, Baird & Cobb, Carolyn
Partner: UNT Libraries Government Documents Department
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