H.R. 6076: Home Retention and Economic Stabilization Act of 2008

H.R. 6076: Home Retention and Economic Stabilization Act of 2008

Date: August 29, 2008
Creator: Murphy, Edward Vincent
Description: The Home Retention and Economic Stabilization Act of 2008 would defer foreclosure for eligible mortgage borrowers for up to 270 days. If passed, the bill would give extra time to some borrowers and lenders to consider alternatives to foreclosure, including traditional loss mitigation and participation in the new Federal Housing Administration (FHA) program for refinancing troubled loans. Some policymakers believe that a moratorium on foreclosures could help stabilize housing markets and alleviate problems from the subprime financial turmoil. This report explores this issue in detail and analyzes the individual aspects of the relevant legislation.
Contributing Partner: UNT Libraries Government Documents Department
Fannie Mae's and Freddie Mac's Financial Problems: Frequently Asked Questions

Fannie Mae's and Freddie Mac's Financial Problems: Frequently Asked Questions

Date: July 15, 2008
Creator: Weiss, N. Eric
Description: Recent turmoil in the housing and financial markets have caused concern over the future of Fannie Mae and Freddie Mac, which are chartered by Congress as government-sponsored enterprises (GSEs) and are widely believed to have an implicit guarantee from the federal government. The Office of Federal Housing Enterprise Oversight (OFHEO) -- the GSEs safety and soundness regulator -- has repeated assurances that Fannie and Freddie have adequate capital, but as highly leveraged financial intermediaries, Fannie Mae and Freddie Mac have limited resources against losses. This report analyzes various aspects of Fannie Mae and Freddie Mac in relation to the financial turmoil that began in September 2008.
Contributing Partner: UNT Libraries Government Documents Department
GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress

GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress

Date: September 13, 2013
Creator: Weiss, N. Eric
Description: This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets. Other CRS reports address related issues such as conservatorship, the GSEs' financial condition, residential mortgage markets in other nations, and affordable housing.
Contributing Partner: UNT Libraries Government Documents Department
Selected Legislative Proposals to Reform the Housing Finance System

Selected Legislative Proposals to Reform the Housing Finance System

Date: September 10, 2013
Creator: Hoskins, Sean M.; Weiss, N. E. & Jones, Katie
Description: This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA.
Contributing Partner: UNT Libraries Government Documents Department
Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions

Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions

Date: August 13, 2013
Creator: Weiss, N. E.
Description: Report that presents the major issues surrounding Fannie Mae's and Freddie Mac's financial conditions as well as various public policy options under discussion.
Contributing Partner: UNT Libraries Government Documents Department
Selected Legislative Proposals to Reform the Housing Finance System

Selected Legislative Proposals to Reform the Housing Finance System

Date: April 7, 2014
Creator: Hoskins, Sean M.; Weiss, N. E. & Jones, Katie
Description: This report briefly explains the different approaches to housing finance reform offered by several legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and to reform the Federal Housing Administration (FHA).
Contributing Partner: UNT Libraries Government Documents Department
Housing Issues in the 113th Congress

Housing Issues in the 113th Congress

Date: unknown
Creator: Jones, Katie; Carpenter, David H.; Hoskins, Sean M.; Keightley, Mark P.; McCarty, Maggie & Weiss, N. Eric
Description: This report begins by providing an overview of the current state of housing markets (both homeownership and rental) and the mortgage market in order to provide context for the policy issues that have been active during the 113th Congress. It then provides a brief description of issues that the 113th Congress has been considering. These issues are broadly divided into two categories: issues related to homeownership and housing finance, and issues related to housing assistance for low-income households
Contributing Partner: UNT Libraries Government Documents Department