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The Public Service Loan Forgiveness Program: Selected Issues

Description: This report begins with a brief legislative and regulatory history of the Public Service Loan Forgiveness (PSLF) program, with a brief description of how the program works. It also describes several selected program issues that have received recent congressional and stakeholder attention, issues identified in reviews of the program, and issues that have been raised by researchers, analysts, and other entities outside of the government.
Date: October 29, 2018
Creator: Hegji, Alexandra
Partner: UNT Libraries Government Documents Department
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Labor Market Patterns Since 2007

Description: This report uses data from the U.S. Bureau of Labor Statistics to outline how various factors have affected the U.S. labor market from 2007-2018. It includes background and sections related to impacts of cyclical and structural change, full employment, the changing composition of employment -- both industry and occupation as well as demographics, and what to expect going forward.
Date: October 3, 2018
Creator: Donovan, Sarah A. & Labonte, Marc
Partner: UNT Libraries Government Documents Department
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The National Flood Insurance Program (NFIP), Reinsurance, and Catastrophe Bonds

Description: This report discusses the use of reinsurance to transfer some of the risk of an insurance policy from the primary insurer to a secondary insurer, and the National Flood Insurance Program's (NFIP) decision to use reinsurance through the issuance of catastrophe bonds (which pay out when a particular type of disaster set out in the bond agreement occurs) by the secondary private insurers.
Date: September 11, 2018
Creator: Horn, Diane P. & Webel, Baird
Partner: UNT Libraries Government Documents Department
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National Flood Insurance Program Borrowing Authority

Description: This report evaluates the National Flood Insurance Program's (NFIP) borrowing authority to receive loans from the U.S. Department of the Treasury, particularly in the context of major floods, and discusses the current financial situation of the NFIP.
Date: July 31, 2018
Creator: Horn, Diane P.
Partner: UNT Libraries Government Documents Department
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Capital Markets, Securities Offerings, and Related Policy Issues

Description: This report analyzes legislative proposals that would generally affect the terms and amounts of capital provided to companies by investors. It analyzes a number of current legislative proposals and agency actions to expand both public and private securities offerings through amendments to program design, investor access, and disclosure requirements, among other provisions.
Date: July 26, 2018
Creator: Su, Eva
Partner: UNT Libraries Government Documents Department
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The U.S. Trade Deficit: An Overview

Description: This report provides an overview of the U.S. trade deficit, which is the numerical difference between a country's exports and imports of goods and services. Topics include the source of the trade deficit, trade agreements, unemployment, and issues for Congress.
Date: July 18, 2018
Creator: Jackson, James K.
Partner: UNT Libraries Government Documents Department
open access

Capital Markets, Securities Offerings, and Related Policy Issues

Description: This report analyzes legislative proposals that would generally affect the terms and amounts of capital provided to companies by investors. It analyzes a number of current legislative proposals and agency actions to expand both public and private securities offerings through amendments to program design, investor access, and disclosure requirements, among other provisions.
Date: June 8, 2018
Creator: Su, Eva
Partner: UNT Libraries Government Documents Department
open access

The National Flood Insurance Program (NFIP), Reinsurance, and Catastrophe Bonds

Description: This report discusses the use of reinsurance to transfer some of the risk of an insurance policy from the primary insurer to a secondary insurer and the National Flood Insurance Program's (NFIP) decision to use reinsurance through the issuance of catastrophe bonds (which pay out when a particular type of disaster set out in the bond agreement occurs) by the secondary private insurers.
Date: April 17, 2018
Creator: Horn, Diane P. & Webel, Baird
Partner: UNT Libraries Government Documents Department
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The Orderly Liquidation Authority: Reform Proposals

Description: This report discusses the Orderly Liquidation Authority (OLA) which was created by Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111-203) to allow the Federal Deposit Insurance Corporation (FDIC) to resolve certain failing financial institutions whose collapse could threaten the stability of the financial system. Although OLA has never been used, it has become the subject of a number of reform proposals. This report briefly describes the OLA and two prominent e… more
Date: April 17, 2018
Creator: Perkins, David W. & Gnanarajah, Raj
Partner: UNT Libraries Government Documents Department
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National Flood Insurance Program Borrowing Authority

Description: This report evaluates the National Flood Insurance Program's (NFIP) borrowing authority to receive loans from the U.S. Department of the Treasury, particularly in the context of major floods, and discusses the current financial situation of the NFIP.
Date: April 16, 2018
Creator: Horn, Diane P.
Partner: UNT Libraries Government Documents Department
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Bankruptcy Basics: A Primer

Description: This report serves as a primer for Members and their staffs on the basics of U.S. bankruptcy law. The report provides a brief overview of the most essential concepts necessary for an informed understanding of the U.S. bankruptcy system
Date: March 22, 2018
Creator: Lewis, Kevin M.
Partner: UNT Libraries Government Documents Department
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Fannie and Freddie Investors Turn to Congress After the Supreme Court Declines to Resurrect Their Legal Claims

Description: This report discusses the Supreme Court's decision to decline to review the case of "Perry Capital LLC. v. Murchin" which denied the claims of Fannie Mae and Freddie Mac shareholders against the federal government. It also discusses some of the plaintiffs desire to seek legislative reform from Congress to change the law governing profit transfers from Fannie Mae and Freddie Mac.
Date: March 16, 2018
Creator: Carpenter, David H.
Partner: UNT Libraries Government Documents Department
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Blockchain: Background and Policy Issues

Description: This report explains the technologies which underpin blockchain digital financial ledgers, how blockchain works, potential applications for blockchain, concerns with it, and potential considerations for Congress.
Date: February 28, 2018
Creator: Jaikaran, Chris
Partner: UNT Libraries Government Documents Department
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Financial Stability Oversight Council (FSOC): Structure and Activities

Description: This report discusses the Financial Stability Oversight Council (FSOC) and its Office of Financial Research (OFR) which were established by the Dodd-Frank Wall Street Reform and Consumer Protection Act (P.L. 111203) to address several potential sources of systemic risk. It provides an overview of the FSOC's structure and analyzes FSOC policy-related issues and legislation.
Date: February 12, 2018
Creator: Stupak, Jeffrey M.
Partner: UNT Libraries Government Documents Department
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Small Business Administration Microloan Program

Description: This report discusses the Small Business Administration's (SBA) microloan program. It describes the Microloan program's eligibility standards and operating requirements for lenders and borrowers and examines the arguments presented by the program's critics and advocates. It also examines changes to the program authorized by P.L. 111-240, the Small Business Jobs Act of 2010 and several bills introduced during the 114th and 115th Congresses.
Date: January 12, 2018
Creator: Dilger, Robert Jay
Partner: UNT Libraries Government Documents Department
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