Bank Failures: Recent Trends and Policy Options

Bank Failures: Recent Trends and Policy Options

Date: July 14, 1987
Creator: Smale, Pauline
Description: During the 1980s the U.S. banking industry has experienced a rapidly growing number of failures. Many factors have contributed to this trend including deregulation, technology, individual bank management, and economic conditions. The Federal Deposit Insurance Corporation (FDIC) handles insured bank failures. Congress has been monitoring the recent trend and is concerned with the FDIC’s ability to continue to perform its supervisory and insurance operations. The present situation, information on key factors affecting the banking industry, and the FDIC’s role when a bank fails is discussed in this report. The reference section of this issue brief contains a list of CRS products providing background on the FDIC and legislative issues relevant to the agency.
Contributing Partner: UNT Libraries Government Documents Department
Bankruptcy and Business Failure Data

Bankruptcy and Business Failure Data

Date: August 20, 1982
Creator: Scott, Oscar
Description: The purpose of this report is to provide statistical data on the actual number of businesses that are filing for bankruptcy or ceasing operations. Tabular data of both a historical and current nature concerning business failures and bankruptcies is provided.
Contributing Partner: UNT Libraries Government Documents Department
Appalachian Development Highway Program (ADHP): An Overview

Appalachian Development Highway Program (ADHP): An Overview

Date: December 7, 1998
Creator: Kirk, Robert S
Description: This report discusses the Appalachian Development Highway Program (ADHP). After a brief description of the ADHP system, the report describes the ADHP's operation, organization, spending history and status. It then describes changes in its funding mechanism resultant from TEA 21 and issues of interest to Congress related to the ADHP.
Contributing Partner: UNT Libraries Government Documents Department
Enterprise Zones

Enterprise Zones

Date: April 30, 1982
Creator: Breckenridge, Charlotte
Description: The enclosed material discusses the concept of urban enterprise zones, outlines the administration's proposals for the zones, and includes the major arguments for and against their creation. Because of considerable congressional interest in the enterprise zone concept, we have included a comparison of the major bills relating to enterprise zones introduced in the 97th Congress along with a bibliography for those who desire to research the subject in greater detail.
Contributing Partner: UNT Libraries Government Documents Department
Enterprise Zones as a Concept

Enterprise Zones as a Concept

Date: March 26, 1981
Creator: Breckenridge, Charlotte
Description: "Enterprise zones" as a concept originated in England in the late 1970s. The idea is to free certain specified urban areas of taxes and government regulations to encourage private business investment and create new jobs. Empirical evidence to support the concept is lacking. This paper contains a discussion of the concept of enterprise zones, without reference to any legislative proposals in the United States. Analyses of legislation will appear as prime sponsors introduce new bills.
Contributing Partner: UNT Libraries Government Documents Department
Enterprise Zones: The Urban Jobs and Enterprise Zone Act of 1981

Enterprise Zones: The Urban Jobs and Enterprise Zone Act of 1981

Date: July 23, 1982
Creator: Breckenridge, Charlotte
Description: "Enterprise zones” as a concept originated in England in the late 1970s. The idea is to free specified urban areas of taxes and Government regulations to encourage private business investment and create new jobs. There is little in the way of direct empirical evidence to indicate whether and how such an approach would work. There is considerable interest in the concept, however, since other Federal urban assistance programs (such as Urban Renewal in the 1950s, Model Cities in the 1960s, and Urban Development Action Grant more recently -- since 1978) have not produced in sufficient amount the desired results in creating jobs for the unemployed in inner cities.
Contributing Partner: UNT Libraries Government Documents Department
Examining the Monetary Causes of the Economic Slowdown

Examining the Monetary Causes of the Economic Slowdown

Date: April 5, 1982
Creator: Hull, Everson
Description: This issue brief investigates the effects of changes in money supply growth on the current economic conditions. The results presented are based upon a statistical methodology outlined in a CRS report (No.82-43E, March 1982) of the same title. The approach may be distinguished from most previous work along these lines in that it attempts to estimate the statistical significance of the 1979-82 deceleration in monetary growth. The resulting estimates are then employed in analyzing the timing implications of decelerating monetary growth for episodes of high and volatile interest rates, for lower inflation, and for unstable economic growth.
Contributing Partner: UNT Libraries Government Documents Department
Exchange Rates: The Dollar in International Markets

Exchange Rates: The Dollar in International Markets

Date: April 17, 1987
Creator: Wilson, Arlene
Description: Mainstream economic theory suggests that U.S. budget deficit was the main cause of the dollar appreciation between 1980 and early 1985. The high budget deficit forced the U.S. Government to compete against the private sector for available savings, raising interest rates in the United States. In response, net capital inflows to the United States increased, the demand for dollars on the foreign exchange market went up, and the dollar appreciated. Restrictive budgets and loose monetary policies abroad, both of which kept interest rates low abroad, also contributed to the dollar’s appreciation on over this period.
Contributing Partner: UNT Libraries Government Documents Department
The GATT and the WTO: An Overview

The GATT and the WTO: An Overview

Date: March 27, 1995
Creator: Wilson, Arlene
Description: The Uruguay Round Agreement reduced tariffs, brought services, intellectual property, and agriculture under the discipline of the General Agreement on Tariffs and Trade, and established the World Trade Organization. Multilateral trade issues for the future include continuing services negotiations, the relationship of the environment and labor standards to trade, and investment and competition policy.
Contributing Partner: UNT Libraries Government Documents Department
An Economic Analysis and Brief Legislative Overview of Usury Ceilings

An Economic Analysis and Brief Legislative Overview of Usury Ceilings

Date: July 2, 1981
Creator: Anderson, William
Description: This report gives an economic analysis of usury ceilings, laws which set the maximum legal rate of interest to be charged on particular types of loans. It provides a brief overview of recent Federal l e g i s l a t i o n dealing with usury, with special emphasis on the Federal authorities mandated by P.L. 96-221, and the effectiveness of Federal preemption of State usury laws.
Contributing Partner: UNT Libraries Government Documents Department
NAFTA: Economic Effects on the United States After Three Years

NAFTA: Economic Effects on the United States After Three Years

Date: June 13, 1997
Creator: Wilson, Arlene
Description: None
Contributing Partner: UNT Libraries Government Documents Department
United States Trade and Trade Balance with Japan 1958-1993: A Brief Historical Overview

United States Trade and Trade Balance with Japan 1958-1993: A Brief Historical Overview

Date: April 7, 1994
Creator: Scuka, Dario
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Restructuring the Internal Revenue Service: A Comparison of Two Major Bills in the 105th Congress

Restructuring the Internal Revenue Service: A Comparison of Two Major Bills in the 105th Congress

Date: July 6, 1998
Creator: Morrison, Sylvia
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Tax Incentives for Alcohol Fuels

Tax Incentives for Alcohol Fuels

Date: February 9, 1995
Creator: Lazzari, Salvatore
Description: None
Contributing Partner: UNT Libraries Government Documents Department
The Tax Treatment of Alternative Transportation Fuels

The Tax Treatment of Alternative Transportation Fuels

Date: March 19, 1997
Creator: Lazzari, Salvatore
Description: None
Contributing Partner: UNT Libraries Government Documents Department
The GATT and the WTO: An Overview

The GATT and the WTO: An Overview

Date: March 27, 1995
Creator: Wilson, Arlene
Description: None
Contributing Partner: UNT Libraries Government Documents Department
The Work Opportunity Tax Credit and the 105th Congress

The Work Opportunity Tax Credit and the 105th Congress

Date: May 14, 1998
Creator: Levine, Linda
Description: The Work Opportunity Tax Credit (WOTC) was initiated in the Small Business Job Protection Act of 1996 (P.L. 104-188). It is a temporary measure intended to encourage for-profit employers to hire members of specifically designated groups thought to experience recurring problems in the labor market. This document describes the WOTC and identifies issues for members of the 105th Congress.
Contributing Partner: UNT Libraries Government Documents Department
The Use of Union Dues for Political Purposes: A Discussion of Agency Fee Objectors and Public Policy

The Use of Union Dues for Political Purposes: A Discussion of Agency Fee Objectors and Public Policy

Date: June 19, 1998
Creator: McCallion, Gail
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Global Climate Change: The Energy Tax Incentives in the President's FY1999 Budget

Global Climate Change: The Energy Tax Incentives in the President's FY1999 Budget

Date: March 4, 1998
Creator: Lazzari, Salvatore
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Appropriations for FY1999: Commerce, Justice, and State, the Judiciary, and Related Agencies

Appropriations for FY1999: Commerce, Justice, and State, the Judiciary, and Related Agencies

Date: May 24, 1999
Creator: Knight, Edward
Description: Appropriations are one part of a complex federal budget process that includes budget resolutions, appropriations (regular, supplemental, and continuing) bills, rescissions, and budget reconciliation bills. This report is a guide to CRS reports that provide analytical perspectives on the 13 annual appropriations bills, and other related appropriation measures. It does not include a detailed explanation or description of the budget or appropriations processes. It is designed to supplement the information provided by the House and Senate Appropriations Subcommittees on Treasury, Postal Service, Executive Office of the President, and General Government.
Contributing Partner: UNT Libraries Government Documents Department
Alcohol Fuels Tax Incentives and the EPA Renewable Oxygenate Requirement

Alcohol Fuels Tax Incentives and the EPA Renewable Oxygenate Requirement

Date: October 7, 1994
Creator: Lazzari, Salvatore
Description: This report examines the current alcohol fuels Federal tax incentives. Part I describes the statutory provisions of each of the five incentives. Part II examines the major public policy and economic issues of concern to policymakers: potential revenue effects, effectiveness, and economic efficiency.
Contributing Partner: UNT Libraries Government Documents Department
NAFTA: A Broad Economic Perspective

NAFTA: A Broad Economic Perspective

Date: November 9, 1993
Creator: Wilson, Arlene
Description: None
Contributing Partner: UNT Libraries Government Documents Department
Current Economic Conditions and Selected Forecasts

Current Economic Conditions and Selected Forecasts

Date: June 5, 1998
Creator: Makinen, Gail
Description: This report begins with a comprehensive presentation of current economic conditions focusing on income growth, unemployment, and inflation. The posture of monetary and fiscal policy is surveyed as are the forecasts of economic activity. It concludes with data on the factors important for economic growth.
Contributing Partner: UNT Libraries Government Documents Department
One Million Personal Bankruptcies a Year: Economic Implications and Policy Options

One Million Personal Bankruptcies a Year: Economic Implications and Policy Options

Date: May 14, 1998
Creator: Jickling, Mark
Description: None
Contributing Partner: UNT Libraries Government Documents Department
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