Office of Consumer Affairs

Office of Consumer Affairs

Date: January 1, 1998
Creator: Office of Consumer Affairs
Description: The Office of Consumer Affairs (OCA) seeks to promote a better understanding between businesses and consumers, to help businesses improve the quality of their services, to educate consumers to make wise purchasing decisions, and to provide the consumer viewpoint in the development of policy. The office: assists consumers with marketplace issues and educates them about resources that are available to help them; publishes guides to help businesses respond to consumer needs; and represents and coordinates the Department's consumer affairs activities with consumer groups, other Federal, state, county, and municipal government agencies, and international organizations.
Contributing Partner: UNT Libraries Government Documents Department
A Summary of Prevailing Views on the Sources of Inflation

A Summary of Prevailing Views on the Sources of Inflation

Date: January 30, 1981
Creator: Cashell, Brian W
Description: It is the purpose of this paper to present the range of viewpoints concerning the causes of inflation. Inflation is defined and distinguished from changes' in relative prices. The Monetarist, Post-Keynesian, and neo-Keynesian positions are discussed to illustrate the variety of perceptions as to the sources of sustained increases in the general price level.
Contributing Partner: UNT Libraries Government Documents Department
Bankruptcy and Business Failure Data

Bankruptcy and Business Failure Data

Date: August 20, 1982
Creator: Scott, Oscar
Description: The purpose of this report is to provide statistical data on the actual number of businesses that are filing for bankruptcy or ceasing operations. Tabular data of both a historical and current nature concerning business failures and bankruptcies is provided.
Contributing Partner: UNT Libraries Government Documents Department
Are High Interest Rates a Threat to Sustained Economic Recovery?

Are High Interest Rates a Threat to Sustained Economic Recovery?

Date: June 15, 1998
Creator: Elwell, Craig K
Description: A major question that arises in Congress during its considerations of what policies promote and what inhibit the restoration of a healthy economy is the influence that interest rates exert. In particular, are high interest rates a threat to sustained economic recovery?
Contributing Partner: UNT Libraries Government Documents Department
Benefit-Cost Analysis and the Discount Rate for the Corps of Engineers' Water Resource Projects: Theory and Practice

Benefit-Cost Analysis and the Discount Rate for the Corps of Engineers' Water Resource Projects: Theory and Practice

Date: June 23, 2003
Creator: Powers, Kyna
Description: Construction of large water resource projects, such as those of the Army Corps of Engineers (Corps), can be controversial because they involve trade-offs among various river uses, and between current and future generations. Pursuant to federal water project planning guidelines, the Corps weighs these trade-offs using benefit-cost analysis. If its analysis shows that a project’s national economic development (NED) benefits exceed its NED costs, the Corps seeks project authorization from Congress. Congress authorizes the Corps to construct some of these large water projects through (usually) biennial Water Resource Development Acts. Since the Corps rarely recommends a project that does not have a benefit-cost ratio greater than 1.0, this report describes the decisions that influence this ratio, with a focus on the role of the discount rate.
Contributing Partner: UNT Libraries Government Documents Department
Bank Failures: Recent Trends and Policy Options

Bank Failures: Recent Trends and Policy Options

Date: July 14, 1987
Creator: Smale, Pauline
Description: During the 1980s the U.S. banking industry has experienced a rapidly growing number of failures. Many factors have contributed to this trend including deregulation, technology, individual bank management, and economic conditions. The Federal Deposit Insurance Corporation (FDIC) handles insured bank failures. Congress has been monitoring the recent trend and is concerned with the FDIC’s ability to continue to perform its supervisory and insurance operations. The present situation, information on key factors affecting the banking industry, and the FDIC’s role when a bank fails is discussed in this report. The reference section of this issue brief contains a list of CRS products providing background on the FDIC and legislative issues relevant to the agency.
Contributing Partner: UNT Libraries Government Documents Department
Average Farm Subsidy Payments, by State, 2002

Average Farm Subsidy Payments, by State, 2002

Date: September 16, 2004
Creator: Womach, Jasper
Description: The U.S. Department of Agriculture makes direct subsidy payments through the Commodity Credit Corporation to farmers for commodity price and income support, certain conservation and environmental activities, and some disaster losses. In 2002, these direct farm subsidy payments amounted to $12.151 billion. This report examines the distribution of these payments among states, calculates the average size of payments going to recipient farms in each state, and distinguishes between payments received by farm operators and landlords. This information is intended to aid in policy debates about subsidizing some farms but not others, changing per-person payment limits, and the altering eligibility rules for landlords to receive payments.
Contributing Partner: UNT Libraries Government Documents Department
Budget Deficits: Causes, Effects and Some Remedial Options

Budget Deficits: Causes, Effects and Some Remedial Options

Date: July 15, 1985
Creator: Grinnell, David & Cox, William A
Description: In 1981 Congress enacted extensive changes in taxing and spending policies that supporters of these changes expected to generate sufficient revenues, despite a series of tax rate cuts, to balance the budget by FY84. After the onset of recession in early 1982, however, the Reagan Administration's projections showed widening budget deficits, which culminated in an actual FY83 deficit of $195.4 billion. Despite enactment of the Tax Equity and Fiscal Responsibility Act of 1982, and, more recently, the Deficit Reduction Act of 1984, large deficits are expected to persist, even under continued favorable economic conditions, unless Federal taxing and spending policies are altered dramatically.
Contributing Partner: UNT Libraries Government Documents Department
Algeria: Current Issues

Algeria: Current Issues

Date: April 24, 2006
Creator: Migdalovitz, Carol
Description: This report examines the current state of Algeria, including the country's associations with terrorism, despite steady decreases of domestic terrorism; the lessening in power of the Algerian military; and growing oil revenues.
Contributing Partner: UNT Libraries Government Documents Department