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The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Description: This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities;… more
Date: January 14, 2014
Creator: Carpenter, David H.
Partner: UNT Libraries Government Documents Department
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A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: Report that looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: August 29, 2012
Creator: Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department
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The Consumer Product Safety Commission (CPSC) and International Trade: Legal Issues

Description: This report examines the Consumer Product Safety Commission's (CPSC) role in regulating U.S. imported and exported consumer products. It also examines some of the international obligations that the United States has undertaken with respect to the promulgation of standards-related measures, such as mandatory consumer product safety regulations.
Date: November 5, 2013
Creator: Murrill, Brandon J.
Partner: UNT Libraries Government Documents Department
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Food Safety in the 111th Congress: H.R. 2749 and S. 510

Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Date: November 16, 2010
Creator: Johnson, Renée; Lister, Sarah A.; Williams, Erin D. & Burrows, Vanessa K.
Partner: UNT Libraries Government Documents Department
open access

Food Safety in the 111th Congress: H.R. 2749 and S. 510

Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Date: October 15, 2010
Creator: Johnson, Renée
Partner: UNT Libraries Government Documents Department
open access

Food Safety in the 111th Congress: H.R. 2749 and S. 510

Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Date: December 1, 2010
Creator: Johnson, Renée; Williams, Erin D.; Burrows, Vanessa K.; Upton, Harold F. & Monke, Jim
Partner: UNT Libraries Government Documents Department
open access

Food Safety in the 111th Congress: H.R. 2749 and S. 510

Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Date: October 7, 2010
Creator: Johnson, Renée
Partner: UNT Libraries Government Documents Department
open access

Food Safety in the 111th Congress

Description: This report discusses whether the current food safety system has the resources, authority, and structural organization to safeguard the health of American consumers, who spend more than $1 trillion on food each year. Also at issue is whether federal food safety laws, first enacted in the early 1900s, have kept pace with the significant changes that have occurred in the food production, processing, and marketing sectors since then.
Date: September 23, 2010
Creator: Johnson, Renée
Partner: UNT Libraries Government Documents Department
open access

Consumer and Credit Reporting, Scoring, and Related Policy Issues

Description: This report provides background information on the consumer data industry and various specialty areas. One prominent specialty area--consumer scoring--is explained and includes information about various factors used to calculate credit scores. It provides a general description of the current regulatory framework of the consumer data industry. Finally, this report discusses selected policy issues pertaining to credit scoring and proposed modifications that may result in expanded consumer protect… more
Date: July 30, 2015
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department
open access

A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: This report looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: July 18, 2012
Creator: Hoskins, Sean M.
Partner: UNT Libraries Government Documents Department
open access

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: February 7, 2011
Creator: Murphy, M. Maureen
Partner: UNT Libraries Government Documents Department
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Farm and Food Support Under USDA's Section 32 Program

Description: "Section 32" is a permanent appropriation that since 1935 has set aside the equivalent of 30% of annual customs receipts to support the farm sector through the purchase of surplus commodities and a variety of other activities. This report first describes how the Section 32 account operates by tracing funds flowing into and out of the account. Second, a more detailed discussion is provided for each type of use, including historical policies.
Date: November 18, 2014
Creator: Shields, Dennis A.
Partner: UNT Libraries Government Documents Department
open access

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Title X, The Consumer Financial Protection Bureau

Description: This report provides a legal overview of the regulatory structure of consumer finance under existing federal law, which is followed by an analysis of how the Consumer Financial Protection Act of 2010 will change this legal structure, with a focus on the Bureau's organization and funding; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authority; the Bureau's general and specific rulemaking powers and procedures; and an analysis… more
Date: July 21, 2010
Creator: Carpenter, David H.
Partner: UNT Libraries Government Documents Department
open access

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: July 23, 2010
Creator: Murphy, M. Maureen
Partner: UNT Libraries Government Documents Department
open access

Securities and Exchange Commission Rule 151A and Annuities: Issues and Legislation

Description: This report explains the different types of annuities, the taxation of annuities, and disentangles the federal and state roles in the regulation of annuities. It outlines the SEC rule, including practical considerations for implementation. It also discusses legal and congressional action in response to the SEC rule.
Date: July 29, 2010
Creator: Webel, Baird & Miller, Rena S.
Partner: UNT Libraries Government Documents Department
open access

Food Recalls and Other FDA Administrative Enforcement Actions

Description: The U.S. Food and Drug Administration (FDA) ensures the safety of all food except for meat, poultry, and certain egg products over which the U.S. Department of Agriculture (USDA) has regulatory oversight. Under the Federal Food, Drug, and Cosmetic Act (FFDCA), the FDA has the authority to regulate the manufacturing, processing, and labeling of food, with the primary goal of promoting food safety. This report focuses on the FDA's statutory authority to initiate the following administrative enfor… more
Date: November 20, 2014
Creator: Lanza, Emily M.
Partner: UNT Libraries Government Documents Department
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Manuel Esquiva Un Lío Al Comprar Un Carro: Una Fotonovela de la Comisión Federal de Comercio

Description: "This fotonovela is part of the Federal Trade Commission's ongoing efforts to raise awareness about scams targeting the Latino community. The story offers information about avoiding a car-buying jam" (back cover).
Date: December 2015
Creator: United States. Federal Trade Commission.
Partner: UNT Libraries Government Documents Department
open access

Fátima Le Dice No a Una Estafa de Ingresos: Una Fotonovela de la Comisión Federal de Comercio

Description: "This fotonovela is part of the Federal Trade Commission's ongoing efforts to raise awareness about scams targeting the Latino community. The story offers practical tips to help detect and stop income scams" (back cover).
Date: September 2014
Creator: United States. Federal Trade Commission.
Partner: UNT Libraries Government Documents Department
open access

Sonia Aprende la Realidad Sobre Impostores del Gobierno: Una Fotonovela de la Comisión Federal de Comercio

Description: "This fotonovela is part of the Federal Trade Commission's ongoing efforts to raise awareness about scams targeting the Latino community. The story offers practical tips to help detect and avoid government imposter scams" (back cover).
Date: August 2014
Creator: United States. Federal Trade Commission.
Partner: UNT Libraries Government Documents Department
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