The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

The Consumer Financial Protection Bureau (CFPB): A Legal Analysis

Date: January 14, 2014
Creator: Carpenter, David H.
Description: This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect, and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes the legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Contributing Partner: UNT Libraries Government Documents Department
President's Advisory Commission on Consumer Protection and Quality in the Health Care Industry

President's Advisory Commission on Consumer Protection and Quality in the Health Care Industry

Date: March 13, 1998
Creator: President's Advisory Commission on Consumer Protection and Quality in the Health Care Industry
Description: The Advisory Commission on Consumer Protection and Quality in the Health Care Industry was created by President Clinton to "advise the President on changes occurring in the health care system and recommend such measures as may be necessary to promote and assure health care quality and value, and protect consumers and workers in the health care system."
Contributing Partner: UNT Libraries Government Documents Department
Office of Consumer Affairs

Office of Consumer Affairs

Date: January 1, 1998
Creator: Office of Consumer Affairs
Description: The Office of Consumer Affairs (OCA) seeks to promote a better understanding between businesses and consumers, to help businesses improve the quality of their services, to educate consumers to make wise purchasing decisions, and to provide the consumer viewpoint in the development of policy. The office: assists consumers with marketplace issues and educates them about resources that are available to help them; publishes guides to help businesses respond to consumer needs; and represents and coordinates the Department's consumer affairs activities with consumer groups, other Federal, state, county, and municipal government agencies, and international organizations.
Contributing Partner: UNT Libraries Government Documents Department
Farm and Food Support Under USDA's Section 32 Program

Farm and Food Support Under USDA's Section 32 Program

Date: November 18, 2014
Creator: Shields, Dennis A.
Description: "Section 32" is a permanent appropriation that since 1935 has set aside the equivalent of 30% of annual customs receipts to support the farm sector through the purchase of surplus commodities and a variety of other activities. This report first describes how the Section 32 account operates by tracing funds flowing into and out of the account. Second, a more detailed discussion is provided for each type of use, including historical policies.
Contributing Partner: UNT Libraries Government Documents Department
Food Recalls and Other FDA Administrative Enforcement Actions

Food Recalls and Other FDA Administrative Enforcement Actions

Date: November 20, 2014
Creator: Lanza, Emily M.
Description: The U.S. Food and Drug Administration (FDA) ensures the safety of all food except for meat, poultry, and certain egg products over which the U.S. Department of Agriculture (USDA) has regulatory oversight. Under the Federal Food, Drug, and Cosmetic Act (FFDCA), the FDA has the authority to regulate the manufacturing, processing, and labeling of food, with the primary goal of promoting food safety. This report focuses on the FDA's statutory authority to initiate the following administrative enforcement actions: inspections, warning letters, recalls, suspension of registration, administrative detention, and related legal issues.
Contributing Partner: UNT Libraries Government Documents Department
Securities and Exchange Commission Rule 151A and Annuities: Issues and Legislation

Securities and Exchange Commission Rule 151A and Annuities: Issues and Legislation

Date: July 29, 2010
Creator: Webel, Baird & Miller, Rena S.
Description: This report explains the different types of annuities, the taxation of annuities, and disentangles the federal and state roles in the regulation of annuities. It outlines the SEC rule, including practical considerations for implementation. It also discusses legal and congressional action in response to the SEC rule.
Contributing Partner: UNT Libraries Government Documents Department
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Date: July 23, 2010
Creator: Murphy, M. Maureen
Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Contributing Partner: UNT Libraries Government Documents Department
The Dodd-Frank Wall Street Reform and Consumer Protection Act: Title X, The Consumer Financial Protection Bureau

The Dodd-Frank Wall Street Reform and Consumer Protection Act: Title X, The Consumer Financial Protection Bureau

Date: July 21, 2010
Creator: Carpenter, David H.
Description: This report provides a legal overview of the regulatory structure of consumer finance under existing federal law, which is followed by an analysis of how the Consumer Financial Protection Act of 2010 will change this legal structure, with a focus on the Bureau's organization and funding; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authority; the Bureau's general and specific rulemaking powers and procedures; and an analysis of the act's preemption standards over state consumer protection laws as they apply to national banks and thrifts.
Contributing Partner: UNT Libraries Government Documents Department
Federal Authority to Regulate the Compounding of Human Drugs

Federal Authority to Regulate the Compounding of Human Drugs

Date: April 12, 2013
Creator: Nolan, Andrew
Description: This report will examine the FDA's regulation of drug compounding and will discuss relevant legal authorities. The report will conclude by discussing potential limits to the FDA's authority to regulate human drug compounding.
Contributing Partner: UNT Libraries Government Documents Department
Do Not Mail Initiatives and Their Potential Effects: Possible Issues for Congress

Do Not Mail Initiatives and Their Potential Effects: Possible Issues for Congress

Date: September 24, 2008
Creator: Ginsberg, Wendy
Description: This report examines the state level initiatives to create Do Not Mail (DNM) registries, and analyzes their potential effects on the environment and the economy should they be implemented. It also notes, but does not exhaustively analyze, possible constitutional impediments to state DNM registries. In addition, the report reviews existing methods to reduce or eliminate the delivery of unsolicited advertising mail. This report concludes with federal legislative options that could affect direct mail marketing.
Contributing Partner: UNT Libraries Government Documents Department
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