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 Collection: Congressional Research Service Reports
Geographical Indications and WTO Negotiations
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
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Medicare: Beneficiary Cost-Sharing Under Prescription Drug Legislation
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Products Liability: A Legal Overview
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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Overview of the Medicare Prescription Drug and Reform Legislation
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Products Liability: A Legal Overview
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Consumer Bankruptcy and Household Debt
Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress. digital.library.unt.edu/ark:/67531/metacrs4667/
Telemarketing: Dealing with Unwanted Telemarketing Calls
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Fair Credit Reporting Act: Frequently Asked Questions
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4075/
Fair Credit Reporting Act: Preemption of State Law
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4074/
Protection of Lawful Commerce in Arms Act, H.R. 1036 and S. 659, 108th Congress: Legal Analysis
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Identity Theft and the Fair Credit Reporting Act: An Analysis of
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Fair Credit Reporting Act: Frequently Asked Questions
As financial privacy issues are debated in Congress, numerous questions about the Fair Credit Reporting Act (FCRA) have emerged. Enacted in 1970, the Fair Credit Reporting Act is the federal statute that establishes a regulatory framework for credit reporting in the United States and establishes a consumer’s rights with respect to his or her credit report. This report attempts to answer frequently asked questions about the Fair Credit Reporting Act. digital.library.unt.edu/ark:/67531/metacrs4076/
The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
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Products Liability: A Legal Overview
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Slamming: The Unauthorized Change of a Consumer's Telephone Service Provider
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
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Telemarketing: Dealing with Unwanted Telemarketing Calls
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Protection of Lawful Commerce in Arms Act, H.R. 1036, S. 659, S. 1805, S. 1806, 108th Congress: Legal Analysis
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents
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Prescription Drug Importation and Internet Sales: A Legal Overview
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Legal Issues Related to Prescription Drug Sales on the Internet
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Prescription Drug Coverage Under Medicaid
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Overview of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003
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Copyright Law: Digital Rights Management Legislation
Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders. digital.library.unt.edu/ark:/67531/metacrs5956/
Implications of the Medicare Prescription Drug Benefit for State Budgets
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Importing Prescription Drugs: Objectives, Options, and Outlook
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Medicare Endorsed Prescription Drug Discount Card Program
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Copyright Law: Digital Rights Management Legislation
Digital Rights Management (DRM) refers to the technology that copyright owners use to protect digital media. This report surveys several of the DRM bills that were introduced in the 107th Congress and those that are pending in the 108th Congress. Generally, the bills are directed at two separate goals. One goal is to increase access to digitally-protected media for lawful purposes. The other attempts to thwart digital piracy and would do so by enhancing civil and criminal sanctions for digital (and traditional) copyright infringement and educating the public about the rights of copyright holders. digital.library.unt.edu/ark:/67531/metacrs5957/
Wireless Privacy and Spam: Issues for Congress
Wireless communications devices such as cell phones and personal digital assistants (PDAs) are ubiquitous. Some consumers, already deluged with unwanted commercial messages, or “spam,” via computers that access the Internet by traditional wireline connections, are concerned that such unsolicited advertising is expanding to wireless communications, further eroding their privacy. Congress continues to debate how to protect wireless subscribers further, and several bills were considered in the 108th Congress. digital.library.unt.edu/ark:/67531/metacrs8209/
Spyware: Background and Policy Issues for Congress
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The Pros and Cons of Allowing the Federal Government to Negotiate Prescription Drug Prices
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Identity Theft: The Internet Connection
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Beneficiary Information and Decision Supports for the Medicare-Endorsed Prescription Drug Discount Card
On December 8, 2003 the President signed into law the Medicare Prescription Drug, Improvement and Modernization Act of 2003 (MMA, P.L. 108-173). This legislation establishes a Medicare prescription drug benefit, effective January 1, 2006. In the interim, the legislation requires the Department of Health and Human Services (HHS) to establish a temporary program of Medicare-endorsed prescription drug discount cards. This report discusses the objectives and benefits of this legislation. digital.library.unt.edu/ark:/67531/metacrs6351/
Payday Loans: Federal Regulatory Initiatives
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Products Liability: A Legal Overview
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Farm Product "Check-Off" Programs: A Constitutional Analysis
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Spyware: Background and Policy Issues for Congress
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Products Liability: A Legal Overview
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State Securities Class Action Suits: Merrill Lynch, Pierce, Fenner
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The Internal Revenue Service's Use of Private Debt Collection Agencies: Current Status and Issues for Congress
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Medicare Prescription Drug Benefit: An Overview of Implementation for Dual Eligibles
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Data Security: Protecting the Privacy of Phone Records
This report discusses recent legislative and regulatory efforts to protect the privacy of customer telephone records, and efforts to prevent the unauthorized use, disclosure, or sale of such records by data brokers. In addition, it provides a brief overview of the confidentiality protections for customer information established by the Communications Act of 1934. digital.library.unt.edu/ark:/67531/metacrs9026/
Standardized Choices: Medigap Lessons for Medicare Part D
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Data Security: Protecting the Privacy of Phone Records
This report discusses recent legislative and regulatory efforts to protect the privacy of customer telephone records, and efforts to prevent the unauthorized use, disclosure, or sale of such records by data brokers. In addition, it provides a brief overview of the confidentiality protections for customer information established by the Communications Act of 1934. digital.library.unt.edu/ark:/67531/metacrs9027/
Spyware: Background and Policy Issues for Congress
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Spyware: Background and Policy Issues for Congress
The term "spyware" is not well defined. Generally, it is used to refer to any software that is downloaded onto a person's computer without their knowledge. Spyware may collect information about a computer user's activities and transmit their information to someone else. Most spyware is installed surreptitiously, and most users are therefore unaware that spyware exists on their computers. A central point of the spyware debate in Congress is whether new laws are needed, or if industry self-regulation, coupled with enforcement actions under existing laws, such as the Trade Commission Act, is sufficient. digital.library.unt.edu/ark:/67531/metacrs10401/
Steel: Price and Policy Issues
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Increases in Tricare Costs: Background and Options for Congress
In its FY2007 budget submission, the Department of Defense (DOD) proposed increases in Tricare enrollment fees, deductibles, and pharmacy co-payments for retired beneficiaries not yet eligible for Medicare. The raises were justified by DOD as necessary to constrain the growth of health care spending as a proportion of the overall defense budget in the next decade. Many beneficiaries argued that the proposed hikes were unfair and unnecessary. The FY2007 Defense Authorization Act prohibited increases in premiums, deductibles, and co-payments prior to September 30, 2007. The FY2008 National Defense Authoriztion Act extended the prohibition of increases in co-payments and enrollment fees until October 2008 and Congress may move to extend them further. digital.library.unt.edu/ark:/67531/metacrs10666/