Congressional Research Service Reports - 100 Matching Results
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- Community Development Block Grants: Funding Issues in the 113th Congress
- This report contains information on FY 2014 appropriations, FY 2013 appropriations, and more as related to the topic of community development block grants.
- Disparate Impact Claims Under the Fair Housing Act
- This report discusses about the Fair Housing Act (FHA) that was enacted to provide within constitutional limitations, for fair housing throughout the United States.
- "Robo-Signing" and Other Alleged Documentation Problems in Judicial and Nonjudicial Foreclosure Processes
- Recent depositions involving major servicers, including GMAC Mortgage, J.P. Morgan Chase, and Wells Fargo, have raised concerns about "robo-signing" -- the practice of having a small number of individuals sign a large number of affidavits and other legal documents submitted to courts and other public authorities by mortgage companies to execute foreclosure. This report explores concerns related to these issues by explaining the mortgage market process, procedural problems that have surfaced during foreclosure proceedings, and other relevant information.
- Residential Energy Tax Credits: Overview and Analysis
- This report explores one policy option for promoting residential energy efficiency: tax credits. It begins by providing an overview of the current residential energy-efficiency tax credits. The report then goes on to provide an economic rationale for residential energy-efficiency tax incentives, introducing the concept of "market failures" and "market barriers" which may lead to suboptimal or "economically inefficient" investment in energy-efficiency technologies. The final sections of this report provide an economic analysis of the primary tax incentives for residential energy efficiency and briefly review various policy options.
- Military Construction: A Snapshot of the President's FY2013 Appropriations Request
- This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations.
- Military Construction: A Snapshot of the President's FY2013 Appropriations Request
- This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations.
- Military Construction: Analysis of the FY2012 Appropriation and Authorization
- This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
- Military Construction: Analysis of the President's FY2012 Appropriations Request
- This report explains government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
- Military Construction: Analysis of the President's FY2012 Appropriations Request
- This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
- Individual Development Accounts (IDAs): Background on Federal Grant Programs to Help Low-Income Families Save
- This report describes IDA(Individual Development Accounts) programs funded by two major federal grants.
- Low-Income Assistance Programs: Trends in Federal Spending
- This report examines the spending trends of 10 major need-tested benefit programs or groups of programs: (1) health care from Medicaid and the Children's Health Insurance Program (CHIP); (2) the refundable portion of the health insurance tax credit enacted in the 2010 health care reform law; (3) The Supplemental Nutrition Assistance Program (SNAP); (4) assisted housing; (5) financial assistance for post-secondary students (Pll Grants); (6) compensatory education grants to school districts; (7) Earned Income Tax Credit (EITC); (8) The Additional Child Tax Credit (ACTC); (9) Supplemental Security Income (SSI); (10) Family Support Payment
- The Temporary Assistance for Needy Families (TANF) Block Grant: A Primer on TANF Financing and Federal Requirements
- Report that provides an overview of the Temporary Assistance for Needy Families (TANF) Block Grant financing and rules for state programs, describing federal TANF grants and state funds, how states may use federal TANF and state MOE funds to help achieve the purpose and goals of the TANF block grant.
- Work Requirements, Time Limits, and Work Incentives in TANF, SNAP, and Housing Assistance
- No Description Available.
- USDA Rural Housing Programs: An Overview
- This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to make the dwellings sanitary or to remove health hazards to the occupants or the community.
- VA-Home Loan Guaranty Program: An Overview
- Report containing a summary of the VA Home Loan Guaranty Program.
- An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview of S. 3522 and S. 3085
- This report provides a brief overview of policy proposals for the large-scale refinancing of mortgages for borrowers shut out of traditional financing methods.
- FHFA's Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System
- This report discusses housing finance reform and structural changes enacted by the Federal Housing Finance Agency (FHFA), particularly in relation to government-sponsored enterprises (GSEs). It includes sections on GSEs and conservatorship; FHFA reforms broken down into information about risk-sharing transactions, a common securitization platform, and single security; and Congressional action on GSE reform.
- National Mortgage Servicing Standards: Legislation in the 112th Congress
- This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry.
- Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options
- This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes.
- Introduction to Financial Services: The Housing Finance System
- This report "provides a summary of the U.S. single-family housing finance system and several related policy issues of importance to Congress" (page 1 of report).
- An Overview of the Housing Finance System in the United States
- This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
- An Overview of the Housing Finance System in the United States
- No Description Available.
- Selected Legislative Proposals to Reform the Housing Finance System
- This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA.
- Selected Legislative Proposals to Reform the Housing Finance System
- The 113th Congress has seen several developments in the effort to reform the housing finance system. In the House, the Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act; H.R. 2767) was ordered to be reported out of the House Financial Services Committee on July 24, 2013. This report will briefly explain the different approaches to housing finance reform offered by these legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA. The report does not describe every provision of the proposals but discusses major concepts and themes.
- Selected Legislative Proposals to Reform the Housing Finance System
- This report briefly explains the different approaches to housing finance reform offered by several legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and to reform the Federal Housing Administration (FHA).
- FHA-Insured Home Loans: An Overview
- This report provides an overview of the Federal Housing Administration's (FHA) loan programs.
- FHA Single-Family Mortgage Insurance: Financial Status of the Mutual Mortgage Insurance Fund (MMI Fund)
- No Description Available.
- FHA Single-Family Mortgage Insurance: Recent Policy Changes and Proposed Legislation
- This report describes recent policy changes made by FHA and recent legislative proposals that would make additional changes to FHA's single-family program. For the most part, this report does not go into detail about the features of FHA-insured loans, FHA's market role, or its financial status, except as necessary to describe implemented or proposed policy changes.
- The Housing Trust Fund: Background and Issues
- This report briefly describes the structure and eligible uses of the Housing Trust Fund as authorized in P.L. 110-289.
- The Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA): Background and Funding
- No Description Available.
- An Overview of the HOME Investment Partnerships Program
- This report provides an introduction to the HOME Investment Partnerships Program, including a brief history, an overview of allowable uses of HOME funds, and a description of certain program requirements. It also provides information on funding for the program and how that funding has been used.
- Preserving Homeownership: Foreclosure Prevention Initiatives
- This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
- Housing Issues in the 113th Congress
- This report begins by providing an overview of the current state of housing markets (both homeownership and rental) and the mortgage market in order to provide context for the policy issues that have been active during the 113th Congress. It then provides a brief description of issues that the 113th Congress has been considering. These issues are broadly divided into two categories: issues related to homeownership and housing finance, and issues related to housing assistance for low-income households
- Housing Issues in the 113th Congress
- No Description Available.
- An Analysis of the Geographic Distribution of the Mortgage Interest Deduction
- This report analyzes variation in the mortgage interest deduction tax expenditure across states. Tax expenditures, such as the mortgage interest deduction, can generally be viewed as government spending administered via the tax code, or as tax incentives that are intended to achieve particular policy objectives. Regardless of the interpretation, tax expenditures provide a benefit to qualifying taxpayers by lowering their federal tax liabilities.
- An Introduction to the Low-Income Housing Tax Credit
- This report provides an overview of the low-income tax credit.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the Low Income Housing Tax Credit (LIHTC) program which provides developers with tax credits for developing or rehabilitating affordable housing and describes how the allocation processes work.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
- Recently Expired Housing Related Tax Provisions (“Tax Extenders”): In Brief
- No Description Available.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
- The Low-Income Housing Tax Credit Program: The Fixed Subsidy and Variable Rate
- No Description Available.
- The Distribution of Household Income and the Middle Class
- This report presents a brief analysis of the distribution of income across households in 2011. It then attempts to put the term middle class into some perspective.
- Federal Public Transportation Program: In Brief
- This report is categorized into five categories: (I) Introduction, (II) What is Public Transportation, (III) Funding the Federal Transportation Program, (IV) How are Federal Dollars Spent?, and (V) Program Structure.
- State and Local Restrictions on Employing, Renting Property to, or Providing Services for Unauthorized Aliens: Legal Issues and Recent Judicial Developments
- This report discusses the constitutional issues raised by state and local laws intended to deter the presence of unauthorized aliens by limiting their access to housing, employment, and public benefits, as well as the implications that federal civil rights statutes might have for the implementation and enforcement of these laws. It also discusses recent federal court cases addressing the constitutionality of such measures.
- FEMA Disaster Housing: From Sheltering to Permanent Housing
- This report reviews standard disaster housing procedures as well as options that could be taken to improve disaster housing including increased FEMA/HUD cooperation, the use of the case management authority, the repair and renovation of private rental housing units, and the use of alternative manufactured housing.
- Department of Housing and Urban Development (HUD): Fiscal Year 2019 Budget Request Fact Sheet
- This report provides a brief overview of the FY2019 budget request for the Department of Housing and Urban Development (HUD), with links to relevant Administration budget documents and CRS reports. A list of CRS analysts with expertise on various aspects of the HUD budget is also provided.
- HUD Fiscal Year 2018 Appropriations: In Brief
- This report describes the Department of Housing and Urban Development's (HUD's) 2018 budget appropriations. The report tracks progress on FY2018 HUD appropriations and provides detailed account-level, and in some cases sub-account-level, funding information (Table 1) as well as a discussion of selected key issues.
- Introduction to Public Housing
- This report serves as an introduction to the federal public housing program. It provides information on the history of the program, how it is administered and funded, and the characteristics of public housing properties and the households they serve. While it introduces current policy issues, a full analysis of those issues and discussion of current legislation is not included in this report.
- Preservation of HUD-Assisted Housing
- No Description Available.
- Preservation of HUD-Assisted Housing
- No Description Available.