Congressional Research Service Reports - 25 Matching Results

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Financial Regulatory Reform: Analysis of the Consumer Financial Protection Agency (CFPA) as Proposed by the Obama Administration and H.R. 3126

Description: This report provides a brief summary of the President's Consumer Financial Protection Agency Act of 2009 (the CPFA Act or the Act) and delineates some of the substantive differences between it and H.R. 3126, as introduced. It then analyzes some of the policy implications of the proposal, focusing on the separation of safety and soundness regulation from consumer protection, financial innovation, and the scope of regulation. The report then raises some questions regarding state law preemption, s… more
Date: July 17, 2009
Creator: Carpenter, David H. & Jickling, Mark
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Partner: UNT Libraries Government Documents Department
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Ecstasy: Actions of the 107th Congress to Control MDMA

Description: Legislation has been proposed in the 107th Congress to combat the use and abuse of Ecstasy (MDMA) and other “club drugs.” In a 2001 survey, 12% of 12th graders reported ever having taken the drug. The Ecstasy Anti-Proliferation Act of 2000, enacted by the 106th Congress, directed the U.S. Sentencing Commission to increase penalties for Ecstasy offenses. As of March 2001, MDMA penalties became more severe than for powder cocaine but less severe than for heroin.
Date: July 5, 2002
Creator: Eddy, Mark
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Spyware: Background and Policy Issues for Congress

Description: The term "spyware" is not well defined. Generally, it is used to refer to any software that is downloaded onto a person's computer without their knowledge. Spyware may collect information about a computer user's activities and transmit their information to someone else. Most spyware is installed surreptitiously, and most users are therefore unaware that spyware exists on their computers. A central point of the spyware debate in Congress is whether new laws are needed, or if industry self-regula… more
Date: July 17, 2006
Creator: Figliola, Patricia Moloney
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Spyware: Background and Policy Issues for Congress

Description: The term “spyware” is not well defined. Generally, it is used to refer to any software that is downloaded onto a person’s computer without their knowledge. Spyware may collect information about a computer user’s activities and transmit that information to someone else. It may change computer settings, or cause “pop-up” advertisements to appear (in that context, it is called “adware”). Spyware may redirect a Web browser to a site different from what the user intended to visit or change the user’… more
Date: July 17, 2006
Creator: Figliola, Patricia Moloney
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Consumer and Credit Reporting, Scoring, and Related Policy Issues

Description: This report provides background information on the consumer data industry and various specialty areas. One prominent specialty area--consumer scoring--is explained and includes information about various factors used to calculate credit scores. It provides a general description of the current regulatory framework of the consumer data industry. Finally, this report discusses selected policy issues pertaining to credit scoring and proposed modifications that may result in expanded consumer protect… more
Date: July 30, 2015
Creator: Getter, Darryl E.
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Partner: UNT Libraries Government Documents Department
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Geographical Indications and WTO Negotiations

Description: This report discusses the issue of expanding intellectual property protections for geographical indications for wines, spirits, and agricultural products is being debated in the World Trade Organization (WTO).
Date: July 14, 2003
Creator: Hanrahan, Charles E.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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A Brief Overview of Actions Taken by the Consumer Financial Protection Bureau (CFPB) in Its First Year

Description: This report looks at actions taken by the Consumer Financial Protection Bureau (CFPB) during its first year. The CFPB exists to implement and enforce federal consumer financial laws, ensure consumer access to financial products and services, and ensure that the markets for consumer financial services and products are fair, transparent, and competitive.
Date: July 18, 2012
Creator: Hoskins, Sean M.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Comparison of Two Key Provisions in the Bankruptcy Reform Act Conference Report: The Homestead Exemption and Dischargeability of Liability for Abortion Clinic Violence

Description: This report examines two provisions in the Conference Report on the Bankruptcy Abuse Prevention and Consumer Protection Act of 2002, H.R. 107-617, 107th Cong., 2d Sess. (2002): the homestead exemption and dischargeability of liability for abortion clinic violence.
Date: July 30, 2002
Creator: Jeweler, Robin
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Health and Safety Concerns Over U.S. Imports of Chinese Products: An Overview

Description: China is a major source of U.S. imports of consumer products (such as toys) and an increasingly important supplier of various food products. Reports of unsafe seafood, pet food, toys, tires, and other products imported from China over the past year or so have raised concern in the United States over the health, safety, and quality of imported Chinese products. This report provides an overview of this issue and implications for U.S.-China trade relations.
Date: July 29, 2008
Creator: Morrison, Wayne M.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Credit Default Swaps: Frequently Asked Questions

Description: Credit default swaps are contracts that provide protection against default by third parties, similar to insurance. These financial derivatives are used by banks and other financial institutions to manage risk. The rapid growth of the derivatives market, the potential for widespread credit defaults (such as defaults for subprime mortgages), and operational problems in the over-the-counter (OTC) market where credit default swaps are traded, have led some policymakers to inquire if credit default … more
Date: July 30, 2008
Creator: Murphy, Edward Vincent
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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The Dodd-Frank Wall Street Reform and Consumer Protection Act: Titles III and VI, Regulation of Depository Institutions and Depository Institution Holding Companies

Description: This report discusses Titles III and VI of the Dodd-Frank Act, which effectuate changes in the regulatory structure governing depository institutions and their holding companies and, thus, constitute a substantial component of the reform effort.
Date: July 23, 2010
Creator: Murphy, M. Maureen
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Medicare: Beneficiary Cost-Sharing Under Prescription Drug Legislation

Description: This report provides an analysis of how the cost-sharing and premium provisions under the Prescription Drug and Medicare Improvement Act of 2003 (S. 1) and the Medicare Prescription Drug and Modernization Act of 2003 (H bill would affect the amount that a beneficiary would pay annually for prescription drugs.
Date: July 25, 2003
Creator: Peterson, Chris L.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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The Hatch-Waxman Act: Proposed Legislative Changes Affecting Pharmaceutical Patents

Description: This report describes the Proposed Legislative Changes Affecting Pharmaceutical Patents on Hatch-Waxman Act. The Hatch-Waxman Act provides the FDA with certain authorities to offer periods of marketing for a pharmaceutical independent of the rights conferred by patents.
Date: July 15, 2003
Creator: Schacht, Wendy H. & Thomas, John R.
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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Compensating Farmers for the Tobacco Settlement

Description: The legislative proposals designed to reduce smoking, primarily by teenagers, are likely to have negative economic consequences for tobacco growers and tobacco-dependent communities. This report discusses the possibility of some kind of compensation to farmers as part of the settlement package legislation.
Date: July 6, 1998
Creator: Womach, Jasper
Item Type: Refine your search to only Report
Partner: UNT Libraries Government Documents Department
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