Congressional Research Service Reports - 908 Matching Results

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Understanding Mortgage Foreclosure: Recent Events, the Process, and Costs

Description: This report collects information from other studies to obtain an estimate of the average foreclosure costs. A brief discussion of the effect uniform foreclosure legislation may have on costs follows.
Date: April 18, 2008
Creator: Getter, Darryl E.
Partner: UNT Libraries Government Documents Department
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Insurance Regulation in the United States and Abroad

Description: This report will first give a statistical overview of various countries and then present a summary of U.S. insurance regulatory structure. This report also provides summaries of the systems in Canada, Australia, and Japan.
Date: May 23, 2006
Creator: Webel, Baird
Partner: UNT Libraries Government Documents Department
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Federal Credit Reform: Implementation Of the Changed Budgetary Treatment of Direct Loans and Loan Guarantees

Description: This report explains the provisions of the Federal Credit Reform Act of 1990 (FCRA), examine the implementation of credit reform including credit reform provisions of the Balanced Budget Act of 1997 (BBA97), and discusses proposed modifications of credit reform. In order to achieve these objectives, it is necessary to initially discuss justifications for credit programs, federal credit concepts, and the budgetary treatment of federal credit before the FCRA.
Date: April 25, 2006
Creator: Bickley, James M.
Partner: UNT Libraries Government Documents Department
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Social Security Reform

Description: This report provides background and analysis on social security reform. The report discusses the most recent development, the basis for the debate, specific areas of contention and reform initiatives.
Date: December 3, 2003
Creator: Kollmann, Geoffrey & Nuschler, Dawn
Partner: UNT Libraries Government Documents Department
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Social Security: What Happens to Future Benefit Levels Under Various Reform Options

Description: The report first examines several benefit-constraint options. Among them are raising the age at which full Social Security retirement benefits can be received, changing the way initial benefits are computed, and constraining cost-of-living adjustments (COLAs). It also illustrates the effects of creating new personal savings accounts and presents their projected impact as a supplement to, or partial replacement of, the existing system, or as a means to close the gap between the benefit levels pr… more
Date: August 20, 2001
Creator: Koitz, David; Kollmann, Geoffrey & Nuschler, Dawn
Partner: UNT Libraries Government Documents Department
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The First-Time Homebuyer Tax Credit

Description: No Description Available.
Date: September 30, 2009
Creator: Pettit, Carol A.
Partner: UNT Libraries Government Documents Department
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Largest Mergers and Acquisitions by Corporations, 2006

Description: This report provides a listing of the largest M&A transactions worldwide (value equivalent to $2 billion or more) that were proposed during 2006. The report includes the dates on which transactions were completed and shows M&A deals that were still pending as of December 31, 2006, or that were no successful. These data have been drawn from publicly available sources and have not been otherwise verified by the Congressional Research Service.
Date: March 8, 2007
Creator: Williamson, John
Partner: UNT Libraries Government Documents Department
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Student Loans, Student Aid, and FY2008 Budget Reconciliation

Description: This report reviews and briefly describes the major proposals that would change the federal student loan programs to achieve savings in mandatory spending and the proposals that would enhance student aid benefits or result in changes to existing federal student aid programs.
Date: July 18, 2007
Creator: Stoll, Adam; Smole, David P. & Mercer, Charmaine
Partner: UNT Libraries Government Documents Department
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Export-Import Bank: Background and Legislative Issues

Description: This report discusses the Export-Import Bank (Ex-In Bank), the chief U.S. government agency that helps finance American exports of manufactured goods and services with the objective of contributing to the employment of U.S. workers.
Date: June 18, 2002
Creator: Jackson, James K.
Partner: UNT Libraries Government Documents Department
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Predatory Lending: Background on the Issue and Overview of Legislation in the 106th Congress

Description: This report presents an overview of the predatory lending issue, a summary of present law, a summary of joint HUD and Treasury recommendations to address the issue, and a side-by-side summary of five bills introduced in the 106th Congress that addressed the issue. Though no action occurred on these bills, the issue is expected to continue in the 107th Congress.
Date: March 7, 2001
Creator: Foote, Bruce E.
Partner: UNT Libraries Government Documents Department
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Agricultural Credit: Institutions and Issues

Description: The federal government has a long history of providing credit assistance to farmers by issuing direct loans and guarantees, and creating rural lending institutions. These institutions include the Farm Service Agency (FSA) of the U.S. Department of Agriculture (USDA), which makes or guarantees loans to farmers who cannot qualify at other lenders, and the Farm Credit System (FCS), which is a network of borrower-owned lending institutions operating as a government-sponsored enterprise. This report… more
Date: March 8, 2007
Creator: Monke, Jim
Partner: UNT Libraries Government Documents Department
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Financial Services and General Government (FSGG): FY2008 Appropriations

Description: This report is a guide to one of the regular appropriations bills that Congress considers each year. It is designed to supplement the information provided by the House and Senate Appropriations Subcommittees on Defense. For both defense authorization and appropriations, this report summarizes the status of the bills, their scope, major issues, funding levels, and related congressional activity.
Date: December 20, 2007
Creator: Hatch, Garrett L.
Partner: UNT Libraries Government Documents Department
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Subprime Mortgages: Primer on Current Lending and Foreclosure Issues

Description: This report discusses the issue of subprime mortgages, which are loans extended to borrowers with weak credit profiles. Subprime mortgages entail higher risk of delinquency and default. Recent increases in subprime borrower foreclosures and lender bankruptcies have prompted concerns that some lenders’ underwriting guidelines are too loose and that some borrowers may not have fully understood the risks of the mortgage products they chose. Regulatory agencies are revisiting the guidance they prov… more
Date: March 19, 2007
Creator: Murphy, Edward Vincent
Partner: UNT Libraries Government Documents Department
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Tax Gap: Proposals in the 110th Congress to Require Brokers to Report Basis on Publicly Traded Securities

Description: Recent and projected large deficits and the need for revenue to offset spending or tax reduction proposals generated congressional and executive branch interest in different proposals to reduce the tax gap; and consequently, raise additional revenue. Proposals in the 110th Congress to require brokers to report adjusted basis on publicly traded securities sold by individuals are examined in this report.
Date: October 8, 2008
Creator: Bickley, James M.
Partner: UNT Libraries Government Documents Department
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Campaign Finance: Potential Legislative and Policy Issues for the 111th Congress

Description: This report discusses selected campaign finance policy issues that may receive attention during the 111th Congress such as the electronic filing of senate campaign finance reports, bundling, hybrid advertising, joint fundraising committees, 527 Organizations and more.
Date: December 31, 2008
Creator: Garret, R. S.
Partner: UNT Libraries Government Documents Department
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Campaign Finance Legislation in the 108th Congress

Description: This report discusses the 30 bills introduced during the 108th Congress seeking to improve campaign finance laws.
Date: December 15, 2004
Creator: Cantor, Joseph E.
Partner: UNT Libraries Government Documents Department
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Trade in Services: The Doha Development Agenda Negotiations and U.S. Goals

Description: This report is designed to assist Congress to understand and monitor progress of the negotiations and the major issues that the negotiators are addressing. The report provides a brief background section on the significance of services to the U.S. economy. It then explains briefly the General Agreement on Trade in Services (GATS) and the structure and agenda of the services negotiations in the DDA round, including U.S. objectives in the negotiations. The report concludes with a status report on … more
Date: September 12, 2005
Creator: Cooper, William H.
Partner: UNT Libraries Government Documents Department
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Campus-Based Student Financial Aid Programs Under the Higher Education Act

Description: This report begins by providing a brief description of each of the campus-based programs, including the terms under which financial aid is awarded to students and the procedures under which federal funds are allocated to institutions for that purpose. It then provides historical information on federal funds appropriated for each of the programs, an analysis of the number and types of students served, and selected program statistics.
Date: May 14, 2007
Creator: Smole, David P.
Partner: UNT Libraries Government Documents Department
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The World Bank: Changing Leadership and Issues for the United States and Congress

Description: The decision of World Bank President James Wolfensohn to resign in May 2005 has triggered the search for a successor. This report discusses the process for choosing a successor and the implications for U.S. policy.
Date: January 19, 2005
Creator: Weiss, Martin A.
Partner: UNT Libraries Government Documents Department
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