Congressional Research Service Reports - 100 Matching Results
Search Results
- VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
- This report discusses three types of housing assistance--the loan guaranty program, direct loan programs, and Specially Adapted Housing program-- includingg their origins, how they operate, and how they are funded. It also briefly describes a home rehabilitation pilot program designed to help veterans who have low incomes or disabilities repair or modify their homes, and has a section that discusses the default and foreclosure of VA-guaranteed loans.
- Homelessness: Targeted Federal Programs
- This report discusses the definitions of homelessness used by targeted federal homeless programs and federal efforts to end homelessness. In addition, the report describes the current federal programs that provide targeted assistance to homeless individuals and families (other federal programs may provide assistance to homeless individuals but are not specifically designed to assist homeless persons).
- An Introduction to the Low-Income Housing Tax Credit
- This report provides an overview of the low-income tax credit.
- FHA-Insured Home Loans: An Overview
- This report provides an overview of the Federal Housing Administration's (FHA) loan programs.
- Department of Housing and Urban Development (HUD): Fiscal Year 2019 Budget Request Fact Sheet
- This report provides a brief overview of the FY2019 budget request for the Department of Housing and Urban Development (HUD), with links to relevant Administration budget documents and CRS reports. A list of CRS analysts with expertise on various aspects of the HUD budget is also provided.
- HUD Fiscal Year 2018 Appropriations: In Brief
- This report describes the Department of Housing and Urban Development's (HUD's) 2018 budget appropriations. The report tracks progress on FY2018 HUD appropriations and provides detailed account-level, and in some cases sub-account-level, funding information (Table 1) as well as a discussion of selected key issues.
- VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
- This report discusses the three types of housing assistance offered by the Veterans Administration (VA): the loan guaranty program, direct loan programs, and Specially Adapted Housing program. Each ones origins, operations, and funding methods are included. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the Low Income Housing Tax Credit (LIHTC) program which provides developers with tax credits for developing or rehabilitating affordable housing and describes how the allocation processes work.
- Transportation, Housing and Urban Development, and Related Agencies (THUD): Fiscal Year 2017 Appropriations
- This report discusses the fiscal year 2017 appropriations for the Department of Housing and Urban Development (HUD), the Department of Transportation (DOT), and related agencies. Comparisons between previous and current funding levels and cuts proposed by the Trump Administration are also discussed.
- The HUD Homeless Assistance Grants: Programs Authorized by the HEARTH Act
- This report discusses the problem of homelessness and prevention programs funded by grants through the Department of Housing and Urban Development's (HUD) HEARTH Act. It has multiple sections describing the implementation of the HEARTH Act provisions which are; changes to the definition of homelessness in the section "The Definition of Homelessness"; the way in which ESG operated prior to HEARTH Act implementation as well as the changes made beginning in FY2011 in the section "The Emergency Solutions Grants Program (ESG)"; components of the competitive Homeless Assistance Grants prior to enactment of the HEARTH Act, and how they have been absorbed in the CoC program in the section "Transition to the Continuum of Care Program"; how funds are distributed pursuant to the CoC program in the section "Distribution of Continuum of Care Program Funds"; and the housing and services that are authorized to be provided through the RHS program and how communities are to receive funds in the section "Rural Housing Stability Assistance Program."
- The Loan Limits for Government-Backed Mortgages
- This report contains brief program descriptions for each of the government-backed housing loan programs and discusses the maximum guarantee amounts for each. The government or quasi-government entities that insure or guarantee mortgages and are discussed in this report are the following: Fannie Mae and Freddie Mac, The Federal Housing Administration (FHA), The Department of Veteran Affairs (VA), and the U.S. Department of Agriculture's Rural Housing Service (RHS).
- The Fair Housing Act: HUD Oversight, Programs, and Activities
- This report discusses the Fair Housing Act from the perspective of the activities undertaken and programs administered by the Department of Housing and Urban Development (HUD) and its Office of Fair Housing and Equal Opportunity (FHEO). After a brief summary of the Fair Housing Act, this report discusses each of these Fair Housing activities, as well as two other initiatives administered by FHEO, Limited English Proficiency and Section 3, the latter of which provides economic opportunities for low- and very low-income persons.
- FHFA's Administrative Reform of Fannie Mae, Freddie Mac, and the Housing Finance System
- This report discusses housing finance reform and structural changes enacted by the Federal Housing Finance Agency (FHFA), particularly in relation to government-sponsored enterprises (GSEs). It includes sections on GSEs and conservatorship; FHFA reforms broken down into information about risk-sharing transactions, a common securitization platform, and single security; and Congressional action on GSE reform.
- Federal Public Transportation Program: In Brief
- This report is categorized into five categories: (I) Introduction, (II) What is Public Transportation, (III) Funding the Federal Transportation Program, (IV) How are Federal Dollars Spent?, and (V) Program Structure.
- Introduction to Public Housing
- This report serves as an introduction to the federal public housing program. It provides information on the history of the program, how it is administered and funded, and the characteristics of public housing properties and the households they serve. While it introduces current policy issues, a full analysis of those issues and discussion of current legislation is not included in this report.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
- Housing for Persons Living with HIV/AIDS
- This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
- Changes to the Residential Mortgage Market: Legislation, Demographics, and Other Drivers
- This report provides an overview of the changing residential mortgage market, focusing on trends in housing prices, homeownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.
- Selected Legislative Proposals to Reform the Housing Finance System
- The 113th Congress has seen several developments in the effort to reform the housing finance system. In the House, the Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act; H.R. 2767) was ordered to be reported out of the House Financial Services Committee on July 24, 2013. This report will briefly explain the different approaches to housing finance reform offered by these legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA. The report does not describe every provision of the proposals but discusses major concepts and themes.
- Low-Income Assistance Programs: Trends in Federal Spending
- This report examines the spending trends of 10 major need-tested benefit programs or groups of programs: (1) health care from Medicaid and the Children's Health Insurance Program (CHIP); (2) the refundable portion of the health insurance tax credit enacted in the 2010 health care reform law; (3) The Supplemental Nutrition Assistance Program (SNAP); (4) assisted housing; (5) financial assistance for post-secondary students (Pll Grants); (6) compensatory education grants to school districts; (7) Earned Income Tax Credit (EITC); (8) The Additional Child Tax Credit (ACTC); (9) Supplemental Security Income (SSI); (10) Family Support Payment
- GSEs and the Government’s Role in Housing Finance: Issues for the 113th Congress
- This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets.
- FHA Single-Family Mortgage Insurance: Recent Policy Changes and Proposed Legislation
- This report describes recent policy changes made by FHA and recent legislative proposals that would make additional changes to FHA's single-family program. For the most part, this report does not go into detail about the features of FHA-insured loans, FHA's market role, or its financial status, except as necessary to describe implemented or proposed policy changes.
- The Distribution of Household Income and the Middle Class
- This report presents a brief analysis of the distribution of income across households in 2011. It then attempts to put the term middle class into some perspective.
- Veterans and Homelessness
- The wars in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. Homeless veterans initially came to the country’s attention in the 1970s and 1980s, when homelessness generally was becoming a more prevalent and noticeable phenomenon. This report defines the term “homeless veteran,” discusses attempts to estimate the number of veterans who are homeless, and presents the results of studies regarding the demographic characteristics of homeless veterans as well as those served in VA homeless programs. The second section of this report summarizes the available research regarding the overrepresentation of both male and female veterans, who have been found to be present in greater percentages in the homeless population than their percentages in the general population. The third section of this report discusses programs to fund services and transitional housing specifically for homeless veterans.
- FHA Single-Family Mortgage Insurance: Financial Status of the Mutual Mortgage Insurance Fund (MMI Fund)
- No Description Available.
- Community Development Block Grants: Funding Issues in the 113th Congress
- This report contains information on FY 2014 appropriations, FY 2013 appropriations, and more as related to the topic of community development block grants.
- Department of Housing and Urban Development: FY2016 Appropriations
- No Description Available.
- Department of Housing and Urban Development (HUD): FY2012 Appropriations
- No Description Available.
- Housing for Persons Living with HIV/AIDS
- This report describes recent research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
- The Housing Trust Fund: Background and Issues
- This report briefly describes the structure and eligible uses of the Housing Trust Fund as authorized in P.L. 110-289.
- USDA Rural Housing Programs: An Overview
- This report discusses the the Department of Agriculture's (USDA) ability to make loans to farmers to enable them to construct, improve, repair, or replace dwellings and other farm buildings to provide decent, safe, and sanitary living conditions for themselves or their tenants, lessees, sharecroppers, and laborers. USDA was also authorized to make grants or combinations of loans and grants to those farmers who could not qualify to repay the full amount of a loan, but who needed the funds to make the dwellings sanitary or to remove health hazards to the occupants or the community.
- Disparate Impact Claims Under the Fair Housing Act
- This report discusses about the Fair Housing Act (FHA) that was enacted to provide within constitutional limitations, for fair housing throughout the United States.
- Department of Housing and Urban Development: FY2015 Appropriations
- No Description Available.
- Individual Development Accounts (IDAs): Background on Federal Grant Programs to Help Low-Income Families Save
- This report describes IDA(Individual Development Accounts) programs funded by two major federal grants.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
- Housing for Persons Living with HIV/AIDS
- This report describes research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.
- The Low-Income Housing Tax Credit Program: The Fixed Subsidy and Variable Rate
- No Description Available.
- Recently Expired Housing Related Tax Provisions (“Tax Extenders”): In Brief
- No Description Available.
- VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
- No Description Available.
- Work Requirements, Time Limits, and Work Incentives in TANF, SNAP, and Housing Assistance
- No Description Available.
- VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
- No Description Available.
- Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2016 Appropriations
- No Description Available.
- Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2015 Appropriations
- No Description Available.
- Section 811 and Other HUD Housing Programs for Persons with Disabilities
- No Description Available.
- Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2014 Appropriations
- No Description Available.
- Section 202 and Other HUD Rental Housing Programs for Low-Income Elderly Residents
- No Description Available.
- Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations
- No Description Available.
- Section 811 and Other HUD Housing Programs for Persons with Disabilities
- No Description Available.
- Introduction to Financial Services: The Housing Finance System
- This report "provides a summary of the U.S. single-family housing finance system and several related policy issues of importance to Congress" (page 1 of report).
- Preservation of HUD-Assisted Housing
- No Description Available.