Congressional Research Service Reports - 100 Matching Results
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- Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations
- This report looks at Congress's FY2013 budget allocations for the Transportation, Housing and Urban Development, and Related Agencies (THUD) appropriations subcommittee.
- The LIHEAP Formula: Legislative History and Current Law
- This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP). The two formulas are used in regards to two types of funding: regular and contingency.
- Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options
- This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes.
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
- Military Construction: Analysis of the FY2012 Appropriation and Authorization
- This report explains those government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
- Housing for Persons Living with HIV/AIDS
- This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
- Military Construction: Analysis of the President's FY2012 Appropriations Request
- This report explains government activities funded under the military construction appropriation, examines trends in military construction funding over the past few years, and outlines military construction issues extant in each of the major regions of U.S. military activity.
- National Mortgage Servicing Standards: Legislation in the 112th Congress
- This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry.
- Residential Energy Tax Credits: Overview and Analysis
- This report explores one policy option for promoting residential energy efficiency: tax credits. It begins by providing an overview of the current residential energy-efficiency tax credits. The report then goes on to provide an economic rationale for residential energy-efficiency tax incentives, introducing the concept of "market failures" and "market barriers" which may lead to suboptimal or "economically inefficient" investment in energy-efficiency technologies. The final sections of this report provide an economic analysis of the primary tax incentives for residential energy efficiency and briefly review various policy options.
- An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview of S. 3522 and S. 3085
- This report provides a brief overview of policy proposals for the large-scale refinancing of mortgages for borrowers shut out of traditional financing methods.
- VA-Home Loan Guaranty Program: An Overview
- Report containing a summary of the VA Home Loan Guaranty Program.
- Fannie Mae's and Freddie Mac's Financial Status: Frequently Asked Questions
- Report that presents the major issues surrounding Fannie Mae's and Freddie Mac's financial conditions as well as various public policy options under discussion.
- Selected Legislative Proposals to Reform the Housing Finance System
- This report briefly explains the different approaches to housing finance reform proposed by the three bills, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA.
- GSEs and the Government's Role in Housing Finance: Issues for the 113th Congress
- This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets. Other CRS reports address related issues such as conservatorship, the GSEs' financial condition, residential mortgage markets in other nations, and affordable housing.
- Affordable Care Act (ACA) and the Appropriations Process: FAQs Regarding Potential Legislative Changes and Effects of a Government Shutdown
- This report provides background information on the Affordable Care Act (ACA). It discusses the ACA and the annual appropriations process and the potential impact of a shutdown on ACA implementation.
- The Temporary Assistance for Needy Families (TANF) Block Grant: A Primer on TANF Financing and Federal Requirements
- Report that provides an overview of the Temporary Assistance for Needy Families (TANF) Block Grant financing and rules for state programs, describing federal TANF grants and state funds, how states may use federal TANF and state MOE funds to help achieve the purpose and goals of the TANF block grant.
- Preserving Homeownership: Foreclosure Prevention Initiatives
- This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention.
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan.
- Homelessness: Targeted Federal Programs and Recent Legislation
- This report describes existing federal programs that provide targeted assistance to homeless individuals and families, and discusses federal efforts to end homelessness. It also contains tables that outline funding levels for various related programs.
- Selected Legislative Proposals to Reform the Housing Finance System
- This report briefly explains the different approaches to housing finance reform offered by several legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and to reform the Federal Housing Administration (FHA).
- Overview of Federal Housing Assistance Programs and Policy
- This report provides an overview of the history and evolution of federal housing assistance policy, a description of today's major federal housing assistance programs, and a discussion of issues and trends in federal housing assistance policy.
- The LIHEAP Formula
- This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding.
- Housing Issues in the 113th Congress
- This report begins by providing an overview of the current state of housing markets (both homeownership and rental) and the mortgage market in order to provide context for the policy issues that have been active during the 113th Congress. It then provides a brief description of issues that the 113th Congress has been considering. These issues are broadly divided into two categories: issues related to homeownership and housing finance, and issues related to housing assistance for low-income households
- An Overview of the HOME Investment Partnerships Program
- This report provides an introduction to the HOME Investment Partnerships Program, including a brief history, an overview of allowable uses of HOME funds, and a description of certain program requirements. It also provides information on funding for the program and how that funding has been used.
- An Analysis of the Geographic Distribution of the Mortgage Interest Deduction
- This report analyzes variation in the mortgage interest deduction tax expenditure across states. Tax expenditures, such as the mortgage interest deduction, can generally be viewed as government spending administered via the tax code, or as tax incentives that are intended to achieve particular policy objectives. Regardless of the interpretation, tax expenditures provide a benefit to qualifying taxpayers by lowering their federal tax liabilities.
- An Overview of the Housing Finance System in the United States
- This report provides an overview of how the housing finance system works and provides context for housing finance-related policy issues that Congress might choose to consider.
- Veterans and Homelessness
- The wars in Iraq and Afghanistan brought renewed attention to the needs of veterans, including the needs of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately. This report discusses the various aspects of this issue.
- State and Local Restrictions on Employing, Renting Property to, or Providing Services for Unauthorized Aliens: Legal Issues and Recent Judicial Developments
- This report discusses the constitutional issues raised by state and local laws intended to deter the presence of unauthorized aliens by limiting their access to housing, employment, and public benefits, as well as the implications that federal civil rights statutes might have for the implementation and enforcement of these laws. It also discusses recent federal court cases addressing the constitutionality of such measures.
- FEMA Disaster Housing: From Sheltering to Permanent Housing
- This report reviews standard disaster housing procedures as well as options that could be taken to improve disaster housing including increased FEMA/HUD cooperation, the use of the case management authority, the repair and renovation of private rental housing units, and the use of alternative manufactured housing.
- LIHEAP: Program and Funding
- This report discusses two types of formulas used to allocate funding to the Low Income Home Energy Assistance Program (LIHEAP) through regular and contingency funding.
- Veterans and Homelessness
- The wars in Iraq and Afghanistan brought renewed attention to the needs of veterans, including the needs of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately. This report discusses the various aspects of this issue.
- Veterans and Homelessness
- This report discusses the various aspects of the issue of homeless veterans. Researchers have found both male and female veterans to be overrepresented in the homeless population, and, as the number of veterans increased due to these conflicts, there was concern that the number of homeless veterans could rise commensurately.
- Federal Public Transportation Program: In Brief
- This report is categorized into five categories: (I) Introduction, (II) What is Public Transportation, (III) Funding the Federal Transportation Program, (IV) How are Federal Dollars Spent?, and (V) Program Structure.
- Introduction to Public Housing
- This report serves as an introduction to the federal public housing program. It provides information on the history of the program, how it is administered and funded, and the characteristics of public housing properties and the households they serve. While it introduces current policy issues, a full analysis of those issues and discussion of current legislation is not included in this report.
- An Introduction to the Low-Income Housing Tax Credit
- This report discusses the low-income housing tax credit (LIHTC) program, which is one of the federal government’s primary policy tools for encouraging the development and rehabilitation of affordable rental housing. These non-refundable federal housing tax credits are awarded to developers of qualified rental projects via a competitive application process administered by state housing finance authorities.
- Housing for Persons Living with HIV/AIDS
- This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding.
- Changes to the Residential Mortgage Market: Legislation, Demographics, and Other Drivers
- This report provides an overview of the changing residential mortgage market, focusing on trends in housing prices, homeownership, mortgage characteristics, and financing. It also examines legislation and regulations designed to promote the efficient functioning of the mortgage market.
- Selected Legislative Proposals to Reform the Housing Finance System
- The 113th Congress has seen several developments in the effort to reform the housing finance system. In the House, the Protecting American Taxpayers and Homeowners Act of 2013 (PATH Act; H.R. 2767) was ordered to be reported out of the House Financial Services Committee on July 24, 2013. This report will briefly explain the different approaches to housing finance reform offered by these legislative proposals, focusing on efforts to replace Fannie Mae and Freddie Mac and reform FHA. The report does not describe every provision of the proposals but discusses major concepts and themes.
- Low-Income Assistance Programs: Trends in Federal Spending
- This report examines the spending trends of 10 major need-tested benefit programs or groups of programs: (1) health care from Medicaid and the Children's Health Insurance Program (CHIP); (2) the refundable portion of the health insurance tax credit enacted in the 2010 health care reform law; (3) The Supplemental Nutrition Assistance Program (SNAP); (4) assisted housing; (5) financial assistance for post-secondary students (Pll Grants); (6) compensatory education grants to school districts; (7) Earned Income Tax Credit (EITC); (8) The Additional Child Tax Credit (ACTC); (9) Supplemental Security Income (SSI); (10) Family Support Payment
- GSEs and the Government’s Role in Housing Finance: Issues for the 113th Congress
- This report examines options concerning the future of the GSEs and the future government role in residential mortgage markets.
- FHA Single-Family Mortgage Insurance: Recent Policy Changes and Proposed Legislation
- This report describes recent policy changes made by FHA and recent legislative proposals that would make additional changes to FHA's single-family program. For the most part, this report does not go into detail about the features of FHA-insured loans, FHA's market role, or its financial status, except as necessary to describe implemented or proposed policy changes.
- The Distribution of Household Income and the Middle Class
- This report presents a brief analysis of the distribution of income across households in 2011. It then attempts to put the term middle class into some perspective.
- Veterans and Homelessness
- The wars in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. Homeless veterans initially came to the country’s attention in the 1970s and 1980s, when homelessness generally was becoming a more prevalent and noticeable phenomenon. This report defines the term “homeless veteran,” discusses attempts to estimate the number of veterans who are homeless, and presents the results of studies regarding the demographic characteristics of homeless veterans as well as those served in VA homeless programs. The second section of this report summarizes the available research regarding the overrepresentation of both male and female veterans, who have been found to be present in greater percentages in the homeless population than their percentages in the general population. The third section of this report discusses programs to fund services and transitional housing specifically for homeless veterans.
- FHA Single-Family Mortgage Insurance: Financial Status of the Mutual Mortgage Insurance Fund (MMI Fund)
- No Description Available.
- Community Development Block Grants: Funding Issues in the 113th Congress
- This report contains information on FY 2014 appropriations, FY 2013 appropriations, and more as related to the topic of community development block grants.
- Department of Housing and Urban Development: FY2016 Appropriations
- No Description Available.
- Department of Housing and Urban Development (HUD): FY2012 Appropriations
- No Description Available.
- Housing for Persons Living with HIV/AIDS
- This report describes recent research that shows how housing and health status are related and the effects of stable housing on patient health. It also describes the Housing Opportunities for Persons with AIDS (HOPWA) program, the only federal program that provides housing and services specifically for persons who are HIV positive or who have AIDS, together with their families. In addition, the report describes how a small portion of funds appropriated through the Ryan White HIV/AIDS program may be used by states and local jurisdictions to provide short-term housing assistance for persons living with HIV/AIDS.