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Congressional Research Service Reports
- Housing Issues in the 106th Congress
- No Description digital.library.unt.edu/ark:/67531/metacrs1249/
- Housing Issues in the 109th Congress
- No Description digital.library.unt.edu/ark:/67531/metacrs8335/
- Housing Issues in the 109th Congress
- No Description digital.library.unt.edu/ark:/67531/metacrs8334/
- Housing Issues in the 107th Congress
- No Description digital.library.unt.edu/ark:/67531/metacrs3154/
- Housing Issues in the 105th Congress
- No Description digital.library.unt.edu/ark:/67531/metacrs713/
- Fannie Mae's and Freddie Mac's Financial Problems: Frequently Asked Questions
- Recent turmoil in the housing and financial markets have caused concern over the future of Fannie Mae and Freddie Mac, which are chartered by Congress as government-sponsored enterprises (GSEs) and are widely believed to have an implicit guarantee from the federal government. The Office of Federal Housing Enterprise Oversight (OFHEO) -- the GSEs safety and soundness regulator -- has repeated assurances that Fannie and Freddie have adequate capital, but as highly leveraged financial intermediaries, Fannie Mae and Freddie Mac have limited resources against losses. This report analyzes various aspects of Fannie Mae and Freddie Mac in relation to the financial turmoil that began in September 2008. digital.library.unt.edu/ark:/67531/metacrs10771/
- Military Housing Privatization Initiative: Background and Issues
- No Description digital.library.unt.edu/ark:/67531/metacrs9280/
- HUD's Response to Hurricane Katrina
- No Description digital.library.unt.edu/ark:/67531/metacrs9165/
- The Emergency Food and Shelter Program
- The Emergency Food and Shelter (EFS) Program allocates funds to local communities to fund homeless programs including soup kitchens, food banks, shelters, and homeless prevention services. The EFS program is part of the Federal Emergency Management Agency (FEMA), and after Hurricane Katrina struck, some questions have arisen about the use of EFS program funds for Presidentially-declared disasters. This report describes how the EFS program operates through a National Board, local boards, and local recipient organizations. It further discusses the use of EFS program funds during disasters, and recent attempts to move the program from FEMA to the Department of Housing and Urban Development (HUD). digital.library.unt.edu/ark:/67531/metacrs7504/
- Rural Housing: USDA Disaster Relief Provisions
- No Description digital.library.unt.edu/ark:/67531/metacrs7750/
- Transportation, Housing and Urban Development, and Related Agencies (THUD): FY2013 Appropriations
- This report looks at Congress's FY2013 budget allocations for the Transportation, Housing and Urban Development, and Related Agencies (THUD) appropriations subcommittee. digital.library.unt.edu/ark:/67531/metadc93942/
- The Homeless: Overview of the Problem and the Federal Response
- No Description digital.library.unt.edu/ark:/67531/metacrs8869/
- No-fault Eviction of Public Housing Tenants for Illegal Drug Use: A Legal Analysis of Department of Housing and Urban Development v. Rucker
- No Description digital.library.unt.edu/ark:/67531/metacrs9283/
- The Homeless Management Information System
- No Description digital.library.unt.edu/ark:/67531/metacrs7973/
- Reduce, Refinance, and Rent? The Economic Incentives, Risks, and Ramifications of Housing Market Policy Options
- This report discusses the background of financial panic in September 2008, precipitated by the housing bubble of 2006. In particular, the report looks at options that the 112th Congress has regarding the housing market: (1) reducing mortgage principal for borrowers who owe more than their homes are worth, (2) refinancing mortgages for borrowers shut out of traditional financing methods, and (3) renting out foreclosed homes. digital.library.unt.edu/ark:/67531/metadc96719/
- H.R. 6076: Home Retention and Economic Stabilization Act of 2008
- The Home Retention and Economic Stabilization Act of 2008 would defer foreclosure for eligible mortgage borrowers for up to 270 days. If passed, the bill would give extra time to some borrowers and lenders to consider alternatives to foreclosure, including traditional loss mitigation and participation in the new Federal Housing Administration (FHA) program for refinancing troubled loans. Some policymakers believe that a moratorium on foreclosures could help stabilize housing markets and alleviate problems from the subprime financial turmoil. This report explores this issue in detail and analyzes the individual aspects of the relevant legislation. digital.library.unt.edu/ark:/67531/metacrs10787/
- Changes to Section 8 Housing Voucher Renewal Funding, FY2003-FY2006
- This report describes changes in the formula that were included in appropriations bills for FY2003 through FY2006; it will not be updated. digital.library.unt.edu/ark:/67531/metacrs9140/
- An Introduction to the Design of the Low-Income Housing Tax Credit
- No Description digital.library.unt.edu/ark:/67531/metacrs9134/
- Housing Authorization Bills: Overview of H.R. 2 and S. 462
- No Description digital.library.unt.edu/ark:/67531/metacrs714/
- VA Housing: Guaranteed Loans, Direct Loans, and Specially Adapted Housing Grants
- This report discusses three types of housing assistance-the loan guaranty program, direct loan programs, and Specially Adapted Housing program-their origins, how they operate, and how they are funded. The report also has a section that discusses the default and foreclosure of VA-guaranteed loans. digital.library.unt.edu/ark:/67531/metadc85414/
- Relocating to the Washington, D.C. Metropolitan Area: Sources of Information
- No Description digital.library.unt.edu/ark:/67531/metacrs1822/
- Federal Real Property: Inventory and Disposal Initiatives
- No Description digital.library.unt.edu/ark:/67531/metacrs8830/
- Private Mortgage Insurance: Cancellation Options
- No Description digital.library.unt.edu/ark:/67531/metacrs447/
- Coming to Washington, D.C.? Sources of Information on Temporary Housing
- This report will introduce a newcomer to the Washington, D.C., metropolitan area to sources of general interest, neighborhoods, housing, and public transportation. The intended audience is congressional staff needing short-term or summer housing, although many of the sources given may also be helpful for those needing more than a three- to six-month lease. Sources suggested are often accessible by their Internet addresses. digital.library.unt.edu/ark:/67531/metacrs3153/
- Coming to Washington, D.C.? Sources of Information on Temporary Housing
- This report will introduce a newcomer to the Washington, D.C., metropolitan area to sources of general interest, neighborhoods, housing, and public transportation. The intended audience is congressional staff needing short-term or summer housing, although many of the sources given may also be helpful for those needing more than a three- to six-month lease. Sources suggested are often accessible by their Internet addresses. digital.library.unt.edu/ark:/67531/metacrs5017/
- Preserving Homeownership: Foreclosure Prevention Initiatives
- This report describes the consequences of foreclosure on homeowners, outlines recent foreclosure prevention plans implemented by the government and private organizations, and discusses the challenges associated with foreclosure prevention. digital.library.unt.edu/ark:/67531/metadc26135/
- Military Construction: A Snapshot of the President's FY2013 Appropriations Request
- This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations. digital.library.unt.edu/ark:/67531/metadc93925/
- The Role of HUD Housing Programs in Response to Disasters
- No Description digital.library.unt.edu/ark:/67531/metacrs7809/
- Immigration: Noncitizen Eligibility for Needs-Based Housing Programs
- The issue of noncitizen eligibility for federally funded programs, including needs-based housing programs, is a perennial issue in Congress. Noncitizen eligibility varies among the needs-based housing programs administered by the U.S. Department of Housing and Urban Development (HUD), such as Public Housing, Section 8 vouchers and project-based rental assistance, homeless assistance programs, housing for the elderly (§202) and the disabled (§811), the HOME program, and the Community Development Block Grants (CDBG) program. Two laws govern noncitizen eligibility for housing programs: Title IV of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (Welfare Reform) and Section 214 of the Housing and Community Development Act of 1980, as amended. There has been congressional interest regarding the implementation of the eligibility requirements for housing programs. Specifically, questions have been raised as to the documentation requirements placed on both citizens and noncitizens in determining eligibility for housing programs. The documentation requirements are dependent on (1) the housing program, (2) the citizenship status of the applicant, and (3) the age of the applicant. digital.library.unt.edu/ark:/67531/metadc87262/
- The Section 8 Housing Voucher Program: Reform Proposals
- No Description digital.library.unt.edu/ark:/67531/metacrs9964/
- The Section 8 Housing Voucher Program: Reform Proposals
- No Description digital.library.unt.edu/ark:/67531/metacrs9988/
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc29695/
- "Robo-Signing" and Other Alleged Documentation Problems in Judicial and Nonjudicial Foreclosure Processes
- Recent depositions involving major servicers, including GMAC Mortgage, J.P. Morgan Chase, and Wells Fargo, have raised concerns about "robo-signing" -- the practice of having a small number of individuals sign a large number of affidavits and other legal documents submitted to courts and other public authorities by mortgage companies to execute foreclosure. This report explores concerns related to these issues by explaining the mortgage market process, procedural problems that have surfaced during foreclosure proceedings, and other relevant information. digital.library.unt.edu/ark:/67531/metadc29633/
- Fundamental Tax Reform: Options for the Mortgage Interest Deduction
- No Description digital.library.unt.edu/ark:/67531/metacrs7300/
- Veterans and Homelessness
- The current conflicts in Iraq and Afghanistan have brought renewed attention to the needs of veterans, including the needs of homeless veterans. As the number of veterans increases due to the current wars, there is concern that the number of homeless veterans could rise commensurately. The current economic downturn also has raised concerns that homelessness could increase among all groups, including veterans. Several issues regarding veterans and homelessness have become prominent, in part because of the current conflicts, which this report discusses in detail. digital.library.unt.edu/ark:/67531/metadc26258/
- Military Construction: A Snapshot of the President's FY2013 Appropriations Request
- This report looks at President Obama's FY2013 budget request, which included an $11.2 billion for military construction appropriations. digital.library.unt.edu/ark:/67531/metadc93924/
- Housing for Persons Living with HIV/AIDS
- This report discusses the creation of the Housing Opportunities for Persons with AIDS (HOPWA) Program, which was created to alleviate the difficulties that many individuals with acquired immunodeficiency syndrome (AIDS) have finding affordable, stable housing. It also looks at distributions of HOPWA funds, including eligibility and eligible uses for such funding. digital.library.unt.edu/ark:/67531/metadc98094/
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc40226/
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc96774/
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc96773/
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc99109/
- Veterans and Homelessness
- This report discusses several issues relating to homelessness among veterans, which has become more prominent since the beginning of the conflicts in Iraq and Afghanistan. digital.library.unt.edu/ark:/67531/metadc87326/
- An Economic Analysis of Large-Scale Mortgage Refinancing Proposals: A Brief Overview of S. 3522 and S. 3085
- This report provides a brief overview of policy proposals for the large-scale refinancing of mortgages for borrowers shut out of traditional financing methods. digital.library.unt.edu/ark:/67531/metadc122229/
- National Mortgage Servicing Standards: Legislation in the 112th Congress
- This report analyzes the potential misaligned incentives in the servicer-mortgage holder relationship and the servicing standards that attempt to address each concern, the servicer-borrower relationship and the relevant servicing provisions, as well as the possible implications of reforming the servicing industry. digital.library.unt.edu/ark:/67531/metadc122216/
- The Department of Energy's Weatherization Assistance Program
- The U.S. Department of Energy’s (DOE) Weatherization Assistance Program (WAP) is one of the largest energy conservation programs in the nation. The DOE program is implemented in all 50 states, the District of Columbia and Native American Tribes. It weatherizes an average of 70,000 dwellings per year. The program strives to increase the energy efficiency of dwellings occupied by low-income persons in order to reduce their energy consumption and lower their fuel bills. It targets vulnerable groups including the elderly, people with disabilities, and families with children. digital.library.unt.edu/ark:/67531/metacrs1678/
- The Weatherization Assistance Program: A Fact Sheet
- No Description digital.library.unt.edu/ark:/67531/metacrs10007/
- The Department of Energy's Weatherization Assistance Program
- The U.S. Department of Energy’s (DOE) Weatherization Assistance Program (WAP) is one of the largest energy conservation programs in the nation. The DOE program is implemented in all 50 states, the District of Columbia and Native American Tribes. It weatherizes an average of 70,000 dwellings per year. The program strives to increase the energy efficiency of dwellings occupied by low-income persons in order to reduce their energy consumption and lower their fuel bills. It targets vulnerable groups including the elderly, people with disabilities, and families with children. digital.library.unt.edu/ark:/67531/metacrs2681/
- Military Construction, Military Quality of Life and Veterans' Affairs, FY2007 Appropriations
- No Description digital.library.unt.edu/ark:/67531/metacrs9423/
- Military Construction, Military Quality of Life and Veterans' Affairs, FY2007 Appropriations
- No Description digital.library.unt.edu/ark:/67531/metacrs9431/
- GSE Reform: A New Affordable Housing Fund
- No Description digital.library.unt.edu/ark:/67531/metacrs7981/